<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:spotify="http://www.spotify.com/ns/rss"><channel><title><![CDATA[Debt-Free Latina]]></title><description><![CDATA[Join financial coach Mayra Alejandra Garcia as she teaches how to grow your net worth and become a Debt-Free Latina! The purpose of this show is to inspire and motivate you to pursue your financial goals and be wise with your money.]]></description><link>https://debtfreelatina.com</link><image><url>https://d32kcwy5dai345.cloudfront.net/061789f7-b4d9-4e2d-a52c-e504b3d9c1f1.jpg</url><title>Debt-Free Latina</title><link>https://debtfreelatina.com</link></image><generator>Podcast for Node</generator><lastBuildDate>Sun, 14 Jun 2026 02:36:53 GMT</lastBuildDate><atom:link href="https://podcasts.helloaudio.fm/podcast/ae1f41b1-bcd3-444d-9c62-03a9b9d3b9fc/meYy5FZO4T" rel="self" type="application/rss+xml"/><author><![CDATA[Mayra Alejandra Garcia]]></author><copyright><![CDATA[© 2026 null All Rights Reserved.]]></copyright><language><![CDATA[en]]></language><itunes:author>Mayra Alejandra Garcia</itunes:author><itunes:summary>Join financial coach Mayra Alejandra Garcia as she teaches how to grow your net worth and become a Debt-Free Latina! The purpose of this show is to inspire and motivate you to pursue your financial goals and be wise with your money.</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Mayra</itunes:name><itunes:email>mayra@debtfreelatina.com</itunes:email></itunes:owner><itunes:explicit>No</itunes:explicit><itunes:category text="Education"/><itunes:category text="Business"/><itunes:image href="https://d32kcwy5dai345.cloudfront.net/061789f7-b4d9-4e2d-a52c-e504b3d9c1f1.jpg"/><item><title><![CDATA[How to Get Your Finances Organized for the New Year ]]></title><description><![CDATA[<p>#109 - In this episode of the <em>Debt-Free Latina Podcast</em>, Mayra shares a realistic and encouraging approach to starting the new year with your finances, without pressure to be perfect. She opens up about life transitions, motherhood, and becoming an almost–empty nester, and how those seasons mirror our financial journeys. Mayra explains why organization is the foundation of financial success and why something as simple as a planner, calendar, or notebook can completely change how you budget and plan your money.</p><p>You’ll learn how to align your budget with real life, why having a clear financial goal makes budgeting sustainable, and how to start paying attention to your numbers without overwhelm. This episode is perfect for anyone who wants to get organized, stay consistent, and make real progress toward financial freedom in 2026, one step at a time.</p><p><br></p><p>Ready to get your finances organized? Visit <strong>debtfreelatina.com</strong> to book a free call with Mayra and create a plan that fits your life and your goals.</p><p><br></p><p>Follow Mayra on Instagram @debtfree.latina</p><p></p><p><br></p>]]></description><guid isPermaLink="false">a8216ae9-de50-4567-b515-64f4da642100_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 07 Jan 2026 04:18:34 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/a8216ae9-de50-4567-b515-64f4da642100.mp3" length="7579801" type="audio/mpeg"/><content:encoded><![CDATA[<p>#109 - In this episode of the <em>Debt-Free Latina Podcast</em>, Mayra shares a realistic and encouraging approach to starting the new year with your finances, without pressure to be perfect. She opens up about life transitions, motherhood, and becoming an almost–empty nester, and how those seasons mirror our financial journeys. Mayra explains why organization is the foundation of financial success and why something as simple as a planner, calendar, or notebook can completely change how you budget and plan your money.</p><p>You’ll learn how to align your budget with real life, why having a clear financial goal makes budgeting sustainable, and how to start paying attention to your numbers without overwhelm. This episode is perfect for anyone who wants to get organized, stay consistent, and make real progress toward financial freedom in 2026, one step at a time.</p><p><br></p><p>Ready to get your finances organized? Visit <strong>debtfreelatina.com</strong> to book a free call with Mayra and create a plan that fits your life and your goals.</p><p><br></p><p>Follow Mayra on Instagram @debtfree.latina</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;#109 - In this episode of the &lt;em&gt;Debt-Free Latina Podcast&lt;/em&gt;, Mayra shares a realistic and encouraging approach to starting the new year with your finances, without pressure to be perfect. She opens up about life transitions, motherhood, and becoming an almost–empty nester, and how those seasons mirror our financial journeys. Mayra explains why organization is the foundation of financial success and why something as simple as a planner, calendar, or notebook can completely change how you budget and plan your money.&lt;/p&gt;&lt;p&gt;You’ll learn how to align your budget with real life, why having a clear financial goal makes budgeting sustainable, and how to start paying attention to your numbers without overwhelm. This episode is perfect for anyone who wants to get organized, stay consistent, and make real progress toward financial freedom in 2026, one step at a time.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Ready to get your finances organized? Visit &lt;strong&gt;debtfreelatina.com&lt;/strong&gt; to book a free call with Mayra and create a plan that fits your life and your goals.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Follow Mayra on Instagram @debtfree.latina&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:01</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Goal-Setting 101: Create Financial Milestones You Can Achieve]]></title><description><![CDATA[<p>#108 - Setting goals is the foundation of any successful financial journey, but not all goals are equal. In this episode, we’re diving into how to set <strong>SMART financial goals</strong> that are realistic, actionable, and designed to keep you motivated. Whether saving for a big purchase, tackling debt, or building wealth, these strategies will help you break down your goals into manageable milestones. Let’s make 2025 the year you achieve what you dream of!</p><p><strong>What You’ll Learn in This Episode:</strong></p><ol><li>The importance of setting financial goals and how they shape your journey.</li><li>How to apply the <strong>SMART Goal Framework</strong> to your finances.</li><li>Real-life examples of achievable financial milestones.</li><li>Tips for staying on track and celebrating progress.</li><li>Why reviewing and adjusting your goals is key to long-term success.</li></ol><p><strong>Action Steps:</strong></p><ul><li>Write down your top 3 financial goals for 2025 and ensure they are <strong>Specific, Measurable, Achievable, Relevant, and Time-bound</strong>.</li><li>Break each goal into smaller milestones to track progress.</li><li>Set calendar reminders to review your progress monthly.</li><li>Find an accountability partner or join a financial community for support.</li></ul><p><strong>Question of the Week:</strong></p><p>What’s one financial goal you’re setting for 2025? Share it with us on Instagram or in our Facebook group using #DebtFreeLatinaGoals!</p><p><strong>Follow &amp; Subscribe:</strong></p><p>Enjoyed this episode? Don’t forget to subscribe to the <strong>Debt-Free Latina Podcast</strong> so you never miss a new episode. Leave a review and share this episode with someone ready to crush their financial goals in 2025!</p><p></p><p><br></p>]]></description><guid isPermaLink="false">20e7a24a-157e-4730-88cd-975ffe0a9427_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 14 Jan 2025 14:33:59 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/20e7a24a-157e-4730-88cd-975ffe0a9427.mp3" length="8428591" type="audio/mpeg"/><content:encoded><![CDATA[<p>#108 - Setting goals is the foundation of any successful financial journey, but not all goals are equal. In this episode, we’re diving into how to set <strong>SMART financial goals</strong> that are realistic, actionable, and designed to keep you motivated. Whether saving for a big purchase, tackling debt, or building wealth, these strategies will help you break down your goals into manageable milestones. Let’s make 2025 the year you achieve what you dream of!</p><p><strong>What You’ll Learn in This Episode:</strong></p><ol><li>The importance of setting financial goals and how they shape your journey.</li><li>How to apply the <strong>SMART Goal Framework</strong> to your finances.</li><li>Real-life examples of achievable financial milestones.</li><li>Tips for staying on track and celebrating progress.</li><li>Why reviewing and adjusting your goals is key to long-term success.</li></ol><p><strong>Action Steps:</strong></p><ul><li>Write down your top 3 financial goals for 2025 and ensure they are <strong>Specific, Measurable, Achievable, Relevant, and Time-bound</strong>.</li><li>Break each goal into smaller milestones to track progress.</li><li>Set calendar reminders to review your progress monthly.</li><li>Find an accountability partner or join a financial community for support.</li></ul><p><strong>Question of the Week:</strong></p><p>What’s one financial goal you’re setting for 2025? Share it with us on Instagram or in our Facebook group using #DebtFreeLatinaGoals!</p><p><strong>Follow &amp; Subscribe:</strong></p><p>Enjoyed this episode? Don’t forget to subscribe to the <strong>Debt-Free Latina Podcast</strong> so you never miss a new episode. Leave a review and share this episode with someone ready to crush their financial goals in 2025!</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;#108 - Setting goals is the foundation of any successful financial journey, but not all goals are equal. In this episode, we’re diving into how to set &lt;strong&gt;SMART financial goals&lt;/strong&gt; that are realistic, actionable, and designed to keep you motivated. Whether saving for a big purchase, tackling debt, or building wealth, these strategies will help you break down your goals into manageable milestones. Let’s make 2025 the year you achieve what you dream of!&lt;/p&gt;&lt;p&gt;&lt;strong&gt;What You’ll Learn in This Episode:&lt;/strong&gt;&lt;/p&gt;&lt;ol&gt;&lt;li&gt;The importance of setting financial goals and how they shape your journey.&lt;/li&gt;&lt;li&gt;How to apply the &lt;strong&gt;SMART Goal Framework&lt;/strong&gt; to your finances.&lt;/li&gt;&lt;li&gt;Real-life examples of achievable financial milestones.&lt;/li&gt;&lt;li&gt;Tips for staying on track and celebrating progress.&lt;/li&gt;&lt;li&gt;Why reviewing and adjusting your goals is key to long-term success.&lt;/li&gt;&lt;/ol&gt;&lt;p&gt;&lt;strong&gt;Action Steps:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Write down your top 3 financial goals for 2025 and ensure they are &lt;strong&gt;Specific, Measurable, Achievable, Relevant, and Time-bound&lt;/strong&gt;.&lt;/li&gt;&lt;li&gt;Break each goal into smaller milestones to track progress.&lt;/li&gt;&lt;li&gt;Set calendar reminders to review your progress monthly.&lt;/li&gt;&lt;li&gt;Find an accountability partner or join a financial community for support.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;strong&gt;Question of the Week:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;What’s one financial goal you’re setting for 2025? Share it with us on Instagram or in our Facebook group using #DebtFreeLatinaGoals!&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Follow &amp;amp; Subscribe:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Enjoyed this episode? Don’t forget to subscribe to the &lt;strong&gt;Debt-Free Latina Podcast&lt;/strong&gt; so you never miss a new episode. Leave a review and share this episode with someone ready to crush their financial goals in 2025!&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:08:47</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[New Year, Fresh Start – Budgeting for a Successful 2025]]></title><description><![CDATA[<p><span style="background-color: rgb(250, 251, 255); color: rgb(13, 13, 13);">#107 - </span>Welcome to the first episode of 2025! It’s the perfect time to set the foundation for financial success this year. In this episode, we’ll walk you through the steps to create a fresh budget, reflect on your 2024 spending habits, and set realistic goals for 2025. Whether you’re working to pay off debt, save for a big goal, or simply take control of your finances, this episode is packed with actionable tips to help you start strong. Let’s make this your best financial year yet!</p><p><strong>What You’ll Learn in This Episode:</strong></p><ol><li>Why the new year is the best time to reevaluate your finances.</li><li>A step-by-step guide to creating a budget from scratch.</li><li>How to set SMART financial goals for 2025.</li><li>Tools and resources to track your spending and savings.</li><li>Tips for maintaining motivation throughout the year.</li></ol><p><strong>Action Steps:</strong></p><ul><li>Reflect on your 2024 spending habits: What worked, and what needs improvement?</li><li>Create a simple monthly budget to track income, expenses, and savings.</li><li>Write down 2-3 financial goals for 2025 and make them specific and measurable.</li><li>Download a budgeting app or use a printable tracker to stay organized.</li></ul><p><strong>Share Your Goals!</strong></p><p>We’d love to hear about your 2025 financial goals! Share them on Instagram or in our Facebook group using the hashtag #DebtFreeLatinaGoals. Let’s inspire each other to stay accountable this year.</p><p><strong>Follow &amp; Subscribe:</strong></p><p>If you enjoyed this episode, subscribe to the <strong>Debt-Free Latina Podcast</strong> so you never miss an update. Don’t forget to leave a review and share this episode with a friend ready to start their financial journey!</p><p></p><p><br></p>]]></description><guid isPermaLink="false">2f84ed94-e64b-4840-bdac-c3c7178b105b_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 07 Jan 2025 14:12:40 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/2f84ed94-e64b-4840-bdac-c3c7178b105b.mp3" length="9729275" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="background-color: rgb(250, 251, 255); color: rgb(13, 13, 13);">#107 - </span>Welcome to the first episode of 2025! It’s the perfect time to set the foundation for financial success this year. In this episode, we’ll walk you through the steps to create a fresh budget, reflect on your 2024 spending habits, and set realistic goals for 2025. Whether you’re working to pay off debt, save for a big goal, or simply take control of your finances, this episode is packed with actionable tips to help you start strong. Let’s make this your best financial year yet!</p><p><strong>What You’ll Learn in This Episode:</strong></p><ol><li>Why the new year is the best time to reevaluate your finances.</li><li>A step-by-step guide to creating a budget from scratch.</li><li>How to set SMART financial goals for 2025.</li><li>Tools and resources to track your spending and savings.</li><li>Tips for maintaining motivation throughout the year.</li></ol><p><strong>Action Steps:</strong></p><ul><li>Reflect on your 2024 spending habits: What worked, and what needs improvement?</li><li>Create a simple monthly budget to track income, expenses, and savings.</li><li>Write down 2-3 financial goals for 2025 and make them specific and measurable.</li><li>Download a budgeting app or use a printable tracker to stay organized.</li></ul><p><strong>Share Your Goals!</strong></p><p>We’d love to hear about your 2025 financial goals! Share them on Instagram or in our Facebook group using the hashtag #DebtFreeLatinaGoals. Let’s inspire each other to stay accountable this year.</p><p><strong>Follow &amp; Subscribe:</strong></p><p>If you enjoyed this episode, subscribe to the <strong>Debt-Free Latina Podcast</strong> so you never miss an update. Don’t forget to leave a review and share this episode with a friend ready to start their financial journey!</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;background-color: rgb(250, 251, 255); color: rgb(13, 13, 13);&quot;&gt;#107 - &lt;/span&gt;Welcome to the first episode of 2025! It’s the perfect time to set the foundation for financial success this year. In this episode, we’ll walk you through the steps to create a fresh budget, reflect on your 2024 spending habits, and set realistic goals for 2025. Whether you’re working to pay off debt, save for a big goal, or simply take control of your finances, this episode is packed with actionable tips to help you start strong. Let’s make this your best financial year yet!&lt;/p&gt;&lt;p&gt;&lt;strong&gt;What You’ll Learn in This Episode:&lt;/strong&gt;&lt;/p&gt;&lt;ol&gt;&lt;li&gt;Why the new year is the best time to reevaluate your finances.&lt;/li&gt;&lt;li&gt;A step-by-step guide to creating a budget from scratch.&lt;/li&gt;&lt;li&gt;How to set SMART financial goals for 2025.&lt;/li&gt;&lt;li&gt;Tools and resources to track your spending and savings.&lt;/li&gt;&lt;li&gt;Tips for maintaining motivation throughout the year.&lt;/li&gt;&lt;/ol&gt;&lt;p&gt;&lt;strong&gt;Action Steps:&lt;/strong&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Reflect on your 2024 spending habits: What worked, and what needs improvement?&lt;/li&gt;&lt;li&gt;Create a simple monthly budget to track income, expenses, and savings.&lt;/li&gt;&lt;li&gt;Write down 2-3 financial goals for 2025 and make them specific and measurable.&lt;/li&gt;&lt;li&gt;Download a budgeting app or use a printable tracker to stay organized.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;strong&gt;Share Your Goals!&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;We’d love to hear about your 2025 financial goals! Share them on Instagram or in our Facebook group using the hashtag #DebtFreeLatinaGoals. Let’s inspire each other to stay accountable this year.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Follow &amp;amp; Subscribe:&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;If you enjoyed this episode, subscribe to the &lt;strong&gt;Debt-Free Latina Podcast&lt;/strong&gt; so you never miss an update. Don’t forget to leave a review and share this episode with a friend ready to start their financial journey!&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:08</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Celebrate the Milestones Along Your Journey]]></title><description><![CDATA[<p><span style="color: rgb(13, 13, 13);">#106 - In this Episode, Mayra explains how it's important to make an effort to celebrate the milestones along your debt-free journey.  You may lose momentum because the trip can be long and hard.  </span></p><p><br></p><p><span style="background-color: rgb(250, 251, 255);"><span class="ql-cursor">﻿</span>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</span></p><p></p><p><br></p>]]></description><guid isPermaLink="false">9434bd53-7c84-45de-bdf2-c46f721cbc8f_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 10 Sep 2024 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/9434bd53-7c84-45de-bdf2-c46f721cbc8f.mp3" length="10515352" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(13, 13, 13);">#106 - In this Episode, Mayra explains how it's important to make an effort to celebrate the milestones along your debt-free journey.  You may lose momentum because the trip can be long and hard.  </span></p><p><br></p><p><span style="background-color: rgb(250, 251, 255);"><span class="ql-cursor">﻿</span>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</span></p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(13, 13, 13);&quot;&gt;#106 - In this Episode, Mayra explains how it&apos;s important to make an effort to celebrate the milestones along your debt-free journey.  