<![CDATA[Not Just Revenue]]>
Hosted by Emilie Nutley — money coach, financial strategist, and qualified financial advisor — this show is about what happens after the income lands. How you structure it, how you pay yourself from it, how you build real security with it, and how you use it to fund the life you actually want. Because the goal was never the revenue figure. It was always what the money could do for you.

New episodes weekly. Expect hot takes, real numbers, and zero budget shaming.]]>https://emilienutley.co.ukhttps://d32kcwy5dai345.cloudfront.net/63c26b5a-5ae0-481b-8a7c-952b55e706d1.jpgNot Just Revenuehttps://emilienutley.co.ukPodcast for NodeWed, 24 Jun 2026 03:45:48 GMTEmilie NutleyNot Just Revenue is the podcast for online business owners who are done pretending that making more money will eventually fix everything.<br><br>Hosted by Emilie Nutley — money coach, financial strategist, and qualified financial advisor — this show is about what happens after the income lands. How you structure it, how you pay yourself from it, how you build real security with it, and how you use it to fund the life you actually want. Because the goal was never the revenue figure. It was always what the money could do for you.<br><br>New episodes weekly. Expect hot takes, real numbers, and zero budget shaming.episodicEmilie Nutleyhello@emilienutley.co.ukYes<![CDATA[Ep 31. Simplify your business and profit]]>In this episode I share how to simplify an online business that’s become a franken-business from too many strategies, offers, and platforms – stressing that the only things that really matter are you and your client.


00:20 The Franken Business Problem

03:03 Simplify Your Marketing

09:07 One Core Focus

14:15 Hit Your Revenue Goal

16:49 Experiment and Repeat

19:03 One Client Journey

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>82777e83-18b3-4a0b-a6b9-e3ff4544fef6_bOFXXW6nudMon, 22 Jun 2026 09:22:08 GMTIn this episode I share how to simplify an online business that’s become a franken-business from too many strategies, offers, and platforms – stressing that the only things that really matter are you and your client.


00:20 The Franken Business Problem

03:03 Simplify Your Marketing

09:07 One Core Focus

14:15 Hit Your Revenue Goal

16:49 Experiment and Repeat

19:03 One Client Journey

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(63, 42, 50);">In this episode I share how to simplify an online business that’s become a franken-business from too many strategies, offers, and platforms – stressing that the only things that really matter are you and your client. </span></p><p><br></p><p><span style="color: rgb(63, 42, 50);">00:20 The Franken Business Problem</span></p><p><span style="color: rgb(63, 42, 50);">03:03 Simplify Your Marketing</span></p><p><span style="color: rgb(63, 42, 50);">09:07 One Core Focus</span></p><p><span style="color: rgb(63, 42, 50);">14:15 Hit Your Revenue Goal</span></p><p><span style="color: rgb(63, 42, 50);">16:49 Experiment and Repeat</span></p><p><span style="color: rgb(63, 42, 50);">19:03 One Client Journey</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:28:21full<![CDATA[Ep 30. Do you have a marketing problem?]]>In today’s episode I’m unpacking a question I think most business owners need to hear: do you actually have a marketing problem, or is something else broken underneath? I share why I don’t see marketing conferences as the solution when most of us already “know the stuff” but aren’t doing the do, and why marketing should come at the end, not the beginning. Instead of starting with content and hoping for sales, I walk through flipping the process: set a revenue goal, build and price offers to hit that goal, use conversion rates and audience data, and then market based on what the numbers tell you.


01:59 Do You Really Need Marketing

03:06 Marketing Comes Last

06:06 Flip the Business Order

09:28 Audience and Offer Fit

13:11 Pricing and Sales Math

16:45 Data Driven Marketing

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>54cb720d-a5fc-417b-ab26-b26ee2bd32ea_bOFXXW6nudMon, 15 Jun 2026 09:32:53 GMTIn today’s episode I’m unpacking a question I think most business owners need to hear: do you actually have a marketing problem, or is something else broken underneath? I share why I don’t see marketing conferences as the solution when most of us already “know the stuff” but aren’t doing the do, and why marketing should come at the end, not the beginning. Instead of starting with content and hoping for sales, I walk through flipping the process: set a revenue goal, build and price offers to hit that goal, use conversion rates and audience data, and then market based on what the numbers tell you.


01:59 Do You Really Need Marketing

03:06 Marketing Comes Last

06:06 Flip the Business Order

09:28 Audience and Offer Fit

13:11 Pricing and Sales Math

16:45 Data Driven Marketing

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(63, 42, 50);">In today’s episode I’m unpacking a question I think most business owners need to hear: do you actually have a marketing problem, or is something else broken underneath? I share why I don’t see marketing conferences as the solution when most of us already “know the stuff” but aren’t doing the do, and why marketing should come at the end, not the beginning. Instead of starting with content and hoping for sales, I walk through flipping the process: set a revenue goal, build and price offers to hit that goal, use conversion rates and audience data, and then market based on what the numbers tell you. </span></p><p><br></p><p><span style="color: rgb(63, 42, 50);">01:59 Do You Really Need Marketing</span></p><p><span style="color: rgb(63, 42, 50);">03:06 Marketing Comes Last</span></p><p><span style="color: rgb(63, 42, 50);">06:06 Flip the Business Order</span></p><p><span style="color: rgb(63, 42, 50);">09:28 Audience and Offer Fit</span></p><p><span style="color: rgb(63, 42, 50);">13:11 Pricing and Sales Math</span></p><p><span style="color: rgb(63, 42, 50);">16:45 Data Driven Marketing</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:25:43full<![CDATA[Ep 29. Full time income on part time hours]]>In this episode I break down how I built a full-time income on part-time hours, starting in 2022 after having my son and returning to a part-time council job I hated while juggling limited childcare, postpartum depression, and undiagnosed ADHD. In late 2023 I hired a business coach and relaunched from my old finance account (25k followers) to a new brand and Instagram where only 10% followed. Within three months I replaced my corp salary, was fully booked, then launched a £15k offer, leading to consistent 5k months, a 2k take-home, and a predictable income model I now teach inside Momentum.


00:00 Welcome Back

03:06 Back To Work Juggle

08:12 Relaunch From Scratch

13:43 Replace Salary Fast

18:46 Booked Out Chaos

20:06 First Group Launch Win

23:05 Financial Foundations Method

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>5f9fe23f-33f8-4d7d-8148-4cf2b92d7ac7_bOFXXW6nudMon, 08 Jun 2026 08:55:51 GMTIn this episode I break down how I built a full-time income on part-time hours, starting in 2022 after having my son and returning to a part-time council job I hated while juggling limited childcare, postpartum depression, and undiagnosed ADHD. In late 2023 I hired a business coach and relaunched from my old finance account (25k followers) to a new brand and Instagram where only 10% followed. Within three months I replaced my corp salary, was fully booked, then launched a £15k offer, leading to consistent 5k months, a 2k take-home, and a predictable income model I now teach inside Momentum.


00:00 Welcome Back

03:06 Back To Work Juggle

08:12 Relaunch From Scratch

13:43 Replace Salary Fast

18:46 Booked Out Chaos

20:06 First Group Launch Win

23:05 Financial Foundations Method

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(63, 42, 50);">In this episode I break down how I built a full-time income on part-time hours, starting in 2022 after having my son and returning to a part-time council job I hated while juggling limited childcare, postpartum depression, and undiagnosed ADHD. In late 2023 I hired a business coach and relaunched from my old finance account (25k followers) to a new brand and Instagram where only 10% followed. Within three months I replaced my corp salary, was fully booked, then launched a £15k offer, leading to consistent 5k months, a 2k take-home, and a predictable income model I now teach inside Momentum.</span></p><p><br></p><p><span style="color: rgb(63, 42, 50);">00:00 Welcome Back</span></p><p><span style="color: rgb(63, 42, 50);">03:06 Back To Work Juggle</span></p><p><span style="color: rgb(63, 42, 50);">08:12 Relaunch From Scratch</span></p><p><span style="color: rgb(63, 42, 50);">13:43 Replace Salary Fast</span></p><p><span style="color: rgb(63, 42, 50);">18:46 Booked Out Chaos</span></p><p><span style="color: rgb(63, 42, 50);">20:06 First Group Launch Win</span></p><p><span style="color: rgb(63, 42, 50);">23:05 Financial Foundations Method</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:29:49full<![CDATA[Ep 28. Changing your stance on something]]>In this episode I talk about why changing your stance in business can feel scary and why it actually shows growth and leadership. I share a real example from my own messaging and explain that my work hasn’t changed, just the packaging, and I reflect on people-pleasing, sales mindset, and staying open to new perspectives while holding nuance.


00:00 Welcome and premise

00:32 Why stance affects revenue

02:22 The consistency contradiction

05:21 Repositioning and messaging

07:13 Selling what people want

09:35 Owning business strategist role

10:56 Fear of being called out

12:45 People pleasing and money mindset

15:36 Why changing views matters

18:14 Nuance and leadership

22:06 Wrap up and next episode

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>d8f2a8f0-5e11-40e5-a55f-38febc6ecaf8_bOFXXW6nudMon, 01 Jun 2026 08:48:46 GMTIn this episode I talk about why changing your stance in business can feel scary and why it actually shows growth and leadership. I share a real example from my own messaging and explain that my work hasn’t changed, just the packaging, and I reflect on people-pleasing, sales mindset, and staying open to new perspectives while holding nuance.


00:00 Welcome and premise

00:32 Why stance affects revenue

02:22 The consistency contradiction

05:21 Repositioning and messaging

07:13 Selling what people want

09:35 Owning business strategist role

10:56 Fear of being called out

12:45 People pleasing and money mindset

15:36 Why changing views matters

18:14 Nuance and leadership

22:06 Wrap up and next episode

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(63, 42, 50);">In this episode I talk about why changing your stance in business can feel scary and why it actually shows growth and leadership. I share a real example from my own messaging and explain that my work hasn’t changed, just the packaging, and I reflect on people-pleasing, sales mindset, and staying open to new perspectives while holding nuance.</span></p><p><br></p><p><span style="color: rgb(63, 42, 50);">00:00 Welcome and premise</span></p><p><span style="color: rgb(63, 42, 50);">00:32 Why stance affects revenue</span></p><p><span style="color: rgb(63, 42, 50);">02:22 The consistency contradiction</span></p><p><span style="color: rgb(63, 42, 50);">05:21 Repositioning and messaging</span></p><p><span style="color: rgb(63, 42, 50);">07:13 Selling what people want</span></p><p><span style="color: rgb(63, 42, 50);">09:35 Owning business strategist role</span></p><p><span style="color: rgb(63, 42, 50);">10:56 Fear of being called out</span></p><p><span style="color: rgb(63, 42, 50);">12:45 People pleasing and money mindset</span></p><p><span style="color: rgb(63, 42, 50);">15:36 Why changing views matters</span></p><p><span style="color: rgb(63, 42, 50);">18:14 Nuance and leadership</span></p><p><span style="color: rgb(63, 42, 50);">22:06 Wrap up and next episode</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:25:14full<![CDATA[Ep 27. From tap happy to 5-figure savings]]>In this episode I share a client story about what happens when you’re earning enough on paper but still feel like you’re constantly scrambling. M was bringing in around £3k–£3.5k profit a month on retainers, yet kept dipping into business funds and savings. Within six months she had five figures saved (even after a month-long holiday), and by spring 2026 she’s had the baby she was saving for.


01:26 Money Missing Mystery

04:02 Financial Audit Reveal

05:43 Joyful Spending Reframe

06:44 Shame Accountability Loop

08:30 ADHD Spending Tangent

11:38 Goal Ten Thousand Saved

13:58 Fixing Monzo Pots

14:45 Three Account System

15:34 Realistic Budget Plan

17:33 Results Five Figures

19:10 Baby Milestone Payoff

21:05 If This Is You

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>d2943ae8-d1f4-4826-be3f-27eeb2269a5b_bOFXXW6nudTue, 26 May 2026 10:00:37 GMTIn this episode I share a client story about what happens when you’re earning enough on paper but still feel like you’re constantly scrambling. M was bringing in around £3k–£3.5k profit a month on retainers, yet kept dipping into business funds and savings. Within six months she had five figures saved (even after a month-long holiday), and by spring 2026 she’s had the baby she was saving for.


01:26 Money Missing Mystery

04:02 Financial Audit Reveal

05:43 Joyful Spending Reframe

06:44 Shame Accountability Loop

08:30 ADHD Spending Tangent

11:38 Goal Ten Thousand Saved

13:58 Fixing Monzo Pots

14:45 Three Account System

15:34 Realistic Budget Plan

17:33 Results Five Figures

19:10 Baby Milestone Payoff

21:05 If This Is You

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(63, 42, 50);">In this episode I share a client story about what happens when you’re earning enough on paper but still feel like you’re constantly scrambling. M was bringing in around £3k–£3.5k profit a month on retainers, yet kept dipping into business funds and savings. Within six months she had five figures saved (even after a month-long holiday), and by spring 2026 she’s had the baby she was saving for. </span></p><p><br></p><p><span style="color: rgb(63, 42, 50);">01:26 Money Missing Mystery</span></p><p><span style="color: rgb(63, 42, 50);">04:02 Financial Audit Reveal</span></p><p><span style="color: rgb(63, 42, 50);">05:43 Joyful Spending Reframe</span></p><p><span style="color: rgb(63, 42, 50);">06:44 Shame Accountability Loop</span></p><p><span style="color: rgb(63, 42, 50);">08:30 ADHD Spending Tangent</span></p><p><span style="color: rgb(63, 42, 50);">11:38 Goal Ten Thousand Saved</span></p><p><span style="color: rgb(63, 42, 50);">13:58 Fixing Monzo Pots</span></p><p><span style="color: rgb(63, 42, 50);">14:45 Three Account System</span></p><p><span style="color: rgb(63, 42, 50);">15:34 Realistic Budget Plan</span></p><p><span style="color: rgb(63, 42, 50);">17:33 Results Five Figures</span></p><p><span style="color: rgb(63, 42, 50);">19:10 Baby Milestone Payoff</span></p><p><span style="color: rgb(63, 42, 50);">21:05 If This Is You</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:22:44full<![CDATA[Ep 26. What to do when you need money, like, yesterday]]>This week on Not Just Revenue, I’m answering Krissy's question: what do you do when you need a cash injection by 3pm today?


00:00 Welcome and Listener Question

00:34 Cash Injection Scenario

01:30 Finance First Baseline

02:43 Audit the Real Gap

05:40 Cut Costs to Shrink Gap

07:41 Find Hidden Leads Fast

09:47 Reengage Past Clients

13:52 Launch a Small Offer

14:31 Use Feedback to Sell Out

20:34 Quick Recap and Momentum

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>dd3eb9ca-6a08-4162-84fa-2b9509fcde66_bOFXXW6nudMon, 18 May 2026 08:59:29 GMTThis week on Not Just Revenue, I’m answering Krissy's question: what do you do when you need a cash injection by 3pm today?


00:00 Welcome and Listener Question

00:34 Cash Injection Scenario

01:30 Finance First Baseline

02:43 Audit the Real Gap

05:40 Cut Costs to Shrink Gap

07:41 Find Hidden Leads Fast

09:47 Reengage Past Clients

13:52 Launch a Small Offer

14:31 Use Feedback to Sell Out

20:34 Quick Recap and Momentum

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">This week on Not Just Revenue, I’m answering Krissy's question: what do you do when you need a cash injection by 3pm today? </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome and Listener Question</span></p><p><span style="color: rgb(0, 0, 0);">00:34 Cash Injection Scenario</span></p><p><span style="color: rgb(0, 0, 0);">01:30 Finance First Baseline</span></p><p><span style="color: rgb(0, 0, 0);">02:43 Audit the Real Gap</span></p><p><span style="color: rgb(0, 0, 0);">05:40 Cut Costs to Shrink Gap</span></p><p><span style="color: rgb(0, 0, 0);">07:41 Find Hidden Leads Fast</span></p><p><span style="color: rgb(0, 0, 0);">09:47 Reengage Past Clients</span></p><p><span style="color: rgb(0, 0, 0);">13:52 Launch a Small Offer</span></p><p><span style="color: rgb(0, 0, 0);">14:31 Use Feedback to Sell Out</span></p><p><span style="color: rgb(0, 0, 0);">20:34 Quick Recap and Momentum</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:25:08full<![CDATA[Ep 25. Stop making your budget so rigid]]>In this episode I share how two weeks offline on a Mediterranean cruise gave me the space to reflect on what I actually want to be known for, and why my business works best when I’m having fun. I’m not fully re-niching, but I am leaning all the way into being a business and money coach: combining business strategy, financial strategy, and the identity piece that stops people making money because they don’t believe they can.


I also break down why rigid budgets don’t work, why no-spend challenges put you into scarcity mode, and why you need joyful spending money so you don’t end up overspending anyway.


00:00 Welcome and Reset

00:17 Cruise Reflection

03:35 Chasing Growth Trap

04:49 Owning Revenue Work

08:31 New Role and Framework

11:12 Offers Going Forward

11:48 Budgeting Gone Rigid

14:26 Scarcity and Overspending

17:37 Joyful Spending Rule

18:56 Wrap Up and Invite

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>a0d46c7f-1cc4-4aed-a335-69d2a767fae9_bOFXXW6nudTue, 12 May 2026 08:34:50 GMTIn this episode I share how two weeks offline on a Mediterranean cruise gave me the space to reflect on what I actually want to be known for, and why my business works best when I’m having fun. I’m not fully re-niching, but I am leaning all the way into being a business and money coach: combining business strategy, financial strategy, and the identity piece that stops people making money because they don’t believe they can.


I also break down why rigid budgets don’t work, why no-spend challenges put you into scarcity mode, and why you need joyful spending money so you don’t end up overspending anyway.


00:00 Welcome and Reset

00:17 Cruise Reflection

03:35 Chasing Growth Trap

04:49 Owning Revenue Work

08:31 New Role and Framework

11:12 Offers Going Forward

11:48 Budgeting Gone Rigid

14:26 Scarcity and Overspending

17:37 Joyful Spending Rule

18:56 Wrap Up and Invite

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode I share how two weeks offline on a Mediterranean cruise gave me the space to reflect on what I actually want to be known for, and why my business works best when I’m having fun. I’m not fully re-niching, but I am leaning all the way into being a business and money coach: combining business strategy, financial strategy, and the identity piece that stops people making money because they don’t believe they can. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">I also break down why rigid budgets don’t work, why no-spend challenges put you into scarcity mode, and why you need joyful spending money so you don’t end up overspending anyway.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome and Reset</span></p><p><span style="color: rgb(0, 0, 0);">00:17 Cruise Reflection</span></p><p><span style="color: rgb(0, 0, 0);">03:35 Chasing Growth Trap</span></p><p><span style="color: rgb(0, 0, 0);">04:49 Owning Revenue Work</span></p><p><span style="color: rgb(0, 0, 0);">08:31 New Role and Framework</span></p><p><span style="color: rgb(0, 0, 0);">11:12 Offers Going Forward</span></p><p><span style="color: rgb(0, 0, 0);">11:48 Budgeting Gone Rigid</span></p><p><span style="color: rgb(0, 0, 0);">14:26 Scarcity and Overspending</span></p><p><span style="color: rgb(0, 0, 0);">17:37 Joyful Spending Rule</span></p><p><span style="color: rgb(0, 0, 0);">18:56 Wrap Up and Invite</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:19:24full<![CDATA[Ep 24. Why you can't stop spending]]>In this episode I talk about why overspending happens and how to start getting control of it. First, I explain why you need to define “overspending” for yourself using a simple financial audit, so you’re not trying to live within unrealistic limits. Then I unpack three drivers of spending: the pressure of capitalism and consumerism, dopamine chasing (especially under stress), and the biggest one: identity spending, where purchases are tied to status, belonging, or who we think we should be. I share prompts to explore what you truly want versus what’s been inherited from others, and I leave you with one key question to ask before buying


01:16 Define Overspending

03:11 Capitalism and Consumerism

13:21 Dopamine Spending Explained

17:48 Identity Spending and Status

22:50 Personal Examples and Journaling

28:12 The One Question to Ask

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>d7e148ce-4ae8-4867-8fb8-271804f03031_bOFXXW6nudMon, 13 Apr 2026 10:33:04 GMTIn this episode I talk about why overspending happens and how to start getting control of it. First, I explain why you need to define “overspending” for yourself using a simple financial audit, so you’re not trying to live within unrealistic limits. Then I unpack three drivers of spending: the pressure of capitalism and consumerism, dopamine chasing (especially under stress), and the biggest one: identity spending, where purchases are tied to status, belonging, or who we think we should be. I share prompts to explore what you truly want versus what’s been inherited from others, and I leave you with one key question to ask before buying


01:16 Define Overspending

03:11 Capitalism and Consumerism

13:21 Dopamine Spending Explained

17:48 Identity Spending and Status

22:50 Personal Examples and Journaling

28:12 The One Question to Ask

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode I talk about why overspending happens and how to start getting control of it. First, I explain why you need to define “overspending” for yourself using a simple financial audit, so you’re not trying to live within unrealistic limits. Then I unpack three drivers of spending: the pressure of capitalism and consumerism, dopamine chasing (especially under stress), and the biggest one: identity spending, where purchases are tied to status, belonging, or who we think we should be. I share prompts to explore what you truly want versus what’s been inherited from others, and I leave you with one key question to ask before buying</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">01:16 Define Overspending</span></p><p><span style="color: rgb(0, 0, 0);">03:11 Capitalism and Consumerism</span></p><p><span style="color: rgb(0, 0, 0);">13:21 Dopamine Spending Explained</span></p><p><span style="color: rgb(0, 0, 0);">17:48 Identity Spending and Status</span></p><p><span style="color: rgb(0, 0, 0);">22:50 Personal Examples and Journaling</span></p><p><span style="color: rgb(0, 0, 0);">28:12 The One Question to Ask</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:32:07full<![CDATA[Ep 23. Making Tax Digital]]>In this episode I break down what the new UK tax year means with the introduction of Making Tax Digital, especially if you’re a sole trader around the £50k revenue mark. I cut through the online noise (and the accountant fear-mongering) to explain why this change can actually make tax simpler and help you feel more in control of your money. I share what you really need to set up, how often you’ll update HMRC, and why you don’t need expensive software or to outsource everything. I also explain what still falls under the old system, key timelines to be aware of, and what I’m encouraging my clients to do right now so they’re not juggling multiple tax worries at once.