You may lose momentum because the trip can be long and hard.  &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;background-color: rgb(250, 251, 255);&quot;&gt;&lt;span class=&quot;ql-cursor&quot;&gt;﻿&lt;/span&gt;If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:57</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[5 Reasons You Need a Strong WHY!]]></title><description><![CDATA[<p>#105 - In this episode, Mayra explains reasons for having a strong definition behind your debt-free journey.   The going will get tough, there are going to be many distractions along the way. A strong WHY, helps us stay focused on the course and not deviate from the goal.  </p><p><br></p><p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></description><guid isPermaLink="false">01067a8d-8d95-4c42-8a67-2b6cb0f66d1a_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 03 Sep 2024 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/01067a8d-8d95-4c42-8a67-2b6cb0f66d1a.mp3" length="12378723" type="audio/mpeg"/><content:encoded><![CDATA[<p>#105 - In this episode, Mayra explains reasons for having a strong definition behind your debt-free journey.   The going will get tough, there are going to be many distractions along the way. A strong WHY, helps us stay focused on the course and not deviate from the goal.  </p><p><br></p><p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;#105 - In this episode, Mayra explains reasons for having a strong definition behind your debt-free journey.   The going will get tough, there are going to be many distractions along the way. A strong WHY, helps us stay focused on the course and not deviate from the goal.  &lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:54</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[A Budget is a Mirror into Your Priorities]]></title><description><![CDATA[<p>#104 - In this episode, Mayra explains the idea that how we manage money is a reflection of what is important to us.  We need to make sure that what we strive for is included as well.  Are your goals clearly defined in your budget?  Does impulsiveness dominate your emotions and decisions?</p><p><br></p><p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></description><guid isPermaLink="false">edc26a7e-b030-4bf2-9bcb-9b700e5aa3c1_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 27 Aug 2024 14:06:59 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/edc26a7e-b030-4bf2-9bcb-9b700e5aa3c1.mp3" length="12950535" type="audio/mpeg"/><content:encoded><![CDATA[<p>#104 - In this episode, Mayra explains the idea that how we manage money is a reflection of what is important to us.  We need to make sure that what we strive for is included as well.  Are your goals clearly defined in your budget?  Does impulsiveness dominate your emotions and decisions?</p><p><br></p><p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;#104 - In this episode, Mayra explains the idea that how we manage money is a reflection of what is important to us.  We need to make sure that what we strive for is included as well.  Are your goals clearly defined in your budget?  Does impulsiveness dominate your emotions and decisions?&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:29</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[An Alternative to the Envelope System]]></title><description><![CDATA[<p>#103 - In this episode, Mayra discusses what types of bank accounts she has.  What her banking structure looks like and the alternative option to the envelope system.  We usually tend to overspend on food and entertainment.  This strategy has been beneficial in the past few months.  </p><p><br></p><p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></description><guid isPermaLink="false">28523959-f9c9-4bff-a69c-1952c515590e_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 18 Jun 2024 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/28523959-f9c9-4bff-a69c-1952c515590e.mp3" length="9490211" type="audio/mpeg"/><content:encoded><![CDATA[<p>#103 - In this episode, Mayra discusses what types of bank accounts she has.  What her banking structure looks like and the alternative option to the envelope system.  We usually tend to overspend on food and entertainment.  This strategy has been beneficial in the past few months.  </p><p><br></p><p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;#103 - In this episode, Mayra discusses what types of bank accounts she has.  What her banking structure looks like and the alternative option to the envelope system.  We usually tend to overspend on food and entertainment.  This strategy has been beneficial in the past few months.  &lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:53</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Don't Let Your Past Dictate Your Future]]></title><description><![CDATA[<p>#102 - In this episode, Mayra discusses why it's important to let go of the past and focus on your future. It's important to have clear goals and know where you and your family are headed financially. We have all made mistakes in the past, it's what we do going forward that really matters.&nbsp;</p><p><br></p><p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></description><guid isPermaLink="false">ed733429-7422-47ac-97cc-2784087c5474_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 27 Mar 2024 02:35:01 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/ed733429-7422-47ac-97cc-2784087c5474.mp3" length="8906684" type="audio/mpeg"/><content:encoded><![CDATA[<p>#102 - In this episode, Mayra discusses why it's important to let go of the past and focus on your future. It's important to have clear goals and know where you and your family are headed financially. We have all made mistakes in the past, it's what we do going forward that really matters.&nbsp;</p><p><br></p><p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;#102 - In this episode, Mayra discusses why it&apos;s important to let go of the past and focus on your future. It&apos;s important to have clear goals and know where you and your family are headed financially. We have all made mistakes in the past, it&apos;s what we do going forward that really matters.&amp;nbsp;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:36</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Cultura and Cash with Giovanna Gonzalez]]></title><description><![CDATA[<p>#101 - In this episode, Mayra has a special guest on the show. &nbsp;Giovanna Gonzalez is the author of the new money book Cultura and Cash. The book is specifically for first-gen Latinas ready to learn practical and jargon-free financial literacy concepts. &nbsp;Giovanna shares her life experiences of growing up in a bi-cultural home. &nbsp;She explains the new term "Loud Budgeting" and shares how health challenges shaped her financial journey.</p>
<p><br></p>
<p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></description><guid isPermaLink="false">fc9e15ce-4a7d-4378-aa60-628a6e0d4d5f_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 20 Mar 2024 04:00:21 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/fc9e15ce-4a7d-4378-aa60-628a6e0d4d5f.mp3" length="25079252" type="audio/mpeg"/><content:encoded><![CDATA[<p>#101 - In this episode, Mayra has a special guest on the show. &nbsp;Giovanna Gonzalez is the author of the new money book Cultura and Cash. The book is specifically for first-gen Latinas ready to learn practical and jargon-free financial literacy concepts. &nbsp;Giovanna shares her life experiences of growing up in a bi-cultural home. &nbsp;She explains the new term "Loud Budgeting" and shares how health challenges shaped her financial journey.</p>
<p><br></p>
<p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;#101 - In this episode, Mayra has a special guest on the show. &amp;nbsp;Giovanna Gonzalez is the author of the new money book Cultura and Cash. The book is specifically for first-gen Latinas ready to learn practical and jargon-free financial literacy concepts. &amp;nbsp;Giovanna shares her life experiences of growing up in a bi-cultural home. &amp;nbsp;She explains the new term &quot;Loud Budgeting&quot; and shares how health challenges shaped her financial journey.&lt;/p&gt;
&lt;p&gt;&lt;br&gt;&lt;/p&gt;
&lt;p&gt;If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:26:07</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[100 Episodes of Financial Discovery: My Journey Unveiled]]></title><description><![CDATA[<p>#100 - In this episode, Join Mayra in celebrating a milestone moment as we unveil the culmination of 100 episodes dedicated to financial discovery and empowerment. In this special episode, she reflects on the transformative journey including sharing insights, lessons, and moments of revelation. From debunking myths to embracing the wealth mindset, each episode has been a step forward in her quest for financial enlightenment.&nbsp;</p>
<p><br></p>
<p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></description><guid isPermaLink="false">2619c021-8472-4b0d-86b5-f7a53df7eb5d_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 28 Feb 2024 03:31:45 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/2619c021-8472-4b0d-86b5-f7a53df7eb5d.mp3" length="13012193" type="audio/mpeg"/><content:encoded><![CDATA[<p>#100 - In this episode, Join Mayra in celebrating a milestone moment as we unveil the culmination of 100 episodes dedicated to financial discovery and empowerment. In this special episode, she reflects on the transformative journey including sharing insights, lessons, and moments of revelation. From debunking myths to embracing the wealth mindset, each episode has been a step forward in her quest for financial enlightenment.&nbsp;</p>
<p><br></p>
<p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;#100 - In this episode, Join Mayra in celebrating a milestone moment as we unveil the culmination of 100 episodes dedicated to financial discovery and empowerment. In this special episode, she reflects on the transformative journey including sharing insights, lessons, and moments of revelation. From debunking myths to embracing the wealth mindset, each episode has been a step forward in her quest for financial enlightenment.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;br&gt;&lt;/p&gt;
&lt;p&gt;If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:15:29</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[What Can We Do About Systemic Issues?]]></title><description><![CDATA[<p>#099 - In this episode, Mayra shares a story about a TikTok video she came across of a Latina living in California that claimed it was hard to live on her 6 figured income even though she had zero debt. &nbsp;And although that is very much the case, this person was blaming the systemic issues in our country. Do we have systemic issues in our country? &nbsp;Absolutely, but is there nothing we can do about our current situation? &nbsp;No! &nbsp;There's a lot we can do.</p>
<p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></description><guid isPermaLink="false">f760fb9d-520d-4deb-aad7-f0aff1f8ae2d_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 20 Feb 2024 15:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/f760fb9d-520d-4deb-aad7-f0aff1f8ae2d.mp3" length="11618415" type="audio/mpeg"/><content:encoded><![CDATA[<p>#099 - In this episode, Mayra shares a story about a TikTok video she came across of a Latina living in California that claimed it was hard to live on her 6 figured income even though she had zero debt. &nbsp;And although that is very much the case, this person was blaming the systemic issues in our country. Do we have systemic issues in our country? &nbsp;Absolutely, but is there nothing we can do about our current situation? &nbsp;No! &nbsp;There's a lot we can do.</p>
<p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;#099 - In this episode, Mayra shares a story about a TikTok video she came across of a Latina living in California that claimed it was hard to live on her 6 figured income even though she had zero debt. &amp;nbsp;And although that is very much the case, this person was blaming the systemic issues in our country. Do we have systemic issues in our country? &amp;nbsp;Absolutely, but is there nothing we can do about our current situation? &amp;nbsp;No! &amp;nbsp;There&apos;s a lot we can do.&lt;/p&gt;
&lt;p&gt;If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:06</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How To Stay on Budget While on Vacation]]></title><description><![CDATA[<p>#098 - In this episode, Mayra shares how her family stays on budget while on vacation. &nbsp;That may sound restrictive for some but the truth is there are so many more benefits than anything else. &nbsp;Based on the itinerary, she guestimated how much she might need for each place she plans to visit. &nbsp;And also there is extra money available should she go over budget. &nbsp;Boundaries are flexible.</p>
<p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></description><guid isPermaLink="false">b19e0211-877f-449e-a4c1-a5bb7425f85c_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 06 Feb 2024 21:47:53 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/b19e0211-877f-449e-a4c1-a5bb7425f85c.mp3" length="10718151" type="audio/mpeg"/><content:encoded><![CDATA[<p>#098 - In this episode, Mayra shares how her family stays on budget while on vacation. &nbsp;That may sound restrictive for some but the truth is there are so many more benefits than anything else. &nbsp;Based on the itinerary, she guestimated how much she might need for each place she plans to visit. &nbsp;And also there is extra money available should she go over budget. &nbsp;Boundaries are flexible.</p>
<p>If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/</p><p></p><p><br></p>]]></content:encoded><itunes:summary>&lt;p&gt;#098 - In this episode, Mayra shares how her family stays on budget while on vacation. &amp;nbsp;That may sound restrictive for some but the truth is there are so many more benefits than anything else. &amp;nbsp;Based on the itinerary, she guestimated how much she might need for each place she plans to visit. &amp;nbsp;And also there is extra money available should she go over budget. &amp;nbsp;Boundaries are flexible.&lt;/p&gt;
&lt;p&gt;If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:10</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Do You Regret Making Some Purchases?]]></title><description><![CDATA[#097 - In this episode, Mayra shares how we often are so excited to buy items, and then after we own them we have a feeling of regret.  This might not happen all the time, but the thing you thought was going to be so awesome, isn't as good as you once thought.  If you've been in that situation, you don't want to miss this episode! If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">ca6b4a41-1bcf-4877-95a1-9ab1f119c4c1_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 12 Dec 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/ca6b4a41-1bcf-4877-95a1-9ab1f119c4c1.mp3" length="10830190" type="audio/mpeg"/><content:encoded><![CDATA[#097 - In this episode, Mayra shares how we often are so excited to buy items, and then after we own them we have a feeling of regret.  This might not happen all the time, but the thing you thought was going to be so awesome, isn't as good as you once thought.  If you've been in that situation, you don't want to miss this episode! If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#097 - In this episode, Mayra shares how we often are so excited to buy items, and then after we own them we have a feeling of regret.  This might not happen all the time, but the thing you thought was going to be so awesome, isn&apos;t as good as you once thought.  If you&apos;ve been in that situation, you don&apos;t want to miss this episode! If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:20</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Money Conversations Can Be Difficult...Have Courage!]]></title><description><![CDATA[#096 - In this episode, Mayra shares how sometimes we Latinas feel like we can't speak up when it comes to how money gets handled in our homes. Sometimes machismo, or just family dynamics are intense and we might default to just keeping the peace in our relationship as a higher priority. The truth is sometimes difficult conversations are necessary to change the projection of your financial future. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">221a14b1-9ab9-4e2a-9eb8-76ac361d76a3_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 05 Dec 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/221a14b1-9ab9-4e2a-9eb8-76ac361d76a3.mp3" length="10851204" type="audio/mpeg"/><content:encoded><![CDATA[#096 - In this episode, Mayra shares how sometimes we Latinas feel like we can't speak up when it comes to how money gets handled in our homes. Sometimes machismo, or just family dynamics are intense and we might default to just keeping the peace in our relationship as a higher priority. The truth is sometimes difficult conversations are necessary to change the projection of your financial future. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#096 - In this episode, Mayra shares how sometimes we Latinas feel like we can&apos;t speak up when it comes to how money gets handled in our homes. Sometimes machismo, or just family dynamics are intense and we might default to just keeping the peace in our relationship as a higher priority. The truth is sometimes difficult conversations are necessary to change the projection of your financial future. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:21</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Avoid Comparing Yourself to Others]]></title><description><![CDATA[#095 - In this episode, Mayra shares tips on how to avoid comparing yourself to others which can cause unhappiness in our lives. She also answers an email she received regarding joint accounts vs separate accounts for a married couple. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">d29cbfbc-e688-493a-be06-5f1e2a77fb98_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 07 Nov 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/d29cbfbc-e688-493a-be06-5f1e2a77fb98.mp3" length="11852543" type="audio/mpeg"/><content:encoded><![CDATA[#095 - In this episode, Mayra shares tips on how to avoid comparing yourself to others which can cause unhappiness in our lives. She also answers an email she received regarding joint accounts vs separate accounts for a married couple. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#095 - In this episode, Mayra shares tips on how to avoid comparing yourself to others which can cause unhappiness in our lives. She also answers an email she received regarding joint accounts vs separate accounts for a married couple. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:33</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Financially Strong Latina with Jen Hemphill]]></title><description><![CDATA[#094 - On this episode, I interviewed Jen Hemphill she is the host of the Her Dinero Matters Podcast and she shared some common misconceptions, and some tips on how we can start budgeting consistently. As well as her upcoming event Financially Strong Latina.