FREE MAKING TAX DIGITAL TRAINING: https://emilienutley.myflodesk.com/nfcg321i87


00:00 New Tax Year Alert

02:00 Why MTD Helps

03:19 MTD Basics Explained

04:35 Pick Simple Software

06:36 Monthly Reconcile Habit

09:40 Quarterly Updates Made Easy

14:11 Avoid Deadline Panic

16:05 Who Must Register

18:21 Resources And Next Steps

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>14c91da7-4a2e-44b9-828b-8a1c8f34995e_bOFXXW6nudTue, 07 Apr 2026 08:56:03 GMTIn this episode I break down what the new UK tax year means with the introduction of Making Tax Digital, especially if you’re a sole trader around the £50k revenue mark. I cut through the online noise (and the accountant fear-mongering) to explain why this change can actually make tax simpler and help you feel more in control of your money. I share what you really need to set up, how often you’ll update HMRC, and why you don’t need expensive software or to outsource everything. I also explain what still falls under the old system, key timelines to be aware of, and what I’m encouraging my clients to do right now so they’re not juggling multiple tax worries at once.


FREE MAKING TAX DIGITAL TRAINING: https://emilienutley.myflodesk.com/nfcg321i87


00:00 New Tax Year Alert

02:00 Why MTD Helps

03:19 MTD Basics Explained

04:35 Pick Simple Software

06:36 Monthly Reconcile Habit

09:40 Quarterly Updates Made Easy

14:11 Avoid Deadline Panic

16:05 Who Must Register

18:21 Resources And Next Steps

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode I break down what the new UK tax year means with the introduction of Making Tax Digital, especially if you’re a sole trader around the £50k revenue mark. I cut through the online noise (and the accountant fear-mongering) to explain why this change can actually make tax simpler and help you feel more in control of your money. I share what you really need to set up, how often you’ll update HMRC, and why you don’t need expensive software or to outsource everything. I also explain what still falls under the old system, key timelines to be aware of, and what I’m encouraging my clients to do right now so they’re not juggling multiple tax worries at once.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">FREE MAKING TAX DIGITAL TRAINING: </span>https://emilienutley.myflodesk.com/nfcg321i87</p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 New Tax Year Alert</span></p><p><span style="color: rgb(0, 0, 0);">02:00 Why MTD Helps</span></p><p><span style="color: rgb(0, 0, 0);">03:19 MTD Basics Explained</span></p><p><span style="color: rgb(0, 0, 0);">04:35 Pick Simple Software</span></p><p><span style="color: rgb(0, 0, 0);">06:36 Monthly Reconcile Habit</span></p><p><span style="color: rgb(0, 0, 0);">09:40 Quarterly Updates Made Easy</span></p><p><span style="color: rgb(0, 0, 0);">14:11 Avoid Deadline Panic</span></p><p><span style="color: rgb(0, 0, 0);">16:05 Who Must Register</span></p><p><span style="color: rgb(0, 0, 0);">18:21 Resources And Next Steps</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:19:18full<![CDATA[Ep 22. How investing in the stock market works]]>In this episode I break down how stock market investing actually works and why it’s been made to feel confusing and out of reach. I unpack the “boys club” narrative, explain how the financial services industry profits when you don’t understand investing, and show how seemingly small advisor and platform fees can seriously erode your returns over time. Using my own numbers, I compare DIY investing through a low-fee platform with going through a financial advisor and reveal the long-term difference fees can make.


00:41 Why Investing Feels Hard

02:27 The Hidden Cost of Advisors

04:55 Real Fee Comparison Numbers

11:46 Why DIY Investing Matters

14:28 Investing Basics Explained

16:42 Market Dips and Long Term Growth

18:42 Index Funds and Cashing Out

20:18 Investing Like Business Investing

23:39 Final Goodbye

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>dec39676-e052-4d88-a181-a317d7343811_bOFXXW6nudMon, 30 Mar 2026 10:55:51 GMTIn this episode I break down how stock market investing actually works and why it’s been made to feel confusing and out of reach. I unpack the “boys club” narrative, explain how the financial services industry profits when you don’t understand investing, and show how seemingly small advisor and platform fees can seriously erode your returns over time. Using my own numbers, I compare DIY investing through a low-fee platform with going through a financial advisor and reveal the long-term difference fees can make.


00:41 Why Investing Feels Hard

02:27 The Hidden Cost of Advisors

04:55 Real Fee Comparison Numbers

11:46 Why DIY Investing Matters

14:28 Investing Basics Explained

16:42 Market Dips and Long Term Growth

18:42 Index Funds and Cashing Out

20:18 Investing Like Business Investing

23:39 Final Goodbye

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode I break down how stock market investing actually works and why it’s been made to feel confusing and out of reach. I unpack the “boys club” narrative, explain how the financial services industry profits when you don’t understand investing, and show how seemingly small advisor and platform fees can seriously erode your returns over time. Using my own numbers, I compare DIY investing through a low-fee platform with going through a financial advisor and reveal the long-term difference fees can make. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:41 Why Investing Feels Hard</span></p><p><span style="color: rgb(0, 0, 0);">02:27 The Hidden Cost of Advisors</span></p><p><span style="color: rgb(0, 0, 0);">04:55 Real Fee Comparison Numbers</span></p><p><span style="color: rgb(0, 0, 0);">11:46 Why DIY Investing Matters</span></p><p><span style="color: rgb(0, 0, 0);">14:28 Investing Basics Explained</span></p><p><span style="color: rgb(0, 0, 0);">16:42 Market Dips and Long Term Growth</span></p><p><span style="color: rgb(0, 0, 0);">18:42 Index Funds and Cashing Out</span></p><p><span style="color: rgb(0, 0, 0);">20:18 Investing Like Business Investing</span></p><p><span style="color: rgb(0, 0, 0);">23:39 Final Goodbye</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>No00:23:44full<![CDATA[Ep 21. 3 reasons your income has plateaued]]>In this episode I talk about income plateaus, when money is coming in but it’s stopped growing, and share what I’ve learned from my own experience of hitting consistent 5K months and later facing a drop in sales. I walk you through three core reasons this can happen and leave you with practical prompts to reflect on what’s really changed in your business so you can adjust with more patience and resilience.


00:00 Welcome and premise

00:42 Woo meets mindset

02:34 What a plateau looks like

04:26 Financial resilience lesson

06:37 Reason one beliefs shift

12:59 Reason two new leads

17:31 Reason three offer switcheroo

20:29 Reflection prompts and wrap

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>4ef3f2de-d597-4d03-bbf7-d39097715add_bOFXXW6nudMon, 23 Mar 2026 09:57:37 GMTIn this episode I talk about income plateaus, when money is coming in but it’s stopped growing, and share what I’ve learned from my own experience of hitting consistent 5K months and later facing a drop in sales. I walk you through three core reasons this can happen and leave you with practical prompts to reflect on what’s really changed in your business so you can adjust with more patience and resilience.


00:00 Welcome and premise

00:42 Woo meets mindset

02:34 What a plateau looks like

04:26 Financial resilience lesson

06:37 Reason one beliefs shift

12:59 Reason two new leads

17:31 Reason three offer switcheroo

20:29 Reflection prompts and wrap

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode I talk about income plateaus, when money is coming in but it’s stopped growing, and share what I’ve learned from my own experience of hitting consistent 5K months and later facing a drop in sales. I walk you through three core reasons this can happen and leave you with practical prompts to reflect on what’s really changed in your business so you can adjust with more patience and resilience.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome and premise</span></p><p><span style="color: rgb(0, 0, 0);">00:42 Woo meets mindset</span></p><p><span style="color: rgb(0, 0, 0);">02:34 What a plateau looks like</span></p><p><span style="color: rgb(0, 0, 0);">04:26 Financial resilience lesson</span></p><p><span style="color: rgb(0, 0, 0);">06:37 Reason one beliefs shift</span></p><p><span style="color: rgb(0, 0, 0);">12:59 Reason two new leads</span></p><p><span style="color: rgb(0, 0, 0);">17:31 Reason three offer switcheroo</span></p><p><span style="color: rgb(0, 0, 0);">20:29 Reflection prompts and wrap</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:21:30full<![CDATA[Ep 20. How to calculate your retirement number]]>In this episode I walk you through how to calculate your retirement number so you can stop guessing whether you’re on track. I talk about why retirement planning can feel more stressful for our generation, especially for business owners without workplace pension contributions, and the key differences between pensions for sole traders and limited company owners. Then I break down my five-step process for calculating your number.


00:00 Retirement Number Intro

00:35 Pensions Then vs Now

02:23 Self Employed Pension Options

04:38 Five Step Roadmap

05:17 Step One Life Vision

08:22 Step Two Cost It Up

12:43 Step Three Find Old Pots

13:22 Tracing Service Walkthrough

17:15 Consolidate With Pension Apps

20:53 Step Four Income Streams

23:15 Step Five Calculate The Gap

23:48 Example Using Calculators

28:01 Wrap Up And Next Steps

30:32 Final Thanks And Goodbye

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>4bc20569-33b9-45ac-b652-3d2fb5bf18f5_bOFXXW6nudMon, 16 Mar 2026 10:04:09 GMTIn this episode I walk you through how to calculate your retirement number so you can stop guessing whether you’re on track. I talk about why retirement planning can feel more stressful for our generation, especially for business owners without workplace pension contributions, and the key differences between pensions for sole traders and limited company owners. Then I break down my five-step process for calculating your number.


00:00 Retirement Number Intro

00:35 Pensions Then vs Now

02:23 Self Employed Pension Options

04:38 Five Step Roadmap

05:17 Step One Life Vision

08:22 Step Two Cost It Up

12:43 Step Three Find Old Pots

13:22 Tracing Service Walkthrough

17:15 Consolidate With Pension Apps

20:53 Step Four Income Streams

23:15 Step Five Calculate The Gap

23:48 Example Using Calculators

28:01 Wrap Up And Next Steps

30:32 Final Thanks And Goodbye

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode I walk you through how to calculate your retirement number so you can stop guessing whether you’re on track. I talk about why retirement planning can feel more stressful for our generation, especially for business owners without workplace pension contributions, and the key differences between pensions for sole traders and limited company owners. Then I break down my five-step process for calculating your number.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Retirement Number Intro</span></p><p><span style="color: rgb(0, 0, 0);">00:35 Pensions Then vs Now</span></p><p><span style="color: rgb(0, 0, 0);">02:23 Self Employed Pension Options</span></p><p><span style="color: rgb(0, 0, 0);">04:38 Five Step Roadmap</span></p><p><span style="color: rgb(0, 0, 0);">05:17 Step One Life Vision</span></p><p><span style="color: rgb(0, 0, 0);">08:22 Step Two Cost It Up</span></p><p><span style="color: rgb(0, 0, 0);">12:43 Step Three Find Old Pots</span></p><p><span style="color: rgb(0, 0, 0);">13:22 Tracing Service Walkthrough</span></p><p><span style="color: rgb(0, 0, 0);">17:15 Consolidate With Pension Apps</span></p><p><span style="color: rgb(0, 0, 0);">20:53 Step Four Income Streams</span></p><p><span style="color: rgb(0, 0, 0);">23:15 Step Five Calculate The Gap</span></p><p><span style="color: rgb(0, 0, 0);">23:48 Example Using Calculators</span></p><p><span style="color: rgb(0, 0, 0);">28:01 Wrap Up And Next Steps</span></p><p><span style="color: rgb(0, 0, 0);">30:32 Final Thanks And Goodbye</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>No00:30:37full<![CDATA[Ep 19. People pleasing is killing your profit]]>In this episode, I dive into how people pleasing can quietly kill your profit, focusing on pricing and sales. I talk about undercharging to avoid discomfort, caving when someone pushes back, hesitating to raise prices for existing clients, and defaulting to discounts instead of holding your value. On the sales side, I cover how fear of seeming pushy leads to vague follow-ups, backing off when someone goes quiet, over-explaining on discovery calls, and not booking a clear next step. I tease a possible part two on scope creep, delivery, offers, business models, and marketing.