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here<p></p><p><br></p>]]></description><guid isPermaLink="false">7e86188d-fa9a-4e7a-b131-0bfc45c204aa_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 24 Oct 2023 12:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/7e86188d-fa9a-4e7a-b131-0bfc45c204aa.mp3" length="18968852" type="audio/mpeg"/><content:encoded><![CDATA[#094 - On this episode, I interviewed Jen Hemphill she is the host of the Her Dinero Matters Podcast and she shared some common misconceptions, and some tips on how we can start budgeting consistently. As well as her upcoming event Financially Strong Latina.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here<p></p><p><br></p>]]></content:encoded><itunes:summary>#094 - On this episode, I interviewed Jen Hemphill she is the host of the Her Dinero Matters Podcast and she shared some common misconceptions, and some tips on how we can start budgeting consistently. As well as her upcoming event Financially Strong Latina.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:22:00</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Stay Disciplined and Motivated to Budget]]></title><description><![CDATA[#093 - In this episode, Mayra talks about how to stay motivated and disciplined when planning your money. It's not an easy task but you have to embrace the fact that budgeting or planning your money is a task that needs to be completed regularly in order to win with money. Also having a strong why and knowing where you're headed is crucial.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here<p></p><p><br></p>]]></description><guid isPermaLink="false">fb8f8fe1-14fc-490e-8b62-bd26ac52a43f_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 17 Oct 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/fb8f8fe1-14fc-490e-8b62-bd26ac52a43f.mp3" length="9873348" type="audio/mpeg"/><content:encoded><![CDATA[#093 - In this episode, Mayra talks about how to stay motivated and disciplined when planning your money. It's not an easy task but you have to embrace the fact that budgeting or planning your money is a task that needs to be completed regularly in order to win with money. Also having a strong why and knowing where you're headed is crucial.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here<p></p><p><br></p>]]></content:encoded><itunes:summary>#093 - In this episode, Mayra talks about how to stay motivated and disciplined when planning your money. It&apos;s not an easy task but you have to embrace the fact that budgeting or planning your money is a task that needs to be completed regularly in order to win with money. Also having a strong why and knowing where you&apos;re headed is crucial.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:11</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Envision Your Debt-Free Lifestyle]]></title><description><![CDATA[#092 - In this episode, Mayra shares that when envisioning and taking steps to eliminate our debt, it's usually not one major change that will steer us in the right direction. It's actually many small choices that we have to make consciously that will help us stay the course in our debt freedom journey. She also shares a few ideas of things we can implement to make wise choices starting today!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here<p></p><p><br></p>]]></description><guid isPermaLink="false">93f3db14-ae11-4279-8cdc-20cc90c8eb5e_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 10 Oct 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/93f3db14-ae11-4279-8cdc-20cc90c8eb5e.mp3" length="12652125" type="audio/mpeg"/><content:encoded><![CDATA[#092 - In this episode, Mayra shares that when envisioning and taking steps to eliminate our debt, it's usually not one major change that will steer us in the right direction. It's actually many small choices that we have to make consciously that will help us stay the course in our debt freedom journey. She also shares a few ideas of things we can implement to make wise choices starting today!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here<p></p><p><br></p>]]></content:encoded><itunes:summary>#092 - In this episode, Mayra shares that when envisioning and taking steps to eliminate our debt, it&apos;s usually not one major change that will steer us in the right direction. It&apos;s actually many small choices that we have to make consciously that will help us stay the course in our debt freedom journey. She also shares a few ideas of things we can implement to make wise choices starting today!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:14:30</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[7 Challenges We Need To Overcome to Become Debt-Free]]></title><description><![CDATA[#091 - In this episode, Mayra shares 7 common challenges we need to overcome to become debt-free. It isn't always easy to combat our debt, staying mindful of the challenges and brainstorming how to push through to achieve our financial goals is one way to prepare. This road to debt freedom can be long and hard, but if we think ahead of how to combat the debt, use various strategies/tools, and gain financial literacy skills it is possible!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here<p></p><p><br></p>]]></description><guid isPermaLink="false">20fffe60-1559-4d09-9038-716650bcc73f_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 04 Oct 2023 02:11:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/20fffe60-1559-4d09-9038-716650bcc73f.mp3" length="11507935" type="audio/mpeg"/><content:encoded><![CDATA[#091 - In this episode, Mayra shares 7 common challenges we need to overcome to become debt-free. It isn't always easy to combat our debt, staying mindful of the challenges and brainstorming how to push through to achieve our financial goals is one way to prepare. This road to debt freedom can be long and hard, but if we think ahead of how to combat the debt, use various strategies/tools, and gain financial literacy skills it is possible!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here<p></p><p><br></p>]]></content:encoded><itunes:summary>#091 - In this episode, Mayra shares 7 common challenges we need to overcome to become debt-free. It isn&apos;t always easy to combat our debt, staying mindful of the challenges and brainstorming how to push through to achieve our financial goals is one way to prepare. This road to debt freedom can be long and hard, but if we think ahead of how to combat the debt, use various strategies/tools, and gain financial literacy skills it is possible!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
To sign up for Financially Strong Latina click here&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:08</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Breaking Free From Consumerism]]></title><description><![CDATA[#090 - In this episode, Mayra shares how consumerism can be combated. Modern advertising fuels our need to buy, and marketers use psychological tactics to get us consumers to spend more. We can learn to evaluate what we already own vs. what we are thinking of buying next and be mindful of our next purchase.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">2f3a86af-f1e4-42fc-9796-b0cdadf6ac21_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 19 Sep 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/2f3a86af-f1e4-42fc-9796-b0cdadf6ac21.mp3" length="12315584" type="audio/mpeg"/><content:encoded><![CDATA[#090 - In this episode, Mayra shares how consumerism can be combated. Modern advertising fuels our need to buy, and marketers use psychological tactics to get us consumers to spend more. We can learn to evaluate what we already own vs. what we are thinking of buying next and be mindful of our next purchase.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#090 - In this episode, Mayra shares how consumerism can be combated. Modern advertising fuels our need to buy, and marketers use psychological tactics to get us consumers to spend more. We can learn to evaluate what we already own vs. what we are thinking of buying next and be mindful of our next purchase.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:14:06</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[The True Cost of Debt: More Than Just Money]]></title><description><![CDATA[#089 - In this episode, Mayra shares how the burden of debt can be heavy.  She also shares how we can effectively make changes and our thought process to help combat our impulses going forward.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">e7e8c57a-0fe6-43b3-a097-00f0018b65e9_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 12 Sep 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/e7e8c57a-0fe6-43b3-a097-00f0018b65e9.mp3" length="10333212" type="audio/mpeg"/><content:encoded><![CDATA[#089 - In this episode, Mayra shares how the burden of debt can be heavy.  She also shares how we can effectively make changes and our thought process to help combat our impulses going forward.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#089 - In this episode, Mayra shares how the burden of debt can be heavy.  She also shares how we can effectively make changes and our thought process to help combat our impulses going forward.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:44</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Slash and Burn: Effective Strategies to Eliminate Debt Fast]]></title><description><![CDATA[#088 - In this episode, Mayra shares how to effectively eliminate debt! It takes more than budgeting, it also requires strategy! Imagine a life where every paycheck stays in your pocket. It's possible!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">f16ad511-c606-45b4-8000-7d6dde618f3c_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 05 Sep 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/f16ad511-c606-45b4-8000-7d6dde618f3c.mp3" length="8362788" type="audio/mpeg"/><content:encoded><![CDATA[#088 - In this episode, Mayra shares how to effectively eliminate debt! It takes more than budgeting, it also requires strategy! Imagine a life where every paycheck stays in your pocket. It's possible!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#088 - In this episode, Mayra shares how to effectively eliminate debt! It takes more than budgeting, it also requires strategy! Imagine a life where every paycheck stays in your pocket. It&apos;s possible!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:23</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Budget for Success]]></title><description><![CDATA[#087 - In this episode, Mayra shares why it's important to plan and create a budget with the entire family. She encourages married couples to talk about goals, dreams, and aspirations. When couples have shared objectives, it creates a synergy that can really propel couples to achieve their purpose.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">95651fe8-1e57-4815-a1e1-fd076619ed71_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 30 Aug 2023 04:39:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/95651fe8-1e57-4815-a1e1-fd076619ed71.mp3" length="9623153" type="audio/mpeg"/><content:encoded><![CDATA[#087 - In this episode, Mayra shares why it's important to plan and create a budget with the entire family. She encourages married couples to talk about goals, dreams, and aspirations. When couples have shared objectives, it creates a synergy that can really propel couples to achieve their purpose.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#087 - In this episode, Mayra shares why it&apos;s important to plan and create a budget with the entire family. She encourages married couples to talk about goals, dreams, and aspirations. When couples have shared objectives, it creates a synergy that can really propel couples to achieve their purpose.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:53</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Why It's Important to Invest in Yourself]]></title><description><![CDATA[#086 - In this episode, Mayra shares the importance of being lifelong learners. Sometimes learning a skill will take time, energy, and even sometimes a monetary investment. Investing in ourselves can be something we are reluctant to do if we are on our journey to build wealth. However, the best investment we can make at times is in our own growth and learning.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">ae687157-420a-4310-abe6-84870ad9b4dc_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 23 Aug 2023 01:27:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/ae687157-420a-4310-abe6-84870ad9b4dc.mp3" length="8695140" type="audio/mpeg"/><content:encoded><![CDATA[#086 - In this episode, Mayra shares the importance of being lifelong learners. Sometimes learning a skill will take time, energy, and even sometimes a monetary investment. Investing in ourselves can be something we are reluctant to do if we are on our journey to build wealth. However, the best investment we can make at times is in our own growth and learning.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#086 - In this episode, Mayra shares the importance of being lifelong learners. Sometimes learning a skill will take time, energy, and even sometimes a monetary investment. Investing in ourselves can be something we are reluctant to do if we are on our journey to build wealth. However, the best investment we can make at times is in our own growth and learning.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:47</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[This Debt-Free Journey is Hard!]]></title><description><![CDATA[#084 - In this episode, Mayra shares how staying the course in this debt-free journey always hits a hard season. Unless you have a strong why!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">bde89ffd-6117-40b6-952f-dd21e64e6cf1_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 08 Aug 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/bde89ffd-6117-40b6-952f-dd21e64e6cf1.mp3" length="12900031" type="audio/mpeg"/><content:encoded><![CDATA[#084 - In this episode, Mayra shares how staying the course in this debt-free journey always hits a hard season. Unless you have a strong why!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#084 - In this episode, Mayra shares how staying the course in this debt-free journey always hits a hard season. Unless you have a strong why!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:14:47</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How Our Emergency Fund Helped Us Recently]]></title><description><![CDATA[#083 - In this episode, Mayra reviews why it's important to have an emergency fund. She shares a personal story about why her emergency fund came in handy.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">7a5efa28-0a91-40ca-ac28-e1808b9a7a46_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 01 Aug 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/7a5efa28-0a91-40ca-ac28-e1808b9a7a46.mp3" length="10958500" type="audio/mpeg"/><content:encoded><![CDATA[#083 - In this episode, Mayra reviews why it's important to have an emergency fund. She shares a personal story about why her emergency fund came in handy.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#083 - In this episode, Mayra reviews why it&apos;s important to have an emergency fund. She shares a personal story about why her emergency fund came in handy.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:29</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Every Penny Counts]]></title><description><![CDATA[#082 - In this episode, Mayra reviews why it's important to have a plan for every penny we earn. We also need to have a why behind our plan. If not we may not have the motivation and inspiration to keep moving forward and obtaining the financial freedom we desire.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">7d3c7d4f-3c2c-4abe-9c16-5cd69150cdd9_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 25 Jul 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/7d3c7d4f-3c2c-4abe-9c16-5cd69150cdd9.mp3" length="7698329" type="audio/mpeg"/><content:encoded><![CDATA[#082 - In this episode, Mayra reviews why it's important to have a plan for every penny we earn. We also need to have a why behind our plan. If not we may not have the motivation and inspiration to keep moving forward and obtaining the financial freedom we desire.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#082 - In this episode, Mayra reviews why it&apos;s important to have a plan for every penny we earn. We also need to have a why behind our plan. If not we may not have the motivation and inspiration to keep moving forward and obtaining the financial freedom we desire.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:08:36</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Being Intentional About Professional Growth with Rosa from Speak Up Mujer ]]></title><description><![CDATA[#081 - In this episode, Mayra interviews Rosa Benavides from Speak Up Mujer.
Rosa is the founder of Speak Up Mujer and creator of the D.A.R.E. T.O. Program. She is a First-Generation Latina -- first to go to college, first to navigate the professional work setting, and first to aspire to an Executive role in her family. She was raised in Boyle Heights, Los Angeles, California, and graduated from UCLA. Rosa has over 20 years of professional experience and serves in a Director capacity in the public sector. 
Rosa is an empathetic professional development coach focused on providing women with the guidance to clearly articulate their talents, strengths, and skills and break down the barriers and challenges holding them back from speaking up so that they can show up as the best versions of themselves.
Connect with Rosa at: https://www.speakupmujer.com/
Follow Rosa on Instagram at: https://www.instagram.com/speakupmujer/
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">561ba8c4-bb23-40b3-b3dd-a7bb9e71d284_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 18 Jul 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/561ba8c4-bb23-40b3-b3dd-a7bb9e71d284.mp3" length="19444927" type="audio/mpeg"/><content:encoded><![CDATA[#081 - In this episode, Mayra interviews Rosa Benavides from Speak Up Mujer.
Rosa is the founder of Speak Up Mujer and creator of the D.A.R.E. T.O. Program. She is a First-Generation Latina -- first to go to college, first to navigate the professional work setting, and first to aspire to an Executive role in her family. She was raised in Boyle Heights, Los Angeles, California, and graduated from UCLA. Rosa has over 20 years of professional experience and serves in a Director capacity in the public sector. 
Rosa is an empathetic professional development coach focused on providing women with the guidance to clearly articulate their talents, strengths, and skills and break down the barriers and challenges holding them back from speaking up so that they can show up as the best versions of themselves.
Connect with Rosa at: https://www.speakupmujer.com/
Follow Rosa on Instagram at: https://www.instagram.com/speakupmujer/
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#081 - In this episode, Mayra interviews Rosa Benavides from Speak Up Mujer.
Rosa is the founder of Speak Up Mujer and creator of the D.A.R.E. T.O. Program. She is a First-Generation Latina -- first to go to college, first to navigate the professional work setting, and first to aspire to an Executive role in her family. She was raised in Boyle Heights, Los Angeles, California, and graduated from UCLA. Rosa has over 20 years of professional experience and serves in a Director capacity in the public sector. 
Rosa is an empathetic professional development coach focused on providing women with the guidance to clearly articulate their talents, strengths, and skills and break down the barriers and challenges holding them back from speaking up so that they can show up as the best versions of themselves.
Connect with Rosa at: https://www.speakupmujer.com/
Follow Rosa on Instagram at: https://www.instagram.com/speakupmujer/
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:22:34</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[The Silent Withdraw: Monthly Subscriptions]]></title><description><![CDATA[#080 - In this episode, Mayra reviews some statistics about monthly subscriptions. Some monthly subscriptions can actually save us money in the long term instead of paying a la carte for things, but some we aren't using at all!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">10414388-1ebe-4846-ad2b-e2921df1ed49_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 11 Jul 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/10414388-1ebe-4846-ad2b-e2921df1ed49.mp3" length="8576017" type="audio/mpeg"/><content:encoded><![CDATA[#080 - In this episode, Mayra reviews some statistics about monthly subscriptions. Some monthly subscriptions can actually save us money in the long term instead of paying a la carte for things, but some we aren't using at all!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#080 - In this episode, Mayra reviews some statistics about monthly subscriptions. Some monthly subscriptions can actually save us money in the long term instead of paying a la carte for things, but some we aren&apos;t using at all!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:39</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Finding Discounts, Coupons, and Deals to Maximize Savings]]></title><description><![CDATA[#079 - In this episode, Mayra shares how couponing enabled her to save on household items, toiletries, and other items that she normally uses. Saving money on things you normally purchase in conjunction with budgeting, meal planning, etc all adds up!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">5aebb0c5-7206-4e1f-a637-fd315df859cf_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 04 Jul 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/5aebb0c5-7206-4e1f-a637-fd315df859cf.mp3" length="8844162" type="audio/mpeg"/><content:encoded><![CDATA[#079 - In this episode, Mayra shares how couponing enabled her to save on household items, toiletries, and other items that she normally uses. Saving money on things you normally purchase in conjunction with budgeting, meal planning, etc all adds up!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#079 - In this episode, Mayra shares how couponing enabled her to save on household items, toiletries, and other items that she normally uses. Saving money on things you normally purchase in conjunction with budgeting, meal planning, etc all adds up!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:58</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Being a First Generation Latina is Difficult]]></title><description><![CDATA[#078 - In this episode, Mayra shares her story and how difficult it has been to be a First Generation Latina.   She had to make some difficult decisions in the last year.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">192c2271-6d53-4b63-be3a-9839c38fd0bb_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 27 Jun 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/192c2271-6d53-4b63-be3a-9839c38fd0bb.mp3" length="13270216" type="audio/mpeg"/><content:encoded><![CDATA[#078 - In this episode, Mayra shares her story and how difficult it has been to be a First Generation Latina.   She had to make some difficult decisions in the last year.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#078 - In this episode, Mayra shares her story and how difficult it has been to be a First Generation Latina.   She had to make some difficult decisions in the last year.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:15:14</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[You want to Improve Your Financial Future....but Your Spouse Isn't Ready?]]></title><description><![CDATA[#077 - In this episode, Mayra shares the struggles of getting her husband on board when it came to our finances. She reviews what you may need to do and address before you have that "conversation."
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">7a1096d8-d2c5-4519-9bd1-636805bdfe03_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 21 Jun 2023 04:53:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/7a1096d8-d2c5-4519-9bd1-636805bdfe03.mp3" length="11308271" type="audio/mpeg"/><content:encoded><![CDATA[#077 - In this episode, Mayra shares the struggles of getting her husband on board when it came to our finances. She reviews what you may need to do and address before you have that "conversation."
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#077 - In this episode, Mayra shares the struggles of getting her husband on board when it came to our finances. She reviews what you may need to do and address before you have that &quot;conversation.&quot;
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:54</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Money Strategies: Food Planning]]></title><description><![CDATA[#076 - In this episode, Mayra shares how she plans to get the best bargains at the grocery store. And also how to handle when eating out is the only option.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">92b73c81-0756-411c-b63c-45b6e095b719_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 13 Jun 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/92b73c81-0756-411c-b63c-45b6e095b719.mp3" length="9866459" type="audio/mpeg"/><content:encoded><![CDATA[#076 - In this episode, Mayra shares how she plans to get the best bargains at the grocery store. And also how to handle when eating out is the only option.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#076 - In this episode, Mayra shares how she plans to get the best bargains at the grocery store. And also how to handle when eating out is the only option.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:11</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Money Strategies: The Envelope System]]></title><description><![CDATA[#075 - In this episode, Mayra shares how she and her family have implemented the envelope system to help them achieve some short-term goals.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">d86c0c67-c70b-415d-b341-1005162851d3_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 06 Jun 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/d86c0c67-c70b-415d-b341-1005162851d3.mp3" length="12577479" type="audio/mpeg"/><content:encoded><![CDATA[#075 - In this episode, Mayra shares how she and her family have implemented the envelope system to help them achieve some short-term goals.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#075 - In this episode, Mayra shares how she and her family have implemented the envelope system to help them achieve some short-term goals.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:14:24</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[From Independence to Unity: How to Merge Your Finances to obtain Financial Abundance with Valentina Izarra]]></title><description><![CDATA[#074 - In this episode, Mayra interviews actor, dancer, podcaster, and self-improvement junkie Valentina Izarra.
Valentina went through a painful divorce and learned a lot from the experience. She shares her story as well as why she believes merging your finances with your spouse is powerful.
Connect with Valentina on Instagram https://www.instagram.com/mamasconganas
Website: mamasconganas.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">b7164ae1-9a02-4a47-a1b1-9e384ac93893_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 30 May 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/b7164ae1-9a02-4a47-a1b1-9e384ac93893.mp3" length="28875297" type="audio/mpeg"/><content:encoded><![CDATA[#074 - In this episode, Mayra interviews actor, dancer, podcaster, and self-improvement junkie Valentina Izarra.
Valentina went through a painful divorce and learned a lot from the experience. She shares her story as well as why she believes merging your finances with your spouse is powerful.
Connect with Valentina on Instagram https://www.instagram.com/mamasconganas
Website: mamasconganas.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#074 - In this episode, Mayra interviews actor, dancer, podcaster, and self-improvement junkie Valentina Izarra.
Valentina went through a painful divorce and learned a lot from the experience. She shares her story as well as why she believes merging your finances with your spouse is powerful.
Connect with Valentina on Instagram https://www.instagram.com/mamasconganas
Website: mamasconganas.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:33:47</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[From Vision to Reality: Unleashing Your Dream Career and Financial Abundance]]></title><description><![CDATA[#073 - In this episode, Mayra interviews Dr. Norma Reyes about how we can start dreaming, visualize, and set goals for our future.
Dr. Norma Reyes is a first-generation Mexican American; Both of her parents are from Mexico. She's one of four children and the first in her family to work towards breaking generational trauma by taking care of herself through self-help, self-care, and working to build generational wealth. She loves inspiring and supporting other women. She holds a PhD in Education and her research is on career and professional development of executive Latina women. Dr. Reyes, also, has a master’s degree and is a Licensed Therapist in Tejas. 
You can connect with Dr. Reyes via Instagram @manifestyourcareer and learn more by listening to her podcast Manifest Your Career.
Free Webinar Alert: How to Stop Living Paycheck to Paycheck, on May 31st at 7:00 pm PST. Register at DebtFreeLatina.com/YouGotThis 
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">d8c5ba60-4313-4bf9-b983-5ada3428109a_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 23 May 2023 15:38:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/d8c5ba60-4313-4bf9-b983-5ada3428109a.mp3" length="17905154" type="audio/mpeg"/><content:encoded><![CDATA[#073 - In this episode, Mayra interviews Dr. Norma Reyes about how we can start dreaming, visualize, and set goals for our future.
Dr. Norma Reyes is a first-generation Mexican American; Both of her parents are from Mexico. She's one of four children and the first in her family to work towards breaking generational trauma by taking care of herself through self-help, self-care, and working to build generational wealth. She loves inspiring and supporting other women. She holds a PhD in Education and her research is on career and professional development of executive Latina women. Dr. Reyes, also, has a master’s degree and is a Licensed Therapist in Tejas. 
You can connect with Dr. Reyes via Instagram @manifestyourcareer and learn more by listening to her podcast Manifest Your Career.
Free Webinar Alert: How to Stop Living Paycheck to Paycheck, on May 31st at 7:00 pm PST. Register at DebtFreeLatina.com/YouGotThis 
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#073 - In this episode, Mayra interviews Dr. Norma Reyes about how we can start dreaming, visualize, and set goals for our future.
Dr. Norma Reyes is a first-generation Mexican American; Both of her parents are from Mexico. She&apos;s one of four children and the first in her family to work towards breaking generational trauma by taking care of herself through self-help, self-care, and working to build generational wealth. She loves inspiring and supporting other women. She holds a PhD in Education and her research is on career and professional development of executive Latina women. Dr. Reyes, also, has a master’s degree and is a Licensed Therapist in Tejas. 
You can connect with Dr. Reyes via Instagram @manifestyourcareer and learn more by listening to her podcast Manifest Your Career.
Free Webinar Alert: How to Stop Living Paycheck to Paycheck, on May 31st at 7:00 pm PST. Register at DebtFreeLatina.com/YouGotThis 
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:20:44</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Breaking Barriers: How First Generation Latinas Can Start a Small Business with Claudia Valenzuela]]></title><description><![CDATA[#072 - In this episode, Mayra interviews Claudia Valenzuela about how we can start a small business with little to no monetary investment.
Claudia is a 1st Gen Latina Entrepreneur living in Seattle, Washington. She is the daughter of Mexican immigrant parents, a world traveler & a former educator. She started her entrepreneurship journey in 2019 and today she is a business mindset coach helping 1st Gen Latina Coaches break free from their biggest mental blocks that keep them feeling stuck so they can make more 4-figure sales in their coaching businesses. In her free time, she loves all things travel, fitness, and coffee!
Connect with Cladia on Instagram https://www.instagram.com/claudiavalenzuela.flores
Website: 1stgenlatinaceo.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></description><guid isPermaLink="false">c49b1e63-f750-4c1f-8d07-1af864cdff53_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 16 May 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/c49b1e63-f750-4c1f-8d07-1af864cdff53.mp3" length="13421347" type="audio/mpeg"/><content:encoded><![CDATA[#072 - In this episode, Mayra interviews Claudia Valenzuela about how we can start a small business with little to no monetary investment.
Claudia is a 1st Gen Latina Entrepreneur living in Seattle, Washington. She is the daughter of Mexican immigrant parents, a world traveler & a former educator. She started her entrepreneurship journey in 2019 and today she is a business mindset coach helping 1st Gen Latina Coaches break free from their biggest mental blocks that keep them feeling stuck so they can make more 4-figure sales in their coaching businesses. In her free time, she loves all things travel, fitness, and coffee!
Connect with Cladia on Instagram https://www.instagram.com/claudiavalenzuela.flores
Website: 1stgenlatinaceo.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/<p></p><p><br></p>]]></content:encoded><itunes:summary>#072 - In this episode, Mayra interviews Claudia Valenzuela about how we can start a small business with little to no monetary investment.
Claudia is a 1st Gen Latina Entrepreneur living in Seattle, Washington. She is the daughter of Mexican immigrant parents, a world traveler &amp; a former educator. She started her entrepreneurship journey in 2019 and today she is a business mindset coach helping 1st Gen Latina Coaches break free from their biggest mental blocks that keep them feeling stuck so they can make more 4-figure sales in their coaching businesses. In her free time, she loves all things travel, fitness, and coffee!
Connect with Cladia on Instagram https://www.instagram.com/claudiavalenzuela.flores
Website: 1stgenlatinaceo.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:15:24</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Business Bookkeeping with Lourdes Auquilla]]></title><description><![CDATA[#069 - In this episode, Mayra interviews Lourdes Auquilla about Business Bookkeeping. They discuss 3 common mistakes business owners make in bookkeeping and how to correct them.
Lourdes Auquilla is a Latina Bookkeeper who helps CEOs gain financial clarity so they can know exactly where their money is going, be tax ready, and increase profits.
Connect with Lourdes on IG at @lourdesbookss
Website: Lourdesauquilla.com
Get a quote: Lourdesauquilla.com/quote
Dreamy Sheets (a simple DIY Bookkeeping system for business owners): Lourdesauquilla.com/dreamy-sheets
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">bf402aa2-d74f-416d-b1c4-7ca96c36d21b_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 25 Apr 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/bf402aa2-d74f-416d-b1c4-7ca96c36d21b.mp3" length="12965500" type="audio/mpeg"/><content:encoded><![CDATA[#069 - In this episode, Mayra interviews Lourdes Auquilla about Business Bookkeeping. They discuss 3 common mistakes business owners make in bookkeeping and how to correct them.
Lourdes Auquilla is a Latina Bookkeeper who helps CEOs gain financial clarity so they can know exactly where their money is going, be tax ready, and increase profits.
Connect with Lourdes on IG at @lourdesbookss
Website: Lourdesauquilla.com
Get a quote: Lourdesauquilla.com/quote
Dreamy Sheets (a simple DIY Bookkeeping system for business owners): Lourdesauquilla.com/dreamy-sheets
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#069 - In this episode, Mayra interviews Lourdes Auquilla about Business Bookkeeping. They discuss 3 common mistakes business owners make in bookkeeping and how to correct them.
Lourdes Auquilla is a Latina Bookkeeper who helps CEOs gain financial clarity so they can know exactly where their money is going, be tax ready, and increase profits.
Connect with Lourdes on IG at @lourdesbookss
Website: Lourdesauquilla.com
Get a quote: Lourdesauquilla.com/quote
Dreamy Sheets (a simple DIY Bookkeeping system for business owners): Lourdesauquilla.com/dreamy-sheets
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:14:52</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Life Insurance for Latinas: Protecting Your Loved Ones and Your Future]]></title><description><![CDATA[#068 - In this episode, Mayra discusses why life insurance is crucial for Latinas. We aren't often aren't taught the importance of this in our Latino homes. From protecting your loved ones financially to providing for your children's future and gaining peace of mind, we explore three key reasons why life insurance is a must-have for Latina women. We also talk about what types of insurance to get and which to stay away from.
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">fa12b783-a275-4032-a95f-737de43c616a_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 18 Apr 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/fa12b783-a275-4032-a95f-737de43c616a.mp3" length="9547630" type="audio/mpeg"/><content:encoded><![CDATA[#068 - In this episode, Mayra discusses why life insurance is crucial for Latinas. We aren't often aren't taught the importance of this in our Latino homes. From protecting your loved ones financially to providing for your children's future and gaining peace of mind, we explore three key reasons why life insurance is a must-have for Latina women. We also talk about what types of insurance to get and which to stay away from.
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#068 - In this episode, Mayra discusses why life insurance is crucial for Latinas. We aren&apos;t often aren&apos;t taught the importance of this in our Latino homes. From protecting your loved ones financially to providing for your children&apos;s future and gaining peace of mind, we explore three key reasons why life insurance is a must-have for Latina women. We also talk about what types of insurance to get and which to stay away from.
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:48</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Overcoming Cultural Barriers]]></title><description><![CDATA[#067 - In this episode, Mayra discusses the challenges Latina women face when managing their debt, including cultural and language barriers. As well as the reluctance to seek help or negotiate with creditors due to cultural beliefs and values. She offers tips on how to protect yourself from debt collection practices, the importance of seeking help from trusted advisors, and negotiating from a position of knowledge and strength. Lastly, she encourages listeners to stay positive and believe in themselves as they take steps toward securing their financial future.
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">5f99ed85-3bf7-452f-aa26-f06f8e8fa8ad_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 04 Apr 2023 16:04:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/5f99ed85-3bf7-452f-aa26-f06f8e8fa8ad.mp3" length="9002544" type="audio/mpeg"/><content:encoded><![CDATA[#067 - In this episode, Mayra discusses the challenges Latina women face when managing their debt, including cultural and language barriers. As well as the reluctance to seek help or negotiate with creditors due to cultural beliefs and values. She offers tips on how to protect yourself from debt collection practices, the importance of seeking help from trusted advisors, and negotiating from a position of knowledge and strength. Lastly, she encourages listeners to stay positive and believe in themselves as they take steps toward securing their financial future.
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#067 - In this episode, Mayra discusses the challenges Latina women face when managing their debt, including cultural and language barriers. As well as the reluctance to seek help or negotiate with creditors due to cultural beliefs and values. She offers tips on how to protect yourself from debt collection practices, the importance of seeking help from trusted advisors, and negotiating from a position of knowledge and strength. Lastly, she encourages listeners to stay positive and believe in themselves as they take steps toward securing their financial future.