00:00 March Check In

00:18 Kitchen Reno Chaos

01:18 Podcast Name Change

02:19 People Pleasing Overview

04:13 Pricing People Pleasing

06:56 Raising Prices Confidently

11:23 Stop Discounting

19:05 Sales Follow Up Nerves

23:45 Discovery Call Confidence

26:37 Wrap Up And Part Two

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>e12fe320-bead-4ac5-aac4-58be0434093a_bOFXXW6nudMon, 09 Mar 2026 14:06:09 GMTIn this episode, I dive into how people pleasing can quietly kill your profit, focusing on pricing and sales. I talk about undercharging to avoid discomfort, caving when someone pushes back, hesitating to raise prices for existing clients, and defaulting to discounts instead of holding your value. On the sales side, I cover how fear of seeming pushy leads to vague follow-ups, backing off when someone goes quiet, over-explaining on discovery calls, and not booking a clear next step. I tease a possible part two on scope creep, delivery, offers, business models, and marketing.


00:00 March Check In

00:18 Kitchen Reno Chaos

01:18 Podcast Name Change

02:19 People Pleasing Overview

04:13 Pricing People Pleasing

06:56 Raising Prices Confidently

11:23 Stop Discounting

19:05 Sales Follow Up Nerves

23:45 Discovery Call Confidence

26:37 Wrap Up And Part Two

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode, I dive into how people pleasing can quietly kill your profit, focusing on pricing and sales. I talk about undercharging to avoid discomfort, caving when someone pushes back, hesitating to raise prices for existing clients, and defaulting to discounts instead of holding your value. On the sales side, I cover how fear of seeming pushy leads to vague follow-ups, backing off when someone goes quiet, over-explaining on discovery calls, and not booking a clear next step. I tease a possible part two on scope creep, delivery, offers, business models, and marketing.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 March Check In</span></p><p><span style="color: rgb(0, 0, 0);">00:18 Kitchen Reno Chaos</span></p><p><span style="color: rgb(0, 0, 0);">01:18 Podcast Name Change</span></p><p><span style="color: rgb(0, 0, 0);">02:19 People Pleasing Overview</span></p><p><span style="color: rgb(0, 0, 0);">04:13 Pricing People Pleasing</span></p><p><span style="color: rgb(0, 0, 0);">06:56 Raising Prices Confidently</span></p><p><span style="color: rgb(0, 0, 0);">11:23 Stop Discounting</span></p><p><span style="color: rgb(0, 0, 0);">19:05 Sales Follow Up Nerves</span></p><p><span style="color: rgb(0, 0, 0);">23:45 Discovery Call Confidence</span></p><p><span style="color: rgb(0, 0, 0);">26:37 Wrap Up And Part Two</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:27:10full<![CDATA[Ep 18. How to increase your profit margins]]>In this episode I dive into how to increase your profit margins by pulling more than the usual two levers of earning more or spending less. I break down practical ways to grow income and how to review expenses with clear visibility and a return-on-investment lens. The key shift is getting specific about what “more profit” is actually for so you can choose the right strategy instead of chasing vague “more money.”


00:00 Welcome

00:58 Profit Margins Overview

01:51 Get More Clients

03:12 Raise Your Prices → Grab the Confident Pricing Toolkit here: https://emilienutley.co.uk/pricing-toolkit

04:40 Pricing Caps and Trial Runs

09:29 Build an Offer Ecosystem

12:27 Cut Expenses with ROI

15:53 Define Profit Margin Goals

17:48 Take Home Pay and Money Management

20:58 Wrap Up

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>1389c2dc-4b82-489f-834e-930ecd6a5946_bOFXXW6nudMon, 02 Mar 2026 10:10:46 GMTIn this episode I dive into how to increase your profit margins by pulling more than the usual two levers of earning more or spending less. I break down practical ways to grow income and how to review expenses with clear visibility and a return-on-investment lens. The key shift is getting specific about what “more profit” is actually for so you can choose the right strategy instead of chasing vague “more money.”


00:00 Welcome

00:58 Profit Margins Overview

01:51 Get More Clients

03:12 Raise Your Prices → Grab the Confident Pricing Toolkit here: https://emilienutley.co.uk/pricing-toolkit

04:40 Pricing Caps and Trial Runs

09:29 Build an Offer Ecosystem

12:27 Cut Expenses with ROI

15:53 Define Profit Margin Goals

17:48 Take Home Pay and Money Management

20:58 Wrap Up

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode I dive into how to increase your profit margins by pulling more than the usual two levers of earning more or spending less. I break down practical ways to grow income and how to review expenses with clear visibility and a return-on-investment lens. The key shift is getting specific about what “more profit” is actually for so you can choose the right strategy instead of chasing vague “more money.” </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome</span></p><p><span style="color: rgb(0, 0, 0);">00:58 Profit Margins Overview</span></p><p><span style="color: rgb(0, 0, 0);">01:51 Get More Clients</span></p><p><span style="color: rgb(0, 0, 0);">03:12 Raise Your Prices</span><span style="background-color: rgb(250, 251, 255);"> →</span><span style="color: rgb(0, 0, 0);"> Grab the Confident Pricing Toolkit here: </span>https://emilienutley.co.uk/pricing-toolkit</p><p><span style="color: rgb(0, 0, 0);">04:40 Pricing Caps and Trial Runs</span></p><p><span style="color: rgb(0, 0, 0);">09:29 Build an Offer Ecosystem</span></p><p><span style="color: rgb(0, 0, 0);">12:27 Cut Expenses with ROI</span></p><p><span style="color: rgb(0, 0, 0);">15:53 Define Profit Margin Goals</span></p><p><span style="color: rgb(0, 0, 0);">17:48 Take Home Pay and Money Management</span></p><p><span style="color: rgb(0, 0, 0);">20:58 Wrap Up</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:23:03full<![CDATA[Ep 17. When to invest in your business + the mistakes I made]]>In this episode I share how I overinvested in my business despite my financial expertise.


I outline what not to do when investing and then when investing can make sense.


00:00 You’re Over-Investing: Why This Matters (and I’ve Been There)

00:47 My Business Origin Story: From Financial Influencer to Money Coach

02:46 Fast Growth, Fully Booked… and the Cashflow Trap

06:25 The Credit Card Snowball: Investing on Expected Future Growth

08:12 When Growth Plateaued: Tight Cashflow, Mixed Debt, and Stress

12:19 Reset Plan: Paying Down Debt and Building Business Reserves

13:26 When NOT to Invest #1: Shiny Object Syndrome

16:16 When NOT to Invest #2: Aspirational Purchases & “More Money” Myths

19:37 When NOT to Invest #3–4: Affordability Rules + Desperation Buying

25:09 When It IS Smart to Invest: Fix a Clear, Data-Backed Gap

27:00 Invest to Increase Capacity—But Only When You’re Already in Demand

29:11 Plateau Breakers: Mindset/Identity Support + Final Reflections

33:16 Closing: Integrity, Lessons Learned, and Moving Forward

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>aaee5284-214b-4e4e-86a8-f441d2526d6e_bOFXXW6nudMon, 23 Feb 2026 10:39:52 GMTIn this episode I share how I overinvested in my business despite my financial expertise.


I outline what not to do when investing and then when investing can make sense.


00:00 You’re Over-Investing: Why This Matters (and I’ve Been There)

00:47 My Business Origin Story: From Financial Influencer to Money Coach

02:46 Fast Growth, Fully Booked… and the Cashflow Trap

06:25 The Credit Card Snowball: Investing on Expected Future Growth

08:12 When Growth Plateaued: Tight Cashflow, Mixed Debt, and Stress

12:19 Reset Plan: Paying Down Debt and Building Business Reserves

13:26 When NOT to Invest #1: Shiny Object Syndrome

16:16 When NOT to Invest #2: Aspirational Purchases & “More Money” Myths

19:37 When NOT to Invest #3–4: Affordability Rules + Desperation Buying

25:09 When It IS Smart to Invest: Fix a Clear, Data-Backed Gap

27:00 Invest to Increase Capacity—But Only When You’re Already in Demand

29:11 Plateau Breakers: Mindset/Identity Support + Final Reflections

33:16 Closing: Integrity, Lessons Learned, and Moving Forward

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode I share how I overinvested in my business despite my financial expertise. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">I outline what not to do when investing and then when investing can make sense. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 You’re Over-Investing: Why This Matters (and I’ve Been There)</span></p><p><span style="color: rgb(0, 0, 0);">00:47 My Business Origin Story: From Financial Influencer to Money Coach</span></p><p><span style="color: rgb(0, 0, 0);">02:46 Fast Growth, Fully Booked… and the Cashflow Trap</span></p><p><span style="color: rgb(0, 0, 0);">06:25 The Credit Card Snowball: Investing on Expected Future Growth</span></p><p><span style="color: rgb(0, 0, 0);">08:12 When Growth Plateaued: Tight Cashflow, Mixed Debt, and Stress</span></p><p><span style="color: rgb(0, 0, 0);">12:19 Reset Plan: Paying Down Debt and Building Business Reserves</span></p><p><span style="color: rgb(0, 0, 0);">13:26 When NOT to Invest #1: Shiny Object Syndrome</span></p><p><span style="color: rgb(0, 0, 0);">16:16 When NOT to Invest #2: Aspirational Purchases &amp; “More Money” Myths</span></p><p><span style="color: rgb(0, 0, 0);">19:37 When NOT to Invest #3–4: Affordability Rules + Desperation Buying</span></p><p><span style="color: rgb(0, 0, 0);">25:09 When It IS Smart to Invest: Fix a Clear, Data-Backed Gap</span></p><p><span style="color: rgb(0, 0, 0);">27:00 Invest to Increase Capacity—But Only When You’re Already in Demand</span></p><p><span style="color: rgb(0, 0, 0);">29:11 Plateau Breakers: Mindset/Identity Support + Final Reflections</span></p><p><span style="color: rgb(0, 0, 0);">33:16 Closing: Integrity, Lessons Learned, and Moving Forward</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:35:56full<![CDATA[Ep 16. How to survive a low income season]]>In this episode Emilie discusses how to survive a low-income season in business. She shares her current situation: after hitting only 30% of a November launch goal and making no sales in January. Emilie outlines how financial stress reduces strategic and creative capacity (referencing the book "Scarcity" by  Sendhil Mullainathan and Eldar Shafir) and argues that earning more doesn’t guarantee safety.


Emilie introduces her framework for building “Six Figure Safety,” focusing on creating financial “more-than-enoughness” through predictable take-home pay, living joyfully without restrictive budgeting, and building lasting wealth.


She describes building safety via revenue planning with a buffer (“overflow”), optimising profit, setting aside taxes, paying a consistent salary, and letting excess accumulate in the business to cover low-income months.