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:09</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Setting Boundaries with Relationships for Financial Freedom]]></title><description><![CDATA[#066 - On this episode Mayra talks about setting boundaries. Are you struggling to achieve financial freedom because of the people in your life? Do you find it hard to say "no" when your friends or family ask for money or invite you to expensive outings? This episode reviews how to set boundaries with relationships can help you achieve financial freedom.<p></p><p><br></p>]]></description><guid isPermaLink="false">3f26b3f0-6080-456e-b6f0-76e1b3acebf2_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 28 Mar 2023 14:18:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/3f26b3f0-6080-456e-b6f0-76e1b3acebf2.mp3" length="10393230" type="audio/mpeg"/><content:encoded><![CDATA[#066 - On this episode Mayra talks about setting boundaries. Are you struggling to achieve financial freedom because of the people in your life? Do you find it hard to say "no" when your friends or family ask for money or invite you to expensive outings? This episode reviews how to set boundaries with relationships can help you achieve financial freedom.<p></p><p><br></p>]]></content:encoded><itunes:summary>#066 - On this episode Mayra talks about setting boundaries. Are you struggling to achieve financial freedom because of the people in your life? Do you find it hard to say &quot;no&quot; when your friends or family ask for money or invite you to expensive outings? This episode reviews how to set boundaries with relationships can help you achieve financial freedom.&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:48</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Today's Real Estate Market with Mariel Palafox Leon]]></title><description><![CDATA[#065 - Mayra interviews Mariel Palafox Leon a local real estate agent in the Phoenix market. They conversate about what the real estate market looks like right now and what it may look like in 2023.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina Follow Mariel on Instagram at @mariel.palafox.leon.realtor  <p></p><p><br></p>]]></description><guid isPermaLink="false">7b9e468a-5546-4eb7-935d-ffbca1eb7544_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 07 Mar 2023 16:18:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/7b9e468a-5546-4eb7-935d-ffbca1eb7544.mp3" length="14318831" type="audio/mpeg"/><content:encoded><![CDATA[#065 - Mayra interviews Mariel Palafox Leon a local real estate agent in the Phoenix market. They conversate about what the real estate market looks like right now and what it may look like in 2023.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina Follow Mariel on Instagram at @mariel.palafox.leon.realtor  <p></p><p><br></p>]]></content:encoded><itunes:summary>#065 - Mayra interviews Mariel Palafox Leon a local real estate agent in the Phoenix market. They conversate about what the real estate market looks like right now and what it may look like in 2023.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina Follow Mariel on Instagram at @mariel.palafox.leon.realtor  &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:16:29</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Are You Getting a Tax Return?]]></title><description><![CDATA[#064 - Mayra talks explains what is a Tax Return, if we are receiving one, and how to use it wisely. Reviews how the wealthy view this topic. And how we can learn to change our mindsets regarding this subject to expedite our debt elimination efforts. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">18114229-d83c-4656-9dc4-abbe9e6620b3_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 25 Jan 2023 00:13:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/18114229-d83c-4656-9dc4-abbe9e6620b3.mp3" length="7152607" type="audio/mpeg"/><content:encoded><![CDATA[#064 - Mayra talks explains what is a Tax Return, if we are receiving one, and how to use it wisely. Reviews how the wealthy view this topic. And how we can learn to change our mindsets regarding this subject to expedite our debt elimination efforts. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#064 - Mayra talks explains what is a Tax Return, if we are receiving one, and how to use it wisely. Reviews how the wealthy view this topic. And how we can learn to change our mindsets regarding this subject to expedite our debt elimination efforts. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:07:57</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Avoid Lifestyle Inflation]]></title><description><![CDATA[#063 - Mayra talks about what we tend to do when we get extra money. There are patterns in our behavior that keep us where we are. When additional money is received, we tend to immediately think about ways to spend the money. When we have a plan and extra money comes our way, we are most likely to reach our goals sooner.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">7f151967-1990-48d7-b391-32dacb37ccf6_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 17 Jan 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/7f151967-1990-48d7-b391-32dacb37ccf6.mp3" length="13868041" type="audio/mpeg"/><content:encoded><![CDATA[#063 - Mayra talks about what we tend to do when we get extra money. There are patterns in our behavior that keep us where we are. When additional money is received, we tend to immediately think about ways to spend the money. When we have a plan and extra money comes our way, we are most likely to reach our goals sooner.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#063 - Mayra talks about what we tend to do when we get extra money. There are patterns in our behavior that keep us where we are. When additional money is received, we tend to immediately think about ways to spend the money. When we have a plan and extra money comes our way, we are most likely to reach our goals sooner.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:15:56</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Curve Overspending]]></title><description><![CDATA[#062 - Mayra reviews ways to curve overspending. What triggers us? Taking time to analyze our triggers helps us course correct. We all get tired, or in moods that sometimes get us in an impulsive mindset and enable us to forget about the initial plans we had with our money.   Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">85508f0f-52e4-4927-b2cc-ca26765d773e_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 11 Jan 2023 04:17:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/85508f0f-52e4-4927-b2cc-ca26765d773e.mp3" length="12380547" type="audio/mpeg"/><content:encoded><![CDATA[#062 - Mayra reviews ways to curve overspending. What triggers us? Taking time to analyze our triggers helps us course correct. We all get tired, or in moods that sometimes get us in an impulsive mindset and enable us to forget about the initial plans we had with our money.   Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#062 - Mayra reviews ways to curve overspending. What triggers us? Taking time to analyze our triggers helps us course correct. We all get tired, or in moods that sometimes get us in an impulsive mindset and enable us to forget about the initial plans we had with our money.   Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:14:10</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Apple Pay Safety]]></title><description><![CDATA[#061 - Mayra shares her experience of losing her phone which had Apple Pay activated and paired to her debit cards. She explains the steps she took to ensure her information was safe and secure. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">c32a74ba-0a5a-4957-9dbf-e850f8e8175f_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 03 Jan 2023 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/c32a74ba-0a5a-4957-9dbf-e850f8e8175f.mp3" length="9698934" type="audio/mpeg"/><content:encoded><![CDATA[#061 - Mayra shares her experience of losing her phone which had Apple Pay activated and paired to her debit cards. She explains the steps she took to ensure her information was safe and secure. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#061 - Mayra shares her experience of losing her phone which had Apple Pay activated and paired to her debit cards. She explains the steps she took to ensure her information was safe and secure. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:59</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[What To Do If You Receive an IRS Audit with Claudia Moncarz]]></title><description><![CDATA[#060 - On this episode, we have Tax Attorney Claudia Moncarz again on the show. She provides steps to take if we ever get audited by the IRS. 
Connect with Claudia at www.moncarzlaw.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">4f3d1992-2168-4627-bac8-2a62693390ed_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 29 Nov 2022 19:56:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/4f3d1992-2168-4627-bac8-2a62693390ed.mp3" length="15539619" type="audio/mpeg"/><content:encoded><![CDATA[#060 - On this episode, we have Tax Attorney Claudia Moncarz again on the show. She provides steps to take if we ever get audited by the IRS. 
Connect with Claudia at www.moncarzlaw.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#060 - On this episode, we have Tax Attorney Claudia Moncarz again on the show. She provides steps to take if we ever get audited by the IRS. 
Connect with Claudia at www.moncarzlaw.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:17:56</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Budget Planning for 2023]]></title><description><![CDATA[#059 - Mayra reviews why it's important to start planning for the upcoming year. You are most likely to hit your goals if you have them written down. Planning is half the battle. Don't wait until the new year, start the new year knowing what you will focus on! Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">9239435a-1eea-4951-adb5-c73ed0687cd5_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 23 Nov 2022 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/9239435a-1eea-4951-adb5-c73ed0687cd5.mp3" length="12389374" type="audio/mpeg"/><content:encoded><![CDATA[#059 - Mayra reviews why it's important to start planning for the upcoming year. You are most likely to hit your goals if you have them written down. Planning is half the battle. Don't wait until the new year, start the new year knowing what you will focus on! Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#059 - Mayra reviews why it&apos;s important to start planning for the upcoming year. You are most likely to hit your goals if you have them written down. Planning is half the battle. Don&apos;t wait until the new year, start the new year knowing what you will focus on! Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:14:11</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[What Can We Expect From The Economy in 2023?]]></title><description><![CDATA[#058 - Mayra explains how the economy is shifting and makes a prediction based on patterns we've seen in the past.
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">4553d1a3-dec3-4ed9-b129-cf1a0c040c59_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 16 Nov 2022 04:15:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/4553d1a3-dec3-4ed9-b129-cf1a0c040c59.mp3" length="12151714" type="audio/mpeg"/><content:encoded><![CDATA[#058 - Mayra explains how the economy is shifting and makes a prediction based on patterns we've seen in the past.
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#058 - Mayra explains how the economy is shifting and makes a prediction based on patterns we&apos;ve seen in the past.
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:54</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Prepare for the Holidays]]></title><description><![CDATA[#057 - Mayra explains why the holidays shouldn't be stressful. And how we can prepare to make wise choices during this wonderful time of the year.  
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">fb0209e2-da82-4827-a61c-45e4e1fc1262_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 09 Nov 2022 02:37:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/fb0209e2-da82-4827-a61c-45e4e1fc1262.mp3" length="10087341" type="audio/mpeg"/><content:encoded><![CDATA[#057 - Mayra explains why the holidays shouldn't be stressful. And how we can prepare to make wise choices during this wonderful time of the year.  
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#057 - Mayra explains why the holidays shouldn&apos;t be stressful. And how we can prepare to make wise choices during this wonderful time of the year.  
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:27</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Mujeron Movement Event and What Was Covered On Stage]]></title><description><![CDATA[#056 - Mayra had the privilege of being on a panel at the Mujeron Movement Event with Sylvia Corea and Angelica Prescod. Mayra was asked about a strategy that helped her get out of debt. On this episode she covers what she shared on stage.
Angelica Prescod is a Financial Planner and you can find her on IG @AngelicaPrescod
Sylvia Corea is a representative for Arizona Bank & Trust
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
 
 
 <p></p><p><br></p>]]></description><guid isPermaLink="false">e1536302-ad58-424c-8344-709580a187d9_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 02 Nov 2022 04:22:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/e1536302-ad58-424c-8344-709580a187d9.mp3" length="10019198" type="audio/mpeg"/><content:encoded><![CDATA[#056 - Mayra had the privilege of being on a panel at the Mujeron Movement Event with Sylvia Corea and Angelica Prescod. Mayra was asked about a strategy that helped her get out of debt. On this episode she covers what she shared on stage.
Angelica Prescod is a Financial Planner and you can find her on IG @AngelicaPrescod
Sylvia Corea is a representative for Arizona Bank & Trust
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
 
 
 <p></p><p><br></p>]]></content:encoded><itunes:summary>#056 - Mayra had the privilege of being on a panel at the Mujeron Movement Event with Sylvia Corea and Angelica Prescod. Mayra was asked about a strategy that helped her get out of debt. On this episode she covers what she shared on stage.
Angelica Prescod is a Financial Planner and you can find her on IG @AngelicaPrescod
Sylvia Corea is a representative for Arizona Bank &amp; Trust
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
 
 
 &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:22</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Easy Budget Friendly Meals with Ana Regalado from Salty Cocina]]></title><description><![CDATA[#055 - On this episode, Mayra had the pleasure of talking to Ana Regalado from Salty Cocina. Ana currently has a series on social media that is focused on helping families make easy budget-friendly meals. We review what items we should have on hand most of the time to whip up meals in a flash.  
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
Connect with Ana at https://SaltyCocina.net 
Follow Ana on Instagram at @salty_cocina
 <p></p><p><br></p>]]></description><guid isPermaLink="false">1daa69a1-38b1-4d59-a2b6-24105c153557_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 26 Oct 2022 02:58:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/1daa69a1-38b1-4d59-a2b6-24105c153557.mp3" length="11621443" type="audio/mpeg"/><content:encoded><![CDATA[#055 - On this episode, Mayra had the pleasure of talking to Ana Regalado from Salty Cocina. Ana currently has a series on social media that is focused on helping families make easy budget-friendly meals. We review what items we should have on hand most of the time to whip up meals in a flash.  
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
Connect with Ana at https://SaltyCocina.net 
Follow Ana on Instagram at @salty_cocina
 <p></p><p><br></p>]]></content:encoded><itunes:summary>#055 - On this episode, Mayra had the pleasure of talking to Ana Regalado from Salty Cocina. Ana currently has a series on social media that is focused on helping families make easy budget-friendly meals. We review what items we should have on hand most of the time to whip up meals in a flash.  
Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
Connect with Ana at https://SaltyCocina.net 
Follow Ana on Instagram at @salty_cocina
 &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:16</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Your Network is Your Net Worth]]></title><description><![CDATA[#054 - On this episode, Mayra talks about why networking is one way to advance in your career and increase your net worth.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">af5e24f8-f524-484e-b952-174dbfb9b85a_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 05 Oct 2022 03:27:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/af5e24f8-f524-484e-b952-174dbfb9b85a.mp3" length="9388750" type="audio/mpeg"/><content:encoded><![CDATA[#054 - On this episode, Mayra talks about why networking is one way to advance in your career and increase your net worth.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#054 - On this episode, Mayra talks about why networking is one way to advance in your career and increase your net worth.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:37</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to handle IRS debt with Claudia Moncarz]]></title><description><![CDATA[#053 - On this episode we have Tax Attorney Claudia Moncarz. She's gives us insight into how to handle Tax Debt and the steps to take if you have been audited by the IRS.
Connect with Claudia at  www.moncarzlaw.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">3f9e57f4-caf1-4b42-944e-b3870fd80533_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 27 Sep 2022 14:20:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/3f9e57f4-caf1-4b42-944e-b3870fd80533.mp3" length="13626989" type="audio/mpeg"/><content:encoded><![CDATA[#053 - On this episode we have Tax Attorney Claudia Moncarz. She's gives us insight into how to handle Tax Debt and the steps to take if you have been audited by the IRS.
Connect with Claudia at  www.moncarzlaw.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#053 - On this episode we have Tax Attorney Claudia Moncarz. She&apos;s gives us insight into how to handle Tax Debt and the steps to take if you have been audited by the IRS.
Connect with Claudia at  www.moncarzlaw.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:15:39</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Why Having a Money Plan is Essential]]></title><description><![CDATA[#052 - On this episode, Mayra talks about why having a Money Plan is important and can't be avoided if you want to win with money. 
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">525cfdf6-548a-4fdf-ae50-3f03aa764c2d_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 21 Sep 2022 03:44:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/525cfdf6-548a-4fdf-ae50-3f03aa764c2d.mp3" length="9193507" type="audio/mpeg"/><content:encoded><![CDATA[#052 - On this episode, Mayra talks about why having a Money Plan is important and can't be avoided if you want to win with money. 
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#052 - On this episode, Mayra talks about why having a Money Plan is important and can&apos;t be avoided if you want to win with money. 
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:23</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Things to Consider When Making Big Purchases]]></title><description><![CDATA[#051 - On this episode, Mayra provides tips on what to keep in mind when making significant purchases.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">076892e4-4a50-4e40-900a-3ef830dc1fb1_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 14 Sep 2022 06:50:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/076892e4-4a50-4e40-900a-3ef830dc1fb1.mp3" length="10957613" type="audio/mpeg"/><content:encoded><![CDATA[#051 - On this episode, Mayra provides tips on what to keep in mind when making significant purchases.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#051 - On this episode, Mayra provides tips on what to keep in mind when making significant purchases.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:29</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Bank of America's New Home Loan Option]]></title><description><![CDATA[#050 - On this episode, Mayra reviews the Community Affordable Loan Solution offered by Bank of America. This new home loan option is advertised as though it will make homeownership more attainable for borrowers living in minority communities but is that true?
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">71f0d021-e461-415c-897f-895f610c85ab_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 07 Sep 2022 05:30:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/71f0d021-e461-415c-897f-895f610c85ab.mp3" length="9405186" type="audio/mpeg"/><content:encoded><![CDATA[#050 - On this episode, Mayra reviews the Community Affordable Loan Solution offered by Bank of America. This new home loan option is advertised as though it will make homeownership more attainable for borrowers living in minority communities but is that true?