00:00 Welcome + What a “Low Income Season” Really Means

00:38 Personal Update: Illness, Low Energy & How It Hits Sales

02:02 Why Financial Safety Matters (and Why “Just Get a Job” Isn’t Simple)

04:14 My Current Numbers: The Launch Miss, No Sales & Cash-Flow Reality

05:37 What People Do When Income Drops: Debt, Partner Support & Cutting Back

10:59 Scarcity Mode Explained: Why Financial Stress Kills Strategy

14:35 The Big Lesson: Income ≠ Safety (Even at Multiple Six Figures)

16:57 Introducing “Six Figure Safety” & What “More Than Enough” Means

18:38 The 3-Part Framework: Predictable Income, Joyful Living & Lasting Wealth

21:19 Overflow in Action: Buffers, Profit Strategy & Surviving the Dip

24:13 Reality Check: Consistent Income Is a Myth—Predictable Take-Home Isn’t

25:41 Wrap-Up + Invitation to Join Six Figure Safety

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>61510c13-013e-412a-b67c-ecfa2c644426_bOFXXW6nudMon, 16 Feb 2026 14:34:10 GMTIn this episode Emilie discusses how to survive a low-income season in business. She shares her current situation: after hitting only 30% of a November launch goal and making no sales in January. Emilie outlines how financial stress reduces strategic and creative capacity (referencing the book "Scarcity" by  Sendhil Mullainathan and Eldar Shafir) and argues that earning more doesn’t guarantee safety.


Emilie introduces her framework for building “Six Figure Safety,” focusing on creating financial “more-than-enoughness” through predictable take-home pay, living joyfully without restrictive budgeting, and building lasting wealth.


She describes building safety via revenue planning with a buffer (“overflow”), optimising profit, setting aside taxes, paying a consistent salary, and letting excess accumulate in the business to cover low-income months.


00:00 Welcome + What a “Low Income Season” Really Means

00:38 Personal Update: Illness, Low Energy & How It Hits Sales

02:02 Why Financial Safety Matters (and Why “Just Get a Job” Isn’t Simple)

04:14 My Current Numbers: The Launch Miss, No Sales & Cash-Flow Reality

05:37 What People Do When Income Drops: Debt, Partner Support & Cutting Back

10:59 Scarcity Mode Explained: Why Financial Stress Kills Strategy

14:35 The Big Lesson: Income ≠ Safety (Even at Multiple Six Figures)

16:57 Introducing “Six Figure Safety” & What “More Than Enough” Means

18:38 The 3-Part Framework: Predictable Income, Joyful Living & Lasting Wealth

21:19 Overflow in Action: Buffers, Profit Strategy & Surviving the Dip

24:13 Reality Check: Consistent Income Is a Myth—Predictable Take-Home Isn’t

25:41 Wrap-Up + Invitation to Join Six Figure Safety

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode Emilie discusses how to survive a low-income season in business. She shares her current situation: after hitting only 30% of a November launch goal and making no sales in January. Emilie outlines how financial stress reduces strategic and creative capacity (referencing the book "Scarcity" by </span>&nbsp;Sendhil Mullainathan and Eldar Shafir)<span style="color: rgb(0, 0, 0);"> and argues that earning more doesn’t guarantee safety. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">Emilie introduces her framework for building “Six Figure Safety,” focusing on creating financial “more-than-enoughness” through predictable take-home pay, living joyfully without restrictive budgeting, and building lasting wealth. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She describes building safety via revenue planning with a buffer (“overflow”), optimising profit, setting aside taxes, paying a consistent salary, and letting excess accumulate in the business to cover low-income months.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome + What a “Low Income Season” Really Means</span></p><p><span style="color: rgb(0, 0, 0);">00:38 Personal Update: Illness, Low Energy &amp; How It Hits Sales</span></p><p><span style="color: rgb(0, 0, 0);">02:02 Why Financial Safety Matters (and Why “Just Get a Job” Isn’t Simple)</span></p><p><span style="color: rgb(0, 0, 0);">04:14 My Current Numbers: The Launch Miss, No Sales &amp; Cash-Flow Reality</span></p><p><span style="color: rgb(0, 0, 0);">05:37 What People Do When Income Drops: Debt, Partner Support &amp; Cutting Back</span></p><p><span style="color: rgb(0, 0, 0);">10:59 Scarcity Mode Explained: Why Financial Stress Kills Strategy</span></p><p><span style="color: rgb(0, 0, 0);">14:35 The Big Lesson: Income ≠ Safety (Even at Multiple Six Figures)</span></p><p><span style="color: rgb(0, 0, 0);">16:57 Introducing “Six Figure Safety” &amp; What “More Than Enough” Means</span></p><p><span style="color: rgb(0, 0, 0);">18:38 The 3-Part Framework: Predictable Income, Joyful Living &amp; Lasting Wealth</span></p><p><span style="color: rgb(0, 0, 0);">21:19 Overflow in Action: Buffers, Profit Strategy &amp; Surviving the Dip</span></p><p><span style="color: rgb(0, 0, 0);">24:13 Reality Check: Consistent Income Is a Myth—Predictable Take-Home Isn’t</span></p><p><span style="color: rgb(0, 0, 0);">25:41 Wrap-Up + Invitation to Join Six Figure Safety</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:27:33full<![CDATA[Ep 15. Being "good with money" is aspirational not relatable]]>In this podcast, Emilie delves into the intriguing concept that being 'good with money' is seen as aspirational rather than relatable.


She shares her personal journey and insights, explaining why discussing financial competence often feels like bragging and examines societal and psychological factors that contribute to this perception.


Emilie also touches on the impact of social hierarchies, identity threats, and cognitive dissonance, urging listeners to challenge their own comfort zones and take steps toward financial competence.


00:00 Introduction and Topic Overview

01:14 The Concept of Money Being Aspirational

03:35 Social Hierarchy and Money

05:21 Personal Journey and Financial Influence

08:07 Psychological Insights on Money Perception

16:13 Challenges in Seeking Financial Help

32:55 Call to Action and Conclusion

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>4136d511-d16c-478a-afa8-dca531109f5e_bOFXXW6nudMon, 09 Feb 2026 12:37:41 GMTIn this podcast, Emilie delves into the intriguing concept that being 'good with money' is seen as aspirational rather than relatable.


She shares her personal journey and insights, explaining why discussing financial competence often feels like bragging and examines societal and psychological factors that contribute to this perception.


Emilie also touches on the impact of social hierarchies, identity threats, and cognitive dissonance, urging listeners to challenge their own comfort zones and take steps toward financial competence.


00:00 Introduction and Topic Overview

01:14 The Concept of Money Being Aspirational

03:35 Social Hierarchy and Money

05:21 Personal Journey and Financial Influence

08:07 Psychological Insights on Money Perception

16:13 Challenges in Seeking Financial Help

32:55 Call to Action and Conclusion

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this podcast, Emilie delves into the intriguing concept that being 'good with money' is seen as aspirational rather than relatable. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She shares her personal journey and insights, explaining why discussing financial competence often feels like bragging and examines societal and psychological factors that contribute to this perception. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">Emilie also touches on the impact of social hierarchies, identity threats, and cognitive dissonance, urging listeners to challenge their own comfort zones and take steps toward financial competence. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Topic Overview</span></p><p><span style="color: rgb(0, 0, 0);">01:14 The Concept of Money Being Aspirational</span></p><p><span style="color: rgb(0, 0, 0);">03:35 Social Hierarchy and Money</span></p><p><span style="color: rgb(0, 0, 0);">05:21 Personal Journey and Financial Influence</span></p><p><span style="color: rgb(0, 0, 0);">08:07 Psychological Insights on Money Perception</span></p><p><span style="color: rgb(0, 0, 0);">16:13 Challenges in Seeking Financial Help</span></p><p><span style="color: rgb(0, 0, 0);">32:55 Call to Action and Conclusion</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:35:12full<![CDATA[Ep 14. How to trust yourself to forecast your numbers]]>Forecasting isn’t scary because you’re bad with numbers. It’s scary because uncertainty feels unsafe — and most people are trying to plan the future without giving themselves any predictability in the present.


In this episode, I break down why forecasting feels so uncomfortable, and how to build enough trust in your numbers to make calm, strategic decisions in your business.


We talk about:

  • What “data” actually means (and how to find it without spreadsheets from hell)
  • Why profit alone doesn’t help you plan
  • How overflow, owner’s pay, and predictable expenses reduce financial stress
  • How to stop reacting to money and start making decisions with intention


This isn’t about perfect predictions. It’s about creating enough structure that your business can actually support your life.


Six Figure Safety is linked below if you want support putting this into practice.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>d82977af-e836-492f-9e76-66255aa2e2da_bOFXXW6nudMon, 26 Jan 2026 12:00:33 GMTForecasting isn’t scary because you’re bad with numbers. It’s scary because uncertainty feels unsafe — and most people are trying to plan the future without giving themselves any predictability in the present.


In this episode, I break down why forecasting feels so uncomfortable, and how to build enough trust in your numbers to make calm, strategic decisions in your business.


We talk about:

  • What “data” actually means (and how to find it without spreadsheets from hell)
  • Why profit alone doesn’t help you plan
  • How overflow, owner’s pay, and predictable expenses reduce financial stress
  • How to stop reacting to money and start making decisions with intention


This isn’t about perfect predictions. It’s about creating enough structure that your business can actually support your life.


Six Figure Safety is linked below if you want support putting this into practice.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p>Forecasting isn’t scary because you’re bad with numbers. It’s scary because uncertainty feels unsafe — and most people are trying to plan the future without giving themselves any predictability in the present.</p><p><br></p><p>In this episode, I break down why forecasting feels so uncomfortable, and how to build enough trust in your numbers to make calm, strategic decisions in your business.</p><p><br></p><p>We talk about:</p><ul><li>What “data” actually means (and how to find it without spreadsheets from hell)</li><li>Why profit alone doesn’t help you plan</li><li>How overflow, owner’s pay, and predictable expenses reduce financial stress</li><li>How to stop reacting to money and start making decisions with intention</li></ul><p><br></p><p>This isn’t about perfect predictions. It’s about creating enough structure that your business can actually support your life.</p><p><br></p><p>Six Figure Safety is linked below if you want support putting this into practice.</p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:24:54full<![CDATA[Ep 13. Making more money without launching something new]]>In this episode, Emilie takes you inside a real Six-Figure Safety coaching call where the focus wasn’t budgeting, mindset, or spreadsheets — it was making more money without launching something new.


You’ll hear how two clients approached the same goal in different ways:

  • One, a systems and client experience expert who wanted to keep hitting £10k months despite being sold out — and how she turned existing work into a smart, limited-time offer that feeds directly into her core programme.
  • The other, a content marketer who transformed her own self-coaching process into a powerful lead-in offer — building trust, gathering market research, and creating a natural pathway into higher-ticket retainers.


Emilie breaks down what actually works right now when it comes to offers: buy-in strategies, trust-building through genuine help, and why you don’t need to reinvent your business to increase your income.

If you’ve ever thought “I want to make more money but I don’t know what to sell”, this episode will land.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>938d046e-4b10-41a3-bb62-856fccf9c6e9_bOFXXW6nudFri, 12 Dec 2025 19:45:11 GMTIn this episode, Emilie takes you inside a real Six-Figure Safety coaching call where the focus wasn’t budgeting, mindset, or spreadsheets — it was making more money without launching something new.


You’ll hear how two clients approached the same goal in different ways:

  • One, a systems and client experience expert who wanted to keep hitting £10k months despite being sold out — and how she turned existing work into a smart, limited-time offer that feeds directly into her core programme.
  • The other, a content marketer who transformed her own self-coaching process into a powerful lead-in offer — building trust, gathering market research, and creating a natural pathway into higher-ticket retainers.


Emilie breaks down what actually works right now when it comes to offers: buy-in strategies, trust-building through genuine help, and why you don’t need to reinvent your business to increase your income.

If you’ve ever thought “I want to make more money but I don’t know what to sell”, this episode will land.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p>In this episode, Emilie takes you inside a real Six-Figure Safety coaching call where the focus wasn’t budgeting, mindset, or spreadsheets — it was <strong>making more money without launching something new</strong>.</p><p><br></p><p>You’ll hear how two clients approached the same goal in different ways:</p><ul><li>One, a systems and client experience expert who wanted to keep hitting £10k months despite being sold out — and how she turned existing work into a smart, limited-time offer that feeds directly into her core programme.</li><li>The other, a content marketer who transformed her own self-coaching process into a powerful lead-in offer — building trust, gathering market research, and creating a natural pathway into higher-ticket retainers.</li></ul><p><br></p><p>Emilie breaks down what actually works right now when it comes to offers: buy-in strategies, trust-building through genuine help, and why you don’t need to reinvent your business to increase your income.</p><p>If you’ve ever thought <em>“I want to make more money but I don’t know what to sell”</em>, this episode will land.</p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:16:16full<![CDATA[Ep 12. How Daisy took control of her money and built financial peace]]>In this podcast episode, I welcome Daisy, a digital Instagram coach, to discuss her transformative journey with financial coaching program 'Cashflow Confident.' Daisy shares her struggles with financial avoidance and how investing in Cashflow Confident helped her gain control over her finances, ultimately reshaping her approach to money and business. We elaborate on the benefits of the financial audit and how it provided clarity and reduced stress for Daisy and her husband. Daisy highlights the practical tools and strategies that improved her business management, leading her to decide to enroll in Six Figure Safety for a holistic, 12-month financial program. This comprehensive episode underscores the importance of financial education, mindset shifts, and ongoing support to achieve long-term financial stability and business success.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>7af51c76-e153-4d11-8cce-61b9b549127d_bOFXXW6nudWed, 26 Nov 2025 16:45:40 GMTIn this podcast episode, I welcome Daisy, a digital Instagram coach, to discuss her transformative journey with financial coaching program 'Cashflow Confident.' Daisy shares her struggles with financial avoidance and how investing in Cashflow Confident helped her gain control over her finances, ultimately reshaping her approach to money and business. We elaborate on the benefits of the financial audit and how it provided clarity and reduced stress for Daisy and her husband. Daisy highlights the practical tools and strategies that improved her business management, leading her to decide to enroll in Six Figure Safety for a holistic, 12-month financial program. This comprehensive episode underscores the importance of financial education, mindset shifts, and ongoing support to achieve long-term financial stability and business success.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this podcast episode, I welcome Daisy, a digital Instagram coach, to discuss her transformative journey with financial coaching program 'Cashflow Confident.' Daisy shares her struggles with financial avoidance and how investing in Cashflow Confident helped her gain control over her finances, ultimately reshaping her approach to money and business. We elaborate on the benefits of the financial audit and how it provided clarity and reduced stress for Daisy and her husband. Daisy highlights the practical tools and strategies that improved her business management, leading her to decide to enroll in Six Figure Safety for a holistic, 12-month financial program. This comprehensive episode underscores the importance of financial education, mindset shifts, and ongoing support to achieve long-term financial stability and business success.</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>No00:31:17full<![CDATA[Ep 11. What the helly is Six-Figure Safety]]>In this episode, Emilie introduces 'Six Figure Safety,' a comprehensive financial program designed to consolidate years of financial teaching into a unified course. Despite initial hesitations about the name, the program aims to provide more than just monetary gains; it focuses on achieving financial security and peace of mind. The host discusses the importance of managing existing resources effectively and addresses common financial fears, advocating for a holistic approach to money management. Tune in to learn more about the transformative power of financial literacy and community support.




00:00 Introduction and Personal Update


00:25 From Fan Blogs to Online Business


01:27 Introducing Six Figure Safety


02:28 The Concept of Six Figure Safety


05:21 Overcoming Financial Misconceptions


08:03 The Importance of Financial Management


11:52 Program Details and Launch


14:24 Conclusion and Launch Announcement

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>7a991c0a-4a5f-490f-bc3a-74c2514eeeb4_bOFXXW6nudWed, 19 Nov 2025 09:44:04 GMTIn this episode, Emilie introduces 'Six Figure Safety,' a comprehensive financial program designed to consolidate years of financial teaching into a unified course. Despite initial hesitations about the name, the program aims to provide more than just monetary gains; it focuses on achieving financial security and peace of mind. The host discusses the importance of managing existing resources effectively and addresses common financial fears, advocating for a holistic approach to money management. Tune in to learn more about the transformative power of financial literacy and community support.




00:00 Introduction and Personal Update


00:25 From Fan Blogs to Online Business


01:27 Introducing Six Figure Safety


02:28 The Concept of Six Figure Safety


05:21 Overcoming Financial Misconceptions


08:03 The Importance of Financial Management


11:52 Program Details and Launch


14:24 Conclusion and Launch Announcement

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p>In this episode, Emilie introduces 'Six Figure Safety,' a comprehensive financial program designed to consolidate years of financial teaching into a unified course. Despite initial hesitations about the name, the program aims to provide more than just monetary gains; it focuses on achieving financial security and peace of mind. The host discusses the importance of managing existing resources effectively and addresses common financial fears, advocating for a holistic approach to money management. Tune in to learn more about the transformative power of financial literacy and community support.</p><p><br></p><p><br></p><p><br></p><p>00:00 Introduction and Personal Update</p><p><br></p><p>00:25 From Fan Blogs to Online Business</p><p><br></p><p>01:27 Introducing Six Figure Safety</p><p><br></p><p>02:28 The Concept of Six Figure Safety</p><p><br></p><p>05:21 Overcoming Financial Misconceptions</p><p><br></p><p>08:03 The Importance of Financial Management</p><p><br></p><p>11:52 Program Details and Launch</p><p><br></p><p>14:24 Conclusion and Launch Announcement</p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:15:10full<![CDATA[Ep 10. Why I lowered my 1:1 prices]]>In this episode, financial strategist and certified money coach Emilie dives into the often-overlooked topic of lowering prices. With six years of experience in finance, Emilie offers valuable insights into the strategic decisions behind adjusting her rates. She reflects on her journey from starting as a money coach in 2024, initially charging £1,500 for three months of one-on-one coaching, to her current prices. Emilie discusses the importance of understanding her ideal client’s financial situation, the need for alignment between perceived value and investment, and her own mindset shifts in pricing. She emphasises the necessity of balancing her offerings to ensure accessibility and sustainability while delivering impactful results. Through her story, Emilie provides practical advice for fellow business owners on pricing strategies and maintaining business growth.


00:00 Introduction and Purpose

00:09 Emilie's Background and Experience

01:26 Initial Pricing Strategy

02:36 Transition to Business Owners

04:06 Group Program Development

05:34 Mindset and Pricing Adjustments

08:10 Current Pricing and Ideal Client

16:16 Future Plans and Offers

19:36 Conclusion and Contact Information

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>f1416781-1bf8-44cd-a665-b7d835c42a74_bOFXXW6nudThu, 25 Sep 2025 09:59:31 GMTIn this episode, financial strategist and certified money coach Emilie dives into the often-overlooked topic of lowering prices. With six years of experience in finance, Emilie offers valuable insights into the strategic decisions behind adjusting her rates. She reflects on her journey from starting as a money coach in 2024, initially charging £1,500 for three months of one-on-one coaching, to her current prices. Emilie discusses the importance of understanding her ideal client’s financial situation, the need for alignment between perceived value and investment, and her own mindset shifts in pricing. She emphasises the necessity of balancing her offerings to ensure accessibility and sustainability while delivering impactful results. Through her story, Emilie provides practical advice for fellow business owners on pricing strategies and maintaining business growth.


00:00 Introduction and Purpose

00:09 Emilie's Background and Experience

01:26 Initial Pricing Strategy

02:36 Transition to Business Owners

04:06 Group Program Development

05:34 Mindset and Pricing Adjustments

08:10 Current Pricing and Ideal Client

16:16 Future Plans and Offers

19:36 Conclusion and Contact Information

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode, financial strategist and certified money coach Emilie dives into the often-overlooked topic of lowering prices. With six years of experience in finance, </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> offers valuable insights into the strategic decisions behind adjusting her rates. She reflects on her journey from starting as a money coach in 2024, initially charging £1,500 for three months of one-on-one coaching, to her current prices. </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> discusses the importance of understanding her ideal client’s financial situation, the need for alignment between perceived value and investment, and her own mindset shifts in pricing. She emphasises the necessity of balancing her offerings to ensure accessibility and sustainability while delivering impactful results. Through her story, </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> provides practical advice for fellow business owners on pricing strategies and maintaining business growth.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Purpose</span></p><p><span style="color: rgb(0, 0, 0);">00:09 </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie's</span><span style="color: rgb(0, 0, 0);"> Background and Experience</span></p><p><span style="color: rgb(0, 0, 0);">01:26 Initial Pricing Strategy</span></p><p><span style="color: rgb(0, 0, 0);">02:36 Transition to Business Owners</span></p><p><span style="color: rgb(0, 0, 0);">04:06 Group Program Development</span></p><p><span style="color: rgb(0, 0, 0);">05:34 Mindset and Pricing Adjustments</span></p><p><span style="color: rgb(0, 0, 0);">08:10 Current Pricing and Ideal Client</span></p><p><span style="color: rgb(0, 0, 0);">16:16 Future Plans and Offers</span></p><p><span style="color: rgb(0, 0, 0);">19:36 Conclusion and Contact Information</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>No00:20:30full<![CDATA[Ep 9: How to build a life-first business]]>This week's discussion focuses on the concept of a 'life-first business,' emphasizing the importance of prioritizing personal life and well-being while managing a business. Emilie highlights the common pitfalls of letting a business take over one's life and shares personal experiences of balancing business with childcare and mental health challenges. Emilie discusses strategies for maintaining control over business operations, setting profitable prices, and ensuring that business goals align with personal life goals. The goal is to create a sustainable business model that supports the desired lifestyle while managing financial responsibilities effectively.


00:00 Introduction to Life First Business

00:26 Defining Life First Business

02:07 Balancing Business and Personal Life

04:17 Personal Struggles and Adjustments

09:14 Financial Strategies and Business Control

14:00 Revenue Goals and Strategic Planning

17:54 Living Your Ideal Lifestyle

23:03 Conclusion and Final Thoughts

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>e74892b5-6aea-44f9-8d58-a041855b7ad9_bOFXXW6nudMon, 22 Sep 2025 15:57:43 GMTThis week's discussion focuses on the concept of a 'life-first business,' emphasizing the importance of prioritizing personal life and well-being while managing a business. Emilie highlights the common pitfalls of letting a business take over one's life and shares personal experiences of balancing business with childcare and mental health challenges. Emilie discusses strategies for maintaining control over business operations, setting profitable prices, and ensuring that business goals align with personal life goals. The goal is to create a sustainable business model that supports the desired lifestyle while managing financial responsibilities effectively.