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#050 - On this episode, Mayra reviews the Community Affordable Loan Solution offered by Bank of America. This new home loan option is advertised as though it will make homeownership more attainable for borrowers living in minority communities but is that true?
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:38</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Stay Motivated Throughout Our Debt Free Journey]]></title><description><![CDATA[#049 - On this episode, Mayra shares how she stays motivated to reach personal goals.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">3e255135-98c3-479c-81db-4c1393ddf29e_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 31 Aug 2022 06:50:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/3e255135-98c3-479c-81db-4c1393ddf29e.mp3" length="11679774" type="audio/mpeg"/><content:encoded><![CDATA[#049 - On this episode, Mayra shares how she stays motivated to reach personal goals.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#049 - On this episode, Mayra shares how she stays motivated to reach personal goals.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:20</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[What Budgeting Format is Best for You?]]></title><description><![CDATA[#048 - On this episode, Mayra goes over the 3 most popular formats to create a budget. There is no right or wrong...it's just a matter of figuring out what works for YOU!
The most important part is making this as easy as possible so you can stay consistent and reach your financial goals and aspirations!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">3bea3dd2-3a94-498f-93ae-af5ff35986fb_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 24 Aug 2022 07:37:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/3bea3dd2-3a94-498f-93ae-af5ff35986fb.mp3" length="8849730" type="audio/mpeg"/><content:encoded><![CDATA[#048 - On this episode, Mayra goes over the 3 most popular formats to create a budget. There is no right or wrong...it's just a matter of figuring out what works for YOU!
The most important part is making this as easy as possible so you can stay consistent and reach your financial goals and aspirations!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#048 - On this episode, Mayra goes over the 3 most popular formats to create a budget. There is no right or wrong...it&apos;s just a matter of figuring out what works for YOU!
The most important part is making this as easy as possible so you can stay consistent and reach your financial goals and aspirations!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:58</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Money Trauma with Micaela Deegan]]></title><description><![CDATA[#047 - On this episode, Mayra and Micaela help answer a question that came in from a listener. "How can I heal from Money Trauma?"
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia
Micaela Deegan on Instagram at @thefearlessmujerpodcast
 <p></p><p><br></p>]]></description><guid isPermaLink="false">9b3a914a-4f80-4109-af85-f428825e7aed_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 17 Aug 2022 04:25:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/9b3a914a-4f80-4109-af85-f428825e7aed.mp3" length="13071283" type="audio/mpeg"/><content:encoded><![CDATA[#047 - On this episode, Mayra and Micaela help answer a question that came in from a listener. "How can I heal from Money Trauma?"
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia
Micaela Deegan on Instagram at @thefearlessmujerpodcast
 <p></p><p><br></p>]]></content:encoded><itunes:summary>#047 - On this episode, Mayra and Micaela help answer a question that came in from a listener. &quot;How can I heal from Money Trauma?&quot;
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia
Micaela Deegan on Instagram at @thefearlessmujerpodcast
 &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:15:00</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[3 Ways to Save Money on Food]]></title><description><![CDATA[#045 - On this episode, Mayra shares tips on how to save money on groceries.  
Download a Meal Planner at DebtFreeLatina.com/mealplanner
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">43e6d026-931e-4f89-9389-8752b975e031_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 03 Aug 2022 04:33:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/43e6d026-931e-4f89-9389-8752b975e031.mp3" length="11206696" type="audio/mpeg"/><content:encoded><![CDATA[#045 - On this episode, Mayra shares tips on how to save money on groceries.  
Download a Meal Planner at DebtFreeLatina.com/mealplanner
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#045 - On this episode, Mayra shares tips on how to save money on groceries.  
Download a Meal Planner at DebtFreeLatina.com/mealplanner
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:46</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Do You Live In The Past, Present or Future?]]></title><description><![CDATA[#044 - On this episode, Mayra reviews how our bi-cultural societies live differently. How we can learn from them and blend them into the right balance for us. If we live in the present, we could be forgetting about saving for a rainy day for example and if we live in the future we could be missing the beauty of enjoying our current stage in life. 
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">cc92fda2-4edd-47f2-95e2-4daf7e161b81_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 27 Jul 2022 02:15:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/cc92fda2-4edd-47f2-95e2-4daf7e161b81.mp3" length="10988867" type="audio/mpeg"/><content:encoded><![CDATA[#044 - On this episode, Mayra reviews how our bi-cultural societies live differently. How we can learn from them and blend them into the right balance for us. If we live in the present, we could be forgetting about saving for a rainy day for example and if we live in the future we could be missing the beauty of enjoying our current stage in life. 
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#044 - On this episode, Mayra reviews how our bi-cultural societies live differently. How we can learn from them and blend them into the right balance for us. If we live in the present, we could be forgetting about saving for a rainy day for example and if we live in the future we could be missing the beauty of enjoying our current stage in life. 
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:31</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Things to Avoid When Getting Out of Debt]]></title><description><![CDATA[#043 - On this Episode - Mayra warns you about things you should stay away from if you're getting out of debt.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">7efeb2d1-ff91-4b77-9504-d7a4786b816a_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 20 Jul 2022 02:44:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/7efeb2d1-ff91-4b77-9504-d7a4786b816a.mp3" length="12024341" type="audio/mpeg"/><content:encoded><![CDATA[#043 - On this Episode - Mayra warns you about things you should stay away from if you're getting out of debt.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#043 - On this Episode - Mayra warns you about things you should stay away from if you&apos;re getting out of debt.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:45</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Eliminate Debt?]]></title><description><![CDATA[#042 - On this episode, Mayra goes back to basics. Reviews how we can easily take steps to eliminate debt.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">09937300-2ad7-42bb-81c1-099843f55da0_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 13 Jul 2022 04:54:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/09937300-2ad7-42bb-81c1-099843f55da0.mp3" length="11400852" type="audio/mpeg"/><content:encoded><![CDATA[#042 - On this episode, Mayra goes back to basics. Reviews how we can easily take steps to eliminate debt.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#042 - On this episode, Mayra goes back to basics. Reviews how we can easily take steps to eliminate debt.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:00</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[The Most Wonderful Time of the Year]]></title><description><![CDATA[#041 - On this episode, as the second half of the year approaches, Mayra reviews a few things to keep in mind.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">e39eb90d-9df1-4812-a77e-7092197bd8aa_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 29 Jun 2022 04:38:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/e39eb90d-9df1-4812-a77e-7092197bd8aa.mp3" length="11197547" type="audio/mpeg"/><content:encoded><![CDATA[#041 - On this episode, as the second half of the year approaches, Mayra reviews a few things to keep in mind.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#041 - On this episode, as the second half of the year approaches, Mayra reviews a few things to keep in mind.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:46</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Peace of Mind]]></title><description><![CDATA[#040 - On this episode, Mayra shares a story about how in a financial emergency situation she had peace of mind.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">cad14687-b3f4-4d72-8ac0-d996fb1a3bdf_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 22 Jun 2022 02:20:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/cad14687-b3f4-4d72-8ac0-d996fb1a3bdf.mp3" length="12093145" type="audio/mpeg"/><content:encoded><![CDATA[#040 - On this episode, Mayra shares a story about how in a financial emergency situation she had peace of mind.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#040 - On this episode, Mayra shares a story about how in a financial emergency situation she had peace of mind.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:50</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Find the Best Deals on Gasoline]]></title><description><![CDATA[#039 - On this episode Mayra goes over a few apps that help find the best gas prices.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">4a0ca004-1e8b-42de-827c-92ab270a8be0_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 15 Jun 2022 04:02:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/4a0ca004-1e8b-42de-827c-92ab270a8be0.mp3" length="9507853" type="audio/mpeg"/><content:encoded><![CDATA[#039 - On this episode Mayra goes over a few apps that help find the best gas prices.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#039 - On this episode Mayra goes over a few apps that help find the best gas prices.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:45</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Have a Summer to Remember]]></title><description><![CDATA[#037 - On this episode, Mayra reviews some important things to keep in mind when planning a summer getaway.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">8bd4e2f3-0a89-406b-86a1-a7cab6fe2175_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 01 Jun 2022 03:56:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/8bd4e2f3-0a89-406b-86a1-a7cab6fe2175.mp3" length="10486567" type="audio/mpeg"/><content:encoded><![CDATA[#037 - On this episode, Mayra reviews some important things to keep in mind when planning a summer getaway.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#037 - On this episode, Mayra reviews some important things to keep in mind when planning a summer getaway.
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:55</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Thriving with our Money: Guest Jenavi Kasper]]></title><description><![CDATA[#036 - On this episode, Mayra talks to Jenavi Kasper CEO of La Jefa Status a business consulting firm for Latina-owned businesses. We talked about our upbringing, how she navigated student loans and touched on how we can build small businesses with little to no money! Follow Jenavi on Instagram at @LaJefaStatus or learn more at LaJefaStatus.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">ca18de39-985b-4663-8a38-0dbc3964b151_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 25 May 2022 06:44:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/ca18de39-985b-4663-8a38-0dbc3964b151.mp3" length="19227001" type="audio/mpeg"/><content:encoded><![CDATA[#036 - On this episode, Mayra talks to Jenavi Kasper CEO of La Jefa Status a business consulting firm for Latina-owned businesses. We talked about our upbringing, how she navigated student loans and touched on how we can build small businesses with little to no money! Follow Jenavi on Instagram at @LaJefaStatus or learn more at LaJefaStatus.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#036 - On this episode, Mayra talks to Jenavi Kasper CEO of La Jefa Status a business consulting firm for Latina-owned businesses. We talked about our upbringing, how she navigated student loans and touched on how we can build small businesses with little to no money! Follow Jenavi on Instagram at @LaJefaStatus or learn more at LaJefaStatus.com
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:22:19</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How do we Save, Invest and Pay Off Debt?]]></title><description><![CDATA[#035 - On this episode, Mayra explains how sometimes we feel like we have to do all the things. However, keeping things simple and having a strategy helps us achieve our goals and wealth build!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">44599b3b-5071-4659-95ba-50d01a44f83f_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 17 May 2022 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/44599b3b-5071-4659-95ba-50d01a44f83f.mp3" length="11770849" type="audio/mpeg"/><content:encoded><![CDATA[#035 - On this episode, Mayra explains how sometimes we feel like we have to do all the things. However, keeping things simple and having a strategy helps us achieve our goals and wealth build!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#035 - On this episode, Mayra explains how sometimes we feel like we have to do all the things. However, keeping things simple and having a strategy helps us achieve our goals and wealth build!
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:27</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Create a Budget with an Irregular Income]]></title><description><![CDATA[#034 - On this episode, Mayra reviews how to create an income when your income varies week to week or month to month.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">0b1b8c4e-1bf8-48c8-87f6-8de1eb6c99d7_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 11 May 2022 00:40:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/0b1b8c4e-1bf8-48c8-87f6-8de1eb6c99d7.mp3" length="13666544" type="audio/mpeg"/><content:encoded><![CDATA[#034 - On this episode, Mayra reviews how to create an income when your income varies week to week or month to month.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#034 - On this episode, Mayra reviews how to create an income when your income varies week to week or month to month.  
Connect with Mayra at https://DebtFreeLatina.com 
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:15:42</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Change Your Life By Updating Your Standards]]></title><description><![CDATA[#033 - On this episode, Mayra talks about how identifying and/or changing our personal standards can shift our actions.  
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">542a38bc-596c-4a3d-a5e6-2158899b0c4a_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 03 May 2022 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/542a38bc-596c-4a3d-a5e6-2158899b0c4a.mp3" length="11408243" type="audio/mpeg"/><content:encoded><![CDATA[#033 - On this episode, Mayra talks about how identifying and/or changing our personal standards can shift our actions.  
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#033 - On this episode, Mayra talks about how identifying and/or changing our personal standards can shift our actions.  
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:01</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[3 Ways to Fight Inflation]]></title><description><![CDATA[#032 - On this episode, Mayra gives 3 ideas to help fight inflation in your home. 
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">492ce39c-6681-41db-9d3e-2454dad3aa11_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 26 Apr 2022 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/492ce39c-6681-41db-9d3e-2454dad3aa11.mp3" length="12443388" type="audio/mpeg"/><content:encoded><![CDATA[#032 - On this episode, Mayra gives 3 ideas to help fight inflation in your home. 
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#032 - On this episode, Mayra gives 3 ideas to help fight inflation in your home. 