00:00 Introduction to Life First Business

00:26 Defining Life First Business

02:07 Balancing Business and Personal Life

04:17 Personal Struggles and Adjustments

09:14 Financial Strategies and Business Control

14:00 Revenue Goals and Strategic Planning

17:54 Living Your Ideal Lifestyle

23:03 Conclusion and Final Thoughts

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(52, 52, 52);">This week's discussion focuses on the concept of a 'life-first business,' emphasizing the importance of prioritizing personal life and well-being while managing a business. Emilie highlights the common pitfalls of letting a business take over one's life and shares personal experiences of balancing business with childcare and mental health challenges. Emilie discusses strategies for maintaining control over business operations, setting profitable prices, and ensuring that business goals align with personal life goals. The goal is to create a sustainable business model that supports the desired lifestyle while managing financial responsibilities effectively.</span></p><p><br></p><p>00:00&nbsp;Introduction to Life First Business</p><p>00:26&nbsp;Defining Life First Business</p><p>02:07&nbsp;Balancing Business and Personal Life</p><p>04:17&nbsp;Personal Struggles and Adjustments</p><p>09:14&nbsp;Financial Strategies and Business Control</p><p>14:00&nbsp;Revenue Goals and Strategic Planning</p><p>17:54&nbsp;Living Your Ideal Lifestyle</p><p>23:03&nbsp;Conclusion and Final Thoughts</p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>No00:23:13full<![CDATA[Ep 8. Feeling Safe to "Hold Money"]]>In this episode of The Fund Your Damn Life podcast, Emilie shares insights about a common money belief encountered during her client calls: the struggle to hold onto money. She explains why the idea of hoarding money is rooted in scarcity thinking and emphasises that money is meant to flow. Emilie discusses the importance of having clear savings goals, the value of intentional spending, and reframing how we view money and savings. She concludes by highlighting the need to create spending plans that align with personal goals and joys, stressing that it's okay to spend money to enjoy life.


00:00 Introduction and Setup

00:38 The Money Belief Dilemma

01:34 Scarcity Mindset and Money Flow

02:43 The Importance of Savings Goals

07:46 Creating a Spending Plan

09:28 Container Theory and Money Management

11:35 Final Thoughts and Summary

13:10 Conclusion and Farewell

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>a5096bae-cb21-4c6a-926a-7e55e7855222_bOFXXW6nudMon, 11 Aug 2025 13:48:00 GMTIn this episode of The Fund Your Damn Life podcast, Emilie shares insights about a common money belief encountered during her client calls: the struggle to hold onto money. She explains why the idea of hoarding money is rooted in scarcity thinking and emphasises that money is meant to flow. Emilie discusses the importance of having clear savings goals, the value of intentional spending, and reframing how we view money and savings. She concludes by highlighting the need to create spending plans that align with personal goals and joys, stressing that it's okay to spend money to enjoy life.


00:00 Introduction and Setup

00:38 The Money Belief Dilemma

01:34 Scarcity Mindset and Money Flow

02:43 The Importance of Savings Goals

07:46 Creating a Spending Plan

09:28 Container Theory and Money Management

11:35 Final Thoughts and Summary

13:10 Conclusion and Farewell

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode of The Fund Your Damn Life podcast, Emilie shares insights about a common money belief encountered during her client calls: the struggle to hold onto money. She explains why the idea of hoarding money is rooted in scarcity thinking and emphasises that money is meant to flow. Emilie discusses the importance of having clear savings goals, the value of intentional spending, and reframing how we view money and savings. She concludes by highlighting the need to create spending plans that align with personal goals and joys, stressing that it's okay to spend money to enjoy life.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Setup</span></p><p><span style="color: rgb(0, 0, 0);">00:38 The Money Belief Dilemma</span></p><p><span style="color: rgb(0, 0, 0);">01:34 Scarcity Mindset and Money Flow</span></p><p><span style="color: rgb(0, 0, 0);">02:43 The Importance of Savings Goals</span></p><p><span style="color: rgb(0, 0, 0);">07:46 Creating a Spending Plan</span></p><p><span style="color: rgb(0, 0, 0);">09:28 Container Theory and Money Management</span></p><p><span style="color: rgb(0, 0, 0);">11:35 Final Thoughts and Summary</span></p><p><span style="color: rgb(0, 0, 0);">13:10 Conclusion and Farewell</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:13:42full<![CDATA[Replay: Double Your Revenue]]>Transforming Your Financial Approach: The Shift from Avoidance to Ownership


In this webinar replay, Emilie addresses common financial struggles of online business owners, focusing on the mindset shift from avoidance to ownership. She debunks myths around increasing prices and spending on ads, advocating for sustainable, scalable methods. Emilie emphasises the importance of understanding financial foundations, tracking income and expenses, and setting realistic revenue goals tailored to personal lifestyles. She shares client success stories, introduces her Overflow Formula™ for managing business finances, and details her program, Cashflow Confident, designed to help business owners take control of their finances, pay themselves consistently, and grow their businesses without financial stress.


00:00 Introduction and Agenda Overview

00:24 Common Misconceptions About Financial Growth

01:16 The Importance of Financial Foundations

02:04 Personal Financial Struggles and Realisations

08:20 The Shift from Avoidance to Ownership

17:42 Setting and Achieving Revenue Goals

23:48 Pricing Strategies for Business Success

30:40 Overcoming Pricing Fears

31:09 Understanding Client Accessibility

32:06 The Overflow Formula Explained

32:29 Cashflow Tracking and Management

34:33 Practical Bank Management Tips

35:17 The Importance of Financial Strategy

42:30 Introducing Cashflow Confident Program

44:45 Program Details and Benefits

49:30 Final Invitation and Q&A

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>80569e7f-886d-4733-90cf-9bbc107aba42_bOFXXW6nudThu, 24 Jul 2025 11:57:03 GMTTransforming Your Financial Approach: The Shift from Avoidance to Ownership


In this webinar replay, Emilie addresses common financial struggles of online business owners, focusing on the mindset shift from avoidance to ownership. She debunks myths around increasing prices and spending on ads, advocating for sustainable, scalable methods. Emilie emphasises the importance of understanding financial foundations, tracking income and expenses, and setting realistic revenue goals tailored to personal lifestyles. She shares client success stories, introduces her Overflow Formula™ for managing business finances, and details her program, Cashflow Confident, designed to help business owners take control of their finances, pay themselves consistently, and grow their businesses without financial stress.


00:00 Introduction and Agenda Overview

00:24 Common Misconceptions About Financial Growth

01:16 The Importance of Financial Foundations

02:04 Personal Financial Struggles and Realisations

08:20 The Shift from Avoidance to Ownership

17:42 Setting and Achieving Revenue Goals

23:48 Pricing Strategies for Business Success

30:40 Overcoming Pricing Fears

31:09 Understanding Client Accessibility

32:06 The Overflow Formula Explained

32:29 Cashflow Tracking and Management

34:33 Practical Bank Management Tips

35:17 The Importance of Financial Strategy

42:30 Introducing Cashflow Confident Program

44:45 Program Details and Benefits

49:30 Final Invitation and Q&A

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">Transforming Your Financial Approach: The Shift from Avoidance to Ownership</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">In this webinar replay, Emilie addresses common financial struggles of online business owners, focusing on the mindset shift from avoidance to ownership. She debunks myths around increasing prices and spending on ads, advocating for sustainable, scalable methods. Emilie emphasises the importance of understanding financial foundations, tracking income and expenses, and setting realistic revenue goals tailored to personal lifestyles. She shares client success stories, introduces her Overflow Formula™ for managing business finances, and details her program, Cashflow Confident, designed to help business owners take control of their finances, pay themselves consistently, and grow their businesses without financial stress.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Agenda Overview</span></p><p><span style="color: rgb(0, 0, 0);">00:24 Common Misconceptions About Financial Growth</span></p><p><span style="color: rgb(0, 0, 0);">01:16 The Importance of Financial Foundations</span></p><p><span style="color: rgb(0, 0, 0);">02:04 Personal Financial Struggles and Realisations</span></p><p><span style="color: rgb(0, 0, 0);">08:20 The Shift from Avoidance to Ownership</span></p><p><span style="color: rgb(0, 0, 0);">17:42 Setting and Achieving Revenue Goals</span></p><p><span style="color: rgb(0, 0, 0);">23:48 Pricing Strategies for Business Success</span></p><p><span style="color: rgb(0, 0, 0);">30:40 Overcoming Pricing Fears</span></p><p><span style="color: rgb(0, 0, 0);">31:09 Understanding Client Accessibility</span></p><p><span style="color: rgb(0, 0, 0);">32:06 The Overflow Formula Explained</span></p><p><span style="color: rgb(0, 0, 0);">32:29 Cashflow Tracking and Management</span></p><p><span style="color: rgb(0, 0, 0);">34:33 Practical Bank Management Tips</span></p><p><span style="color: rgb(0, 0, 0);">35:17 The Importance of Financial Strategy</span></p><p><span style="color: rgb(0, 0, 0);">42:30 Introducing Cashflow Confident Program</span></p><p><span style="color: rgb(0, 0, 0);">44:45 Program Details and Benefits</span></p><p><span style="color: rgb(0, 0, 0);">49:30 Final Invitation and Q&amp;A</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:58:30full<![CDATA[Ep 7. Everything you need to know about Money Mindset]]>In this episode, Emilie emphasises the importance of addressing financial beliefs and fears, particularly how they stem from early childhood experiences and societal influences.


She explains that managing money isn't just about knowing the strategies but also shifting the underlying beliefs that drive financial behaviours.


Through a detailed explanation of neural pathways, Emilie illustrates how ingrained money beliefs can be reshaped with new experiences and evidence-based actions.


She stresses that effective money management skills are essential for fostering a positive money mindset and overcoming financial fears.


The episode concludes with an invitation to join her 'Cashflow Confident' program, aimed at helping individuals master both money management and mindset.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>7980a38b-1041-4f4b-9938-751dd83e1310_bOFXXW6nudTue, 22 Jul 2025 09:59:14 GMTIn this episode, Emilie emphasises the importance of addressing financial beliefs and fears, particularly how they stem from early childhood experiences and societal influences.


She explains that managing money isn't just about knowing the strategies but also shifting the underlying beliefs that drive financial behaviours.


Through a detailed explanation of neural pathways, Emilie illustrates how ingrained money beliefs can be reshaped with new experiences and evidence-based actions.


She stresses that effective money management skills are essential for fostering a positive money mindset and overcoming financial fears.


The episode concludes with an invitation to join her 'Cashflow Confident' program, aimed at helping individuals master both money management and mindset.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode, Emilie emphasises the importance of addressing financial beliefs and fears, particularly how they stem from early childhood experiences and societal influences. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She explains that managing money isn't just about knowing the strategies but also shifting the underlying beliefs that drive financial behaviours. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">Through a detailed explanation of neural pathways, Emilie illustrates how ingrained money beliefs can be reshaped with new experiences and evidence-based actions. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She stresses that effective money management skills are essential for fostering a positive money mindset and overcoming financial fears. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">The episode concludes with an invitation to join her 'Cashflow Confident' program, aimed at helping individuals master both money management and mindset.</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:21:04full<![CDATA[Ep 6. WTF actually is "Overflow"]]>In this episode of 'Fund Your Damn Life,' Emilie Nutley offers an in-depth breakdown of her Overflow Formula, a strategic financial management system designed for business owners.

Emilie addresses common questions, explaining the importance of regularly saving money to cover low sales months, pay off debt, and fund personal goals.

She compares her method to Profit First, highlighting why her approach is more practical for business owners who prefer simplicity and directness over micromanaging multiple bank accounts.