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:14:15</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Emotional Intelligence Can Help Increase Your Earnings]]></title><description><![CDATA[#031 - On this episode, Mayra reviews what Emotional Intelligence (EQ) is and why that's different from IQ. How increasing our EQ can help us increase our income and it's a skill that we can all attain. Book Reference: Emotional Intelligence 2.0 by Dr. Travis Bradberry and Dr. Jean Greaves
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">9a3e181f-0546-4441-a9f2-7f0f5d5f92d5_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 19 Apr 2022 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/9a3e181f-0546-4441-a9f2-7f0f5d5f92d5.mp3" length="11861015" type="audio/mpeg"/><content:encoded><![CDATA[#031 - On this episode, Mayra reviews what Emotional Intelligence (EQ) is and why that's different from IQ. How increasing our EQ can help us increase our income and it's a skill that we can all attain. Book Reference: Emotional Intelligence 2.0 by Dr. Travis Bradberry and Dr. Jean Greaves
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#031 - On this episode, Mayra reviews what Emotional Intelligence (EQ) is and why that&apos;s different from IQ. How increasing our EQ can help us increase our income and it&apos;s a skill that we can all attain. Book Reference: Emotional Intelligence 2.0 by Dr. Travis Bradberry and Dr. Jean Greaves
Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:33</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Why Budgeting is More Important Than Increasing Your Income]]></title><description><![CDATA[#029 - On this episode, Mayra explains how earning more money doesn't always solve your money problems. More money amplifies who you already are! And why budgeting is more important and truly life-changing. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">0e6f6610-783a-49b5-964f-1718907527fe_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 05 Apr 2022 03:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/0e6f6610-783a-49b5-964f-1718907527fe.mp3" length="11695209" type="audio/mpeg"/><content:encoded><![CDATA[#029 - On this episode, Mayra explains how earning more money doesn't always solve your money problems. More money amplifies who you already are! And why budgeting is more important and truly life-changing. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#029 - On this episode, Mayra explains how earning more money doesn&apos;t always solve your money problems. More money amplifies who you already are! And why budgeting is more important and truly life-changing. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:21</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[What is the Difference Between a Financial Coach vs Financial Planner]]></title><description><![CDATA[#028 - On this episode, Mayra explains the differences between a financial coach and a financial planner.  Which one do you need right now? That depends on your personal journey.  Tune in to also find out how to interview them to find out if they are the right fit for you. Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">85ea84dd-4dae-4a77-a1e1-b84c97985dd8_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 01 Mar 2022 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/85ea84dd-4dae-4a77-a1e1-b84c97985dd8.mp3" length="9433022" type="audio/mpeg"/><content:encoded><![CDATA[#028 - On this episode, Mayra explains the differences between a financial coach and a financial planner.  Which one do you need right now? That depends on your personal journey.  Tune in to also find out how to interview them to find out if they are the right fit for you. Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#028 - On this episode, Mayra explains the differences between a financial coach and a financial planner.  Which one do you need right now? That depends on your personal journey.  Tune in to also find out how to interview them to find out if they are the right fit for you. Connect with Mayra at https://DebtFreeLatina.com
Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:40</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[The Importance of Having a Positive Money Mindset with Micaela Deegan]]></title><description><![CDATA[#025 - On this episode, Mayra talks to Micaela Deegan the host of the Fearless Mujer Podcast. Micaela is an empowerment coach who focuses on supporting Latinas that are ready to step into the powerful woman they were created to be. If you are wondering how to shift your money mindset from scarcity to abundance, you need to tune in to this episode. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
You can find Micaela at https://FearlessMujer.com and on Instagram @thefearlessmujerpodcast 
The Empowered Latina Guide:  https://fearlessmujer.com/resources<p></p><p><br></p>]]></description><guid isPermaLink="false">2a77ce48-54d4-45fe-a979-5cc87a19ddfd_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 08 Feb 2022 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/2a77ce48-54d4-45fe-a979-5cc87a19ddfd.mp3" length="26779547" type="audio/mpeg"/><content:encoded><![CDATA[#025 - On this episode, Mayra talks to Micaela Deegan the host of the Fearless Mujer Podcast. Micaela is an empowerment coach who focuses on supporting Latinas that are ready to step into the powerful woman they were created to be. If you are wondering how to shift your money mindset from scarcity to abundance, you need to tune in to this episode. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
You can find Micaela at https://FearlessMujer.com and on Instagram @thefearlessmujerpodcast 
The Empowered Latina Guide:  https://fearlessmujer.com/resources<p></p><p><br></p>]]></content:encoded><itunes:summary>#025 - On this episode, Mayra talks to Micaela Deegan the host of the Fearless Mujer Podcast. Micaela is an empowerment coach who focuses on supporting Latinas that are ready to step into the powerful woman they were created to be. If you are wondering how to shift your money mindset from scarcity to abundance, you need to tune in to this episode. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
You can find Micaela at https://FearlessMujer.com and on Instagram @thefearlessmujerpodcast 
The Empowered Latina Guide:  https://fearlessmujer.com/resources&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:31:18</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Setting Goals and New Year Resolutions]]></title><description><![CDATA[#024 - On this episode, Mayra talks about New Year Resolutions and how to set goals for the upcoming year. Feel free to reach out to Mayra at DebtFreeLatina.com for your financial coaching needs. Or Instagram at instagram.com/debtfree.latina Quoted Articles Forbes:  https://www.forbes.com/sites/kathycaprino/2019/12/21/the-top-3-reasons-new-years-resolutions-fail-and-how-yours-can-succeed/?sh=7ab45bb56992 Zig Ziglar: https://chrislocurto.com/zig-ziglar-wheel-of-life/<p></p><p><br></p>]]></description><guid isPermaLink="false">3fc364d0-f220-4eca-a658-9768263de3ff_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 21 Dec 2021 23:14:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/3fc364d0-f220-4eca-a658-9768263de3ff.mp3" length="11583550" type="audio/mpeg"/><content:encoded><![CDATA[#024 - On this episode, Mayra talks about New Year Resolutions and how to set goals for the upcoming year. Feel free to reach out to Mayra at DebtFreeLatina.com for your financial coaching needs. Or Instagram at instagram.com/debtfree.latina Quoted Articles Forbes:  https://www.forbes.com/sites/kathycaprino/2019/12/21/the-top-3-reasons-new-years-resolutions-fail-and-how-yours-can-succeed/?sh=7ab45bb56992 Zig Ziglar: https://chrislocurto.com/zig-ziglar-wheel-of-life/<p></p><p><br></p>]]></content:encoded><itunes:summary>#024 - On this episode, Mayra talks about New Year Resolutions and how to set goals for the upcoming year. Feel free to reach out to Mayra at DebtFreeLatina.com for your financial coaching needs. Or Instagram at instagram.com/debtfree.latina Quoted Articles Forbes:  https://www.forbes.com/sites/kathycaprino/2019/12/21/the-top-3-reasons-new-years-resolutions-fail-and-how-yours-can-succeed/?sh=7ab45bb56992 Zig Ziglar: https://chrislocurto.com/zig-ziglar-wheel-of-life/&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:13:13</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Start a Small Business with Lisa Lanaola]]></title><description><![CDATA[#023 - On this episode, Mayra talks to Lisa Lanaola from LisaLanaola.com. Lisa is a small business owner and she walks us thru the steps she took to have a thriving online business. For the Small Business Toolkit go to DebtFreeLatina.com/tools Feel free to reach out to Mayra at DebtFreeLatina.com for your financial coaching needs. Lisa can be reached at LisaLanaola.com and @lisa_lanaola on Instagram<p></p><p><br></p>]]></description><guid isPermaLink="false">e8e92a86-d826-4160-99d0-06cc0ebe49e5_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 14 Dec 2021 15:42:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/e8e92a86-d826-4160-99d0-06cc0ebe49e5.mp3" length="16071827" type="audio/mpeg"/><content:encoded><![CDATA[#023 - On this episode, Mayra talks to Lisa Lanaola from LisaLanaola.com. Lisa is a small business owner and she walks us thru the steps she took to have a thriving online business. For the Small Business Toolkit go to DebtFreeLatina.com/tools Feel free to reach out to Mayra at DebtFreeLatina.com for your financial coaching needs. Lisa can be reached at LisaLanaola.com and @lisa_lanaola on Instagram<p></p><p><br></p>]]></content:encoded><itunes:summary>#023 - On this episode, Mayra talks to Lisa Lanaola from LisaLanaola.com. Lisa is a small business owner and she walks us thru the steps she took to have a thriving online business. For the Small Business Toolkit go to DebtFreeLatina.com/tools Feel free to reach out to Mayra at DebtFreeLatina.com for your financial coaching needs. Lisa can be reached at LisaLanaola.com and @lisa_lanaola on Instagram&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:18:34</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Our Words are Powerful]]></title><description><![CDATA[#021 - On this episode, Mayra talks about how our mindset affects our decisions. She reviews what things millionaires value and how the words we use are so important. Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></description><guid isPermaLink="false">c85dae26-611e-4df3-8b19-9be58439e53a_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 23 Nov 2021 15:02:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/c85dae26-611e-4df3-8b19-9be58439e53a.mp3" length="8909401" type="audio/mpeg"/><content:encoded><![CDATA[#021 - On this episode, Mayra talks about how our mindset affects our decisions. She reviews what things millionaires value and how the words we use are so important. Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></content:encoded><itunes:summary>#021 - On this episode, Mayra talks about how our mindset affects our decisions. She reviews what things millionaires value and how the words we use are so important. Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:03</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Avoid Debt this Holiday Season]]></title><description><![CDATA[#021 - On this episode, Mayra gives ideas on how to make some extra income in the next 4-6 weeks before Christmas, as well as inexpensive gift ideas. Let's get thru 2021 without additional debt! Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></description><guid isPermaLink="false">30a65830-5c61-4d50-a4e2-87fe19b216af_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 16 Nov 2021 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/30a65830-5c61-4d50-a4e2-87fe19b216af.mp3" length="9445963" type="audio/mpeg"/><content:encoded><![CDATA[#021 - On this episode, Mayra gives ideas on how to make some extra income in the next 4-6 weeks before Christmas, as well as inexpensive gift ideas. Let's get thru 2021 without additional debt! Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></content:encoded><itunes:summary>#021 - On this episode, Mayra gives ideas on how to make some extra income in the next 4-6 weeks before Christmas, as well as inexpensive gift ideas. Let&apos;s get thru 2021 without additional debt! Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:41</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Credit Cards...Are the Rewards Worth it?]]></title><description><![CDATA[#020 - On this episode, Mayra goes over some of the benefits and the downfall of using credit cards. Are getting points, cash rewards, and free airline tickets worth the hassle? Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></description><guid isPermaLink="false">e87c7797-dd3f-443d-be5c-6f2dd89a2ce1_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 09 Nov 2021 15:09:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/e87c7797-dd3f-443d-be5c-6f2dd89a2ce1.mp3" length="9734840" type="audio/mpeg"/><content:encoded><![CDATA[#020 - On this episode, Mayra goes over some of the benefits and the downfall of using credit cards. Are getting points, cash rewards, and free airline tickets worth the hassle? Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></content:encoded><itunes:summary>#020 - On this episode, Mayra goes over some of the benefits and the downfall of using credit cards. Are getting points, cash rewards, and free airline tickets worth the hassle? Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:01</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Leaning on Hope]]></title><description><![CDATA[#019 - On this episode, Mayra talks about her experience at a Podcasting Conference and how she's had a moment where she felt a lack of hope and became overwhelmed. She discovered similarities between building a business and getting out of debt.   Leaning on hope is active! Mayra is rediscovering and refocusing on her "why" which has given her a new sense of peace and strength to keep building and providing financial literacy for everyone. Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></description><guid isPermaLink="false">c8e0c193-8d79-4e94-b434-2dedff360b77_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 19 Oct 2021 09:09:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/c8e0c193-8d79-4e94-b434-2dedff360b77.mp3" length="16634534" type="audio/mpeg"/><content:encoded><![CDATA[#019 - On this episode, Mayra talks about her experience at a Podcasting Conference and how she's had a moment where she felt a lack of hope and became overwhelmed. She discovered similarities between building a business and getting out of debt.   Leaning on hope is active! Mayra is rediscovering and refocusing on her "why" which has given her a new sense of peace and strength to keep building and providing financial literacy for everyone. Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></content:encoded><itunes:summary>#019 - On this episode, Mayra talks about her experience at a Podcasting Conference and how she&apos;s had a moment where she felt a lack of hope and became overwhelmed. She discovered similarities between building a business and getting out of debt.   Leaning on hope is active! Mayra is rediscovering and refocusing on her &quot;why&quot; which has given her a new sense of peace and strength to keep building and providing financial literacy for everyone. Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:19:14</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Should I lease or buy a car?]]></title><description><![CDATA[#018 - On this episode, I review what's the best way to operate a vehicle. Feel free to message me at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></description><guid isPermaLink="false">8b4acd79-c1b1-4f34-a7d3-8d2edb61c08c_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 05 Oct 2021 06:59:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/8b4acd79-c1b1-4f34-a7d3-8d2edb61c08c.mp3" length="10535600" type="audio/mpeg"/><content:encoded><![CDATA[#018 - On this episode, I review what's the best way to operate a vehicle. Feel free to message me at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></content:encoded><itunes:summary>#018 - On this episode, I review what&apos;s the best way to operate a vehicle. Feel free to message me at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:59</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Can we trust our Life Insurance Needs to MLMs?]]></title><description><![CDATA[#017 - On this episode, I review if MLM's like Primerica, World Financial Group, Family First Life, or similar companies are the best choice for Life Insurance needs. These financial professionals seem to be everywhere. Have Life Insurance questions? Feel free to message me at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></description><guid isPermaLink="false">82a69ce5-c0e6-4f11-945c-bb9c3ac92151_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 28 Sep 2021 04:45:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/82a69ce5-c0e6-4f11-945c-bb9c3ac92151.mp3" length="8956636" type="audio/mpeg"/><content:encoded><![CDATA[#017 - On this episode, I review if MLM's like Primerica, World Financial Group, Family First Life, or similar companies are the best choice for Life Insurance needs. These financial professionals seem to be everywhere. Have Life Insurance questions? Feel free to message me at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting book a one-on-one session with Mayra at DebtFreeLatina.com<p></p><p><br></p>]]></content:encoded><itunes:summary>#017 - On this episode, I review if MLM&apos;s like Primerica, World Financial Group, Family First Life, or similar companies are the best choice for Life Insurance needs. These financial professionals seem to be everywhere. Have Life Insurance questions? Feel free to message me at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting book a one-on-one session with Mayra at DebtFreeLatina.com&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:06</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Personal and Business Lessons from El Rancho with Maira Hernandez]]></title><description><![CDATA[#016 - On this episode, I interview Maira Hernandez, Author of Aventura, Amor Y Tacos. She is so relatable as a bilingual and bicultural Mexican-American. She brings us Personal and Business Lessons from El Rancho. We sometimes give credit to modern marketing for business ideas, however, we've been practicing these skills for generations. Find Maira at https://www.mairahernandez.com/ or on IG @aventura.amor.tacos Interested in learning more about your roots, check out her Questions to Ask your Elders to learn more about your family history.<p></p><p><br></p>]]></description><guid isPermaLink="false">a44c3b40-17a7-45cc-a1db-4463f3654a45_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 21 Sep 2021 17:24:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/a44c3b40-17a7-45cc-a1db-4463f3654a45.mp3" length="24032211" type="audio/mpeg"/><content:encoded><![CDATA[#016 - On this episode, I interview Maira Hernandez, Author of Aventura, Amor Y Tacos. She is so relatable as a bilingual and bicultural Mexican-American. She brings us Personal and Business Lessons from El Rancho. We sometimes give credit to modern marketing for business ideas, however, we've been practicing these skills for generations. Find Maira at https://www.mairahernandez.com/ or on IG @aventura.amor.tacos Interested in learning more about your roots, check out her Questions to Ask your Elders to learn more about your family history.<p></p><p><br></p>]]></content:encoded><itunes:summary>#016 - On this episode, I interview Maira Hernandez, Author of Aventura, Amor Y Tacos. She is so relatable as a bilingual and bicultural Mexican-American. She brings us Personal and Business Lessons from El Rancho. We sometimes give credit to modern marketing for business ideas, however, we&apos;ve been practicing these skills for generations. Find Maira at https://www.mairahernandez.com/ or on IG @aventura.amor.tacos Interested in learning more about your roots, check out her Questions to Ask your Elders to learn more about your family history.&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:28:02</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Avoid Overspending at the Grocery Store and While Eating Out!]]></title><description><![CDATA[#015 - Overspending is a common struggle in many households. On this episode, Mayra teaches strategies to stay on track with your goals and stick to the amounts you set in your budget for each category. Food is one of the hardest to get control over. Need help creating a budget? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina <p></p><p><br></p>]]></description><guid isPermaLink="false">7de11096-f1d3-4347-8fc3-107b44618826_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 20 Jul 2021 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/7de11096-f1d3-4347-8fc3-107b44618826.mp3" length="8693476" type="audio/mpeg"/><content:encoded><![CDATA[#015 - Overspending is a common struggle in many households. On this episode, Mayra teaches strategies to stay on track with your goals and stick to the amounts you set in your budget for each category. Food is one of the hardest to get control over. Need help creating a budget? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina <p></p><p><br></p>]]></content:encoded><itunes:summary>#015 - Overspending is a common struggle in many households. On this episode, Mayra teaches strategies to stay on track with your goals and stick to the amounts you set in your budget for each category. Food is one of the hardest to get control over. Need help creating a budget? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:47</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Budgeting Equals Freedom!]]></title><description><![CDATA[#014 - Being financially unstable is hard. Becoming wealthy is hard. Choose your hard! Many people think that budgeting is about depriving oneself of the things we want. This couldn't be further from the truth! Budgeting means freedom because you will have more money to buy what you need and enjoy your life. When you are living paycheck-to-paycheck, it can feel like there's no end in sight. However, when we take control of our finances by creating a budget, we free ourselves to live without worry and with plenty of money for all that life throws at us. Need help creating a budget? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina <p></p><p><br></p>]]></description><guid isPermaLink="false">17996ddb-832d-4e7a-96aa-f43904e2385c_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 13 Jul 2021 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/17996ddb-832d-4e7a-96aa-f43904e2385c.mp3" length="9532610" type="audio/mpeg"/><content:encoded><![CDATA[#014 - Being financially unstable is hard. Becoming wealthy is hard. Choose your hard! Many people think that budgeting is about depriving oneself of the things we want. This couldn't be further from the truth! Budgeting means freedom because you will have more money to buy what you need and enjoy your life. When you are living paycheck-to-paycheck, it can feel like there's no end in sight. However, when we take control of our finances by creating a budget, we free ourselves to live without worry and with plenty of money for all that life throws at us. Need help creating a budget? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina <p></p><p><br></p>]]></content:encoded><itunes:summary>#014 - Being financially unstable is hard. Becoming wealthy is hard. Choose your hard! Many people think that budgeting is about depriving oneself of the things we want. This couldn&apos;t be further from the truth! Budgeting means freedom because you will have more money to buy what you need and enjoy your life. When you are living paycheck-to-paycheck, it can feel like there&apos;s no end in sight. However, when we take control of our finances by creating a budget, we free ourselves to live without worry and with plenty of money for all that life throws at us. Need help creating a budget? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:47</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How much do you need to retire?]]></title><description><![CDATA[#012 - How can you calculate how much you need to retire? In this episode, Mayra shares what you need to ask yourself to prepare yourself to retire comfortably. She also covers what FIRE means and how you can achieve that. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina <p></p><p><br></p>]]></description><guid isPermaLink="false">c646d82c-7c8f-46d2-b105-ea70fd95002f_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 22 Jun 2021 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/c646d82c-7c8f-46d2-b105-ea70fd95002f.mp3" length="8844000" type="audio/mpeg"/><content:encoded><![CDATA[#012 - How can you calculate how much you need to retire? In this episode, Mayra shares what you need to ask yourself to prepare yourself to retire comfortably. She also covers what FIRE means and how you can achieve that. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina <p></p><p><br></p>]]></content:encoded><itunes:summary>#012 - How can you calculate how much you need to retire? In this episode, Mayra shares what you need to ask yourself to prepare yourself to retire comfortably. She also covers what FIRE means and how you can achieve that. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:58</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Accelerate your Debt Freedom Journey!]]></title><description><![CDATA[#011 - Do you want to get out of debt as fast as possible? In this episode, Mayra tells us what she and her husband did to earn extra income during their debt-free journey. She also gives us ideas on how we can earn additional income to move the needle faster and accomplish our debt freedom goals. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina <p></p><p><br></p>]]></description><guid isPermaLink="false">11469940-513e-4875-9aff-558c029af3c4_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 15 Jun 2021 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/11469940-513e-4875-9aff-558c029af3c4.mp3" length="15568401" type="audio/mpeg"/><content:encoded><![CDATA[#011 - Do you want to get out of debt as fast as possible? In this episode, Mayra tells us what she and her husband did to earn extra income during their debt-free journey. She also gives us ideas on how we can earn additional income to move the needle faster and accomplish our debt freedom goals. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina <p></p><p><br></p>]]></content:encoded><itunes:summary>#011 - Do you want to get out of debt as fast as possible? In this episode, Mayra tells us what she and her husband did to earn extra income during their debt-free journey. She also gives us ideas on how we can earn additional income to move the needle faster and accomplish our debt freedom goals. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:17:58</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Why is the Housing Market Crazy?]]></title><description><![CDATA[#010 - It's a seller's market right now. If you planning on buying, selling, or refinancing your home in 2021, don't miss this episode where Mayra breaks down why the home prices have gone so high and she makes an educated guess on what the market will continue to do in the near future.  <p></p><p><br></p>]]></description><guid isPermaLink="false">574f6ee3-db37-4508-83b0-85f3d20ed01e_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 11 May 2021 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/574f6ee3-db37-4508-83b0-85f3d20ed01e.mp3" length="8207751" type="audio/mpeg"/><content:encoded><![CDATA[#010 - It's a seller's market right now. If you planning on buying, selling, or refinancing your home in 2021, don't miss this episode where Mayra breaks down why the home prices have gone so high and she makes an educated guess on what the market will continue to do in the near future.  <p></p><p><br></p>]]></content:encoded><itunes:summary>#010 - It&apos;s a seller&apos;s market right now. If you planning on buying, selling, or refinancing your home in 2021, don&apos;t miss this episode where Mayra breaks down why the home prices have gone so high and she makes an educated guess on what the market will continue to do in the near future.  &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:12</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[3 Steps to Convince Your Spouse to Become Debt-Free!]]></title><description><![CDATA[#009 - Are you in debt and you want to get out? However, your spouse doesn't seem interested in joining the effort? It's not always easy convincing someone else to join a journey with you, but it can be done! On this show, Mayra gives you 3 steps that will help you convince your spouse to take on this challenge with you. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra at Instagram.com/DebtFree.Latina<p></p><p><br></p>]]></description><guid isPermaLink="false">d71259f3-2019-4d1c-b6f4-afdc37702338_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 04 May 2021 10:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/d71259f3-2019-4d1c-b6f4-afdc37702338.mp3" length="7202572" type="audio/mpeg"/><content:encoded><![CDATA[#009 - Are you in debt and you want to get out? However, your spouse doesn't seem interested in joining the effort? It's not always easy convincing someone else to join a journey with you, but it can be done! On this show, Mayra gives you 3 steps that will help you convince your spouse to take on this challenge with you. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra at Instagram.com/DebtFree.Latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#009 - Are you in debt and you want to get out? However, your spouse doesn&apos;t seem interested in joining the effort? It&apos;s not always easy convincing someone else to join a journey with you, but it can be done! On this show, Mayra gives you 3 steps that will help you convince your spouse to take on this challenge with you. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra at Instagram.com/DebtFree.Latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:08:01</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[What Life Insurance is Best?]]></title><description><![CDATA[#008 - On this episode, Mayra reviews if you need life insurance, why employer-sponsored life insurance isn't always enough. If you're interested in becoming debt-free or need help getting your finances in order. Book a session with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at Instagram.com/debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">3e1cc457-963f-4474-8ce6-a1962d96799a_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 27 Apr 2021 05:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/3e1cc457-963f-4474-8ce6-a1962d96799a.mp3" length="6799643" type="audio/mpeg"/><content:encoded><![CDATA[#008 - On this episode, Mayra reviews if you need life insurance, why employer-sponsored life insurance isn't always enough. If you're interested in becoming debt-free or need help getting your finances in order. Book a session with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at Instagram.com/debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#008 - On this episode, Mayra reviews if you need life insurance, why employer-sponsored life insurance isn&apos;t always enough. If you&apos;re interested in becoming debt-free or need help getting your finances in order. Book a session with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at Instagram.com/debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:07:32</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[New Podcast Name!]]></title><description><![CDATA[#007 - On this episode, Mayra tells you all the details as to why, how, and what you can expect with the podcast name change. If you're interested in working with Mayra book a session at DebtFreeLatina.com Follow Mayra on Instagram at Instagram.com/debtfree.latina<p></p><p><br></p>]]></description><guid isPermaLink="false">49ae8f3b-21ee-4bb3-95fe-92f75326e25c_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 27 Apr 2021 05:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/49ae8f3b-21ee-4bb3-95fe-92f75326e25c.mp3" length="5111204" type="audio/mpeg"/><content:encoded><![CDATA[#007 - On this episode, Mayra tells you all the details as to why, how, and what you can expect with the podcast name change. If you're interested in working with Mayra book a session at DebtFreeLatina.com Follow Mayra on Instagram at Instagram.com/debtfree.latina<p></p><p><br></p>]]></content:encoded><itunes:summary>#007 - On this episode, Mayra tells you all the details as to why, how, and what you can expect with the podcast name change. If you&apos;re interested in working with Mayra book a session at DebtFreeLatina.com Follow Mayra on Instagram at Instagram.com/debtfree.latina&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:05:31</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Are you Getting a Tax Refund?]]></title><description><![CDATA[#006 - On this episode, Mayra reviews what you should invest your tax refund in and how the wealthy view this subject.
Interested in making your money go further?  
Check out TheCashFlowMethod.com!
Need more help? Book Mayra for a one on one session at MayraAlejandraGarcia.com
Follow Mayra at Instagram.com/Mayra.Alejandra.Garcia
 
 <p></p><p><br></p>]]></description><guid isPermaLink="false">ef53fa02-be66-42c1-a399-d196677b80c3_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 26 Jan 2021 16:25:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/ef53fa02-be66-42c1-a399-d196677b80c3.mp3" length="7380037" type="audio/mpeg"/><content:encoded><![CDATA[#006 - On this episode, Mayra reviews what you should invest your tax refund in and how the wealthy view this subject.
Interested in making your money go further?  
Check out TheCashFlowMethod.com!
Need more help? Book Mayra for a one on one session at MayraAlejandraGarcia.com
Follow Mayra at Instagram.com/Mayra.Alejandra.Garcia
 
 <p></p><p><br></p>]]></content:encoded><itunes:summary>#006 - On this episode, Mayra reviews what you should invest your tax refund in and how the wealthy view this subject.
Interested in making your money go further?  
Check out TheCashFlowMethod.com!
Need more help? Book Mayra for a one on one session at MayraAlejandraGarcia.com
Follow Mayra at Instagram.com/Mayra.Alejandra.Garcia
 
 &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:08:13</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[How to Pay off your Debt]]></title><description><![CDATA[#005 - On this episode, Mayra reviews how to get out of debt using the Debt Snowball. This is the method she used and it works!  
Mayra goes over possible challenges you might encounter and why it's important to know how much you owe and project how long it will take you to pay off your debt.
She's here to help! Reach out to her if you have any questions or to let her know when you start your debt snowball.
Connect by messaging her at MayraAlejandraGarcia.com or DM Mayra on Instagram at Instagram.com/Mayra.Alejandra.Garcia
The Cash Flow Method can be purchased at TheCashFlowMethod.com
 <p></p><p><br></p>]]></description><guid isPermaLink="false">511d02bc-245d-44d5-b88b-d87a1b32181d_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 19 Jan 2021 08:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/511d02bc-245d-44d5-b88b-d87a1b32181d.mp3" length="7205290" type="audio/mpeg"/><content:encoded><![CDATA[#005 - On this episode, Mayra reviews how to get out of debt using the Debt Snowball. This is the method she used and it works!  
Mayra goes over possible challenges you might encounter and why it's important to know how much you owe and project how long it will take you to pay off your debt.
She's here to help! Reach out to her if you have any questions or to let her know when you start your debt snowball.
Connect by messaging her at MayraAlejandraGarcia.com or DM Mayra on Instagram at Instagram.com/Mayra.Alejandra.Garcia
The Cash Flow Method can be purchased at TheCashFlowMethod.com
 <p></p><p><br></p>]]></content:encoded><itunes:summary>#005 - On this episode, Mayra reviews how to get out of debt using the Debt Snowball. This is the method she used and it works!  
Mayra goes over possible challenges you might encounter and why it&apos;s important to know how much you owe and project how long it will take you to pay off your debt.
She&apos;s here to help! Reach out to her if you have any questions or to let her know when you start your debt snowball.
Connect by messaging her at MayraAlejandraGarcia.com or DM Mayra on Instagram at Instagram.com/Mayra.Alejandra.Garcia
The Cash Flow Method can be purchased at TheCashFlowMethod.com
 &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:08:01</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Practice Makes Perfect]]></title><description><![CDATA[#004 - On this episode, Mayra reviews why paying cash helps tame our spending habits. Automatic payments are usually out of sight and out of mind, Mayra reminds us why we need to review them periodically. She also goes over Dave Ramsey's baby steps and explains why budgeting takes practice.
MayraAlejandraGarcia.com
Connect with Mayra on Instagram at Instagram.com/mayra.alejandra.garcia<p></p><p><br></p>]]></description><guid isPermaLink="false">510227d1-29ac-40f1-9daa-50fb4d3fc209_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Tue, 29 Sep 2020 07:00:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/510227d1-29ac-40f1-9daa-50fb4d3fc209.mp3" length="10232623" type="audio/mpeg"/><content:encoded><![CDATA[#004 - On this episode, Mayra reviews why paying cash helps tame our spending habits. Automatic payments are usually out of sight and out of mind, Mayra reminds us why we need to review them periodically. She also goes over Dave Ramsey's baby steps and explains why budgeting takes practice.
MayraAlejandraGarcia.com
Connect with Mayra on Instagram at Instagram.com/mayra.alejandra.garcia<p></p><p><br></p>]]></content:encoded><itunes:summary>#004 - On this episode, Mayra reviews why paying cash helps tame our spending habits. Automatic payments are usually out of sight and out of mind, Mayra reminds us why we need to review them periodically. She also goes over Dave Ramsey&apos;s baby steps and explains why budgeting takes practice.
MayraAlejandraGarcia.com
Connect with Mayra on Instagram at Instagram.com/mayra.alejandra.garcia&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:11:37</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[More is Caught than Taught]]></title><description><![CDATA[#003 - This episode is dedicated to Mayra's late mother Esther.  Things she learned growing up and how most was caught than taught. Mayra is a mother of two teenagers and reviews the importance of being intentional in teaching children how to handle money wisely.
Stay in touch with Mayra Alejandra by heading over to MayraAlejandraGarcia.com and sign up to receive her emails! Thanks for listening!<p></p><p><br></p>]]></description><guid isPermaLink="false">f93387c5-d89a-475c-8199-c6be5bb9136f_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Sun, 20 Sep 2020 04:05:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/f93387c5-d89a-475c-8199-c6be5bb9136f.mp3" length="10750153" type="audio/mpeg"/><content:encoded><![CDATA[#003 - This episode is dedicated to Mayra's late mother Esther.  Things she learned growing up and how most was caught than taught. Mayra is a mother of two teenagers and reviews the importance of being intentional in teaching children how to handle money wisely.
Stay in touch with Mayra Alejandra by heading over to MayraAlejandraGarcia.com and sign up to receive her emails! Thanks for listening!<p></p><p><br></p>]]></content:encoded><itunes:summary>#003 - This episode is dedicated to Mayra&apos;s late mother Esther.  Things she learned growing up and how most was caught than taught. Mayra is a mother of two teenagers and reviews the importance of being intentional in teaching children how to handle money wisely.
Stay in touch with Mayra Alejandra by heading over to MayraAlejandraGarcia.com and sign up to receive her emails! Thanks for listening!&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:12:14</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[5 Ways to Increase Your Disposible Income]]></title><description><![CDATA[#002 - On this episode, Mayra reviews the 5 things her family did to increase their disposable income and pay off their debt as quickly as possible. 
MayraAlejandraGarcia.com<p></p><p><br></p>]]></description><guid isPermaLink="false">cf69f526-57dd-4b2f-8a0e-6dd048111e7f_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Wed, 09 Sep 2020 03:49:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/cf69f526-57dd-4b2f-8a0e-6dd048111e7f.mp3" length="9196216" type="audio/mpeg"/><content:encoded><![CDATA[#002 - On this episode, Mayra reviews the 5 things her family did to increase their disposable income and pay off their debt as quickly as possible. 
MayraAlejandraGarcia.com<p></p><p><br></p>]]></content:encoded><itunes:summary>#002 - On this episode, Mayra reviews the 5 things her family did to increase their disposable income and pay off their debt as quickly as possible. 
MayraAlejandraGarcia.com&lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:10:23</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Welcome to the All Things Money Podcast!]]></title><description><![CDATA[#001 - Welcome to the first episode of the All Things Money Podcast! In this episode, you'll get to know Mayra Alejandra. She explains how and why her family began their debt-free journey. Stay in touch with Mayra Alejandra by heading over to MayraAlejandraGarcia.com and sign up to receive her emails! Thanks for listening!
 <p></p><p><br></p>]]></description><guid isPermaLink="false">c840a42d-eda9-4c8d-a72c-db59c0665150_meYy5FZO4T</guid><dc:creator><![CDATA[Mayra Alejandra Garcia]]></dc:creator><pubDate>Mon, 07 Sep 2020 22:49:00 GMT</pubDate><enclosure url="https://podcasts.helloaudio.fm/download/meYy5FZO4T/c840a42d-eda9-4c8d-a72c-db59c0665150.mp3" length="8397457" type="audio/mpeg"/><content:encoded><![CDATA[#001 - Welcome to the first episode of the All Things Money Podcast! In this episode, you'll get to know Mayra Alejandra. She explains how and why her family began their debt-free journey. Stay in touch with Mayra Alejandra by heading over to MayraAlejandraGarcia.com and sign up to receive her emails! Thanks for listening!
 <p></p><p><br></p>]]></content:encoded><itunes:summary>#001 - Welcome to the first episode of the All Things Money Podcast! In this episode, you&apos;ll get to know Mayra Alejandra. She explains how and why her family began their debt-free journey. Stay in touch with Mayra Alejandra by heading over to MayraAlejandraGarcia.com and sign up to receive her emails! Thanks for listening!
 &lt;p&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:09:26</itunes:duration><itunes:episodeType>full</itunes:episodeType></item></channel></rss>