The episode underscores the necessity of tracking every business transaction to understand cash flow, debunks the myth of consistent monthly income in entrepreneurship, and emphasises the importance of building a financial cushion before paying off debt. Emilie also touches on the practical use of savings, advocating for a mindful approach to managing finances.

The episode is a call to action for business owners to become more financially literate, confident, and strategic, offering tools and support through her Cashflow Confident program.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>33b30dbd-dced-4808-96e7-25a594d7c3c4_bOFXXW6nudThu, 10 Jul 2025 13:21:34 GMTIn this episode of 'Fund Your Damn Life,' Emilie Nutley offers an in-depth breakdown of her Overflow Formula, a strategic financial management system designed for business owners.

Emilie addresses common questions, explaining the importance of regularly saving money to cover low sales months, pay off debt, and fund personal goals.

She compares her method to Profit First, highlighting why her approach is more practical for business owners who prefer simplicity and directness over micromanaging multiple bank accounts.

The episode underscores the necessity of tracking every business transaction to understand cash flow, debunks the myth of consistent monthly income in entrepreneurship, and emphasises the importance of building a financial cushion before paying off debt. Emilie also touches on the practical use of savings, advocating for a mindful approach to managing finances.

The episode is a call to action for business owners to become more financially literate, confident, and strategic, offering tools and support through her Cashflow Confident program.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode of 'Fund Your Damn Life,' Emilie Nutley offers an in-depth breakdown of her Overflow Formula, a strategic financial management system designed for business owners. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie addresses common questions, explaining the importance of regularly saving money to cover low sales months, pay off debt, and fund personal goals. </span></p><p><span style="color: rgb(0, 0, 0);">She compares her method to Profit First, highlighting why her approach is more practical for business owners who prefer simplicity and directness over micromanaging multiple bank accounts. </span></p><p><span style="color: rgb(0, 0, 0);">The episode underscores the necessity of tracking every business transaction to understand cash flow, debunks the myth of consistent monthly income in entrepreneurship, and emphasises the importance of building a financial cushion before paying off debt. Emilie also touches on the practical use of savings, advocating for a mindful approach to managing finances. </span></p><p><span style="color: rgb(0, 0, 0);">The episode is a call to action for business owners to become more financially literate, confident, and strategic, offering tools and support through her Cashflow Confident program.</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:28:15full<![CDATA[Ep 5. How to pay for a holiday using your business.mp3]]>In this episode, Emilie Nutley walks viewers through the step-by-step process of using business revenue to fund a holiday without raising red flags with tax authorities.

She starts by calculating the holiday budget and emphasises the importance of having financial goals.

Emilie discusses two main strategies: saving a portion of her salary or utilising business overflow—the money remaining after all expenses, taxes, and owner’s pay are covered.

She highlights the significance of maintaining a healthy profit margin and making sure there's surplus cash (overflow) for unexpected costs or slower months.

Emilie also introduces the concept of trivial benefits for limited companies in the UK, allowing for tax-exempt vouchers that can aid in holiday funding.

She wraps up by encouraging listeners to align their financial strategies with their lifestyle goals, underscoring the importance of allowing oneself joy through strategic financial planning.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>165d3f67-dd69-4556-9cd1-fb3f2c279562_bOFXXW6nudThu, 03 Jul 2025 12:33:55 GMTIn this episode, Emilie Nutley walks viewers through the step-by-step process of using business revenue to fund a holiday without raising red flags with tax authorities.

She starts by calculating the holiday budget and emphasises the importance of having financial goals.

Emilie discusses two main strategies: saving a portion of her salary or utilising business overflow—the money remaining after all expenses, taxes, and owner’s pay are covered.

She highlights the significance of maintaining a healthy profit margin and making sure there's surplus cash (overflow) for unexpected costs or slower months.

Emilie also introduces the concept of trivial benefits for limited companies in the UK, allowing for tax-exempt vouchers that can aid in holiday funding.

She wraps up by encouraging listeners to align their financial strategies with their lifestyle goals, underscoring the importance of allowing oneself joy through strategic financial planning.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode, Emilie Nutley walks viewers through the step-by-step process of using business revenue to fund a holiday without raising red flags with tax authorities. </span></p><p><span style="color: rgb(0, 0, 0);">She starts by calculating the holiday budget and emphasises the importance of having financial goals. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie discusses two main strategies: saving a portion of her salary or utilising business overflow—the money remaining after all expenses, taxes, and owner’s pay are covered. </span></p><p><span style="color: rgb(0, 0, 0);">She highlights the significance of maintaining a healthy profit margin and making sure there's surplus cash (overflow) for unexpected costs or slower months. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie also introduces the concept of trivial benefits for limited companies in the UK, allowing for tax-exempt vouchers that can aid in holiday funding. </span></p><p><span style="color: rgb(0, 0, 0);">She wraps up by encouraging listeners to align their financial strategies with their lifestyle goals, underscoring the importance of allowing oneself joy through strategic financial planning.</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:16:50full<![CDATA[Ep 4. Paying off your business debt starts with business savings]]>In this episode, Emilie speaks candidly about the mindset and strategies around debt, specifically business debt but applicable to all kinds.

Emilie immediately dives into the topic of debt, emphasising that debt is a tool, not a moral failing. She uses her own experience to illustrate her points and demystify the shame often associated with owing money. Emilie explains the psychology behind debt, including the role of dopamine and scarcity mindset, and argues for shifting the focus from debt elimination to building savings first.

She shares personal anecdotes, like her challenges around food spending, and how addressing the root cause rather than the symptom led to better financial outcomes.

Emilie stresses the importance of creating a 'breathing fund' to cushion against financial stress and recommends focusing on savings instead of debt to break the cycle.

She concludes by teasing future episodes on leveraging business overflow and planning holidays using business funds.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>89870870-75f2-4bb1-b6bf-192a3e584638_bOFXXW6nudMon, 30 Jun 2025 14:00:59 GMTIn this episode, Emilie speaks candidly about the mindset and strategies around debt, specifically business debt but applicable to all kinds.

Emilie immediately dives into the topic of debt, emphasising that debt is a tool, not a moral failing. She uses her own experience to illustrate her points and demystify the shame often associated with owing money. Emilie explains the psychology behind debt, including the role of dopamine and scarcity mindset, and argues for shifting the focus from debt elimination to building savings first.

She shares personal anecdotes, like her challenges around food spending, and how addressing the root cause rather than the symptom led to better financial outcomes.

Emilie stresses the importance of creating a 'breathing fund' to cushion against financial stress and recommends focusing on savings instead of debt to break the cycle.

She concludes by teasing future episodes on leveraging business overflow and planning holidays using business funds.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode, Emilie speaks candidly about the mindset and strategies around debt, specifically business debt but applicable to all kinds. </span></p><p><span style="background-color: rgb(250, 251, 255); color: rgb(0, 0, 0);">Emilie</span><span style="color: rgb(0, 0, 0);"> immediately dives into the topic of debt, emphasising that debt is a tool, not a moral failing. She uses her own experience to illustrate her points and demystify the shame often associated with owing money. </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> explains the psychology behind debt, including the role of dopamine and scarcity mindset, and argues for shifting the focus from debt elimination to building savings first. </span></p><p><span style="color: rgb(0, 0, 0);">She shares personal anecdotes, like her challenges around food spending, and how addressing the root cause rather than the symptom led to better financial outcomes. </span></p><p><span style="background-color: rgb(250, 251, 255); color: rgb(0, 0, 0);">Emilie</span><span style="color: rgb(0, 0, 0);"> stresses the importance of creating a 'breathing fund' to cushion against financial stress and recommends focusing on savings instead of debt to break the cycle. </span></p><p><span style="color: rgb(0, 0, 0);">She concludes by teasing future episodes on leveraging business overflow and planning holidays using business funds.</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>No00:21:39full<![CDATA[Ep 3. How to pay yourself from your biz]]>In this episode, Emilie Nutley tackles the crucial topic of paying yourself from your business. Emilie explains her 'overflow formula' and the 'three-account system' as foundational steps for financial stability.

She walks listeners through a detailed process of conducting a financial audit of personal and business expenses to determine a realistic owner's pay.

The discussion covers managing cash flow, prioritizing necessary and joyful spending to keep a healthy mindset, and leveraging AI tools for financial tracking—with caution.

Emilie underscores the importance of regular financial check-ins and offers insights from her 'Cashflow Confident' program, aimed at helping business owners implement effective money management systems.

This episode is filled with strategic advice and practical applications to help listeners navigate their finances confidently.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>9ad712e7-66b2-4810-a770-53fc488f676a_bOFXXW6nudMon, 30 Jun 2025 13:29:43 GMTIn this episode, Emilie Nutley tackles the crucial topic of paying yourself from your business. Emilie explains her 'overflow formula' and the 'three-account system' as foundational steps for financial stability.

She walks listeners through a detailed process of conducting a financial audit of personal and business expenses to determine a realistic owner's pay.

The discussion covers managing cash flow, prioritizing necessary and joyful spending to keep a healthy mindset, and leveraging AI tools for financial tracking—with caution.

Emilie underscores the importance of regular financial check-ins and offers insights from her 'Cashflow Confident' program, aimed at helping business owners implement effective money management systems.

This episode is filled with strategic advice and practical applications to help listeners navigate their finances confidently.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode, Emilie Nutley tackles the crucial topic of paying yourself from your business. Emilie explains her 'overflow formula' and the 'three-account system' as foundational steps for financial stability. </span></p><p><span style="color: rgb(0, 0, 0);">She walks listeners through a detailed process of conducting a financial audit of personal and business expenses to determine a realistic owner's pay. </span></p><p><span style="color: rgb(0, 0, 0);">The discussion covers managing cash flow, prioritizing necessary and joyful spending to keep a healthy mindset, and leveraging AI tools for financial tracking—with caution. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie underscores the importance of regular financial check-ins and offers insights from her 'Cashflow Confident' program, aimed at helping business owners implement effective money management systems. </span></p><p><span style="color: rgb(0, 0, 0);">This episode is filled with strategic advice and practical applications to help listeners navigate their finances confidently.</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>No00:16:38full<![CDATA[Ep 2. You only need one* account to manage your biz finances]]>In this episode, Emilie Nutley breaks down how business owners can manage their finances through a simplified one-bank-account system called the Overflow Formula.

Despite usually recommending the three-account method, Emilie shows how you can adapt it to one account by using digital spaces or pots provided by modern banks.

This system ensures all business income and expenses flow through one account, with separate allocations for taxes and overflow to manage excess funds. By setting a consistent payday and tracking a 'magic number' for expenses and salary, you can maintain financial stability even when your income varies.

Emilie critiques the popular Profit First method for being overly complicated with its five-account setup and highlights the importance of maintaining a sustainable mindset that's free from scarcity.

She also touches on real-life applications, offering practical steps and sharing client insights, while emphasizing that effective money management is about knowing and working towards your personal financial goals.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>9122abbf-4281-4d8e-aa65-8092b20fefe9_bOFXXW6nudMon, 30 Jun 2025 13:28:12 GMTIn this episode, Emilie Nutley breaks down how business owners can manage their finances through a simplified one-bank-account system called the Overflow Formula.

Despite usually recommending the three-account method, Emilie shows how you can adapt it to one account by using digital spaces or pots provided by modern banks.

This system ensures all business income and expenses flow through one account, with separate allocations for taxes and overflow to manage excess funds. By setting a consistent payday and tracking a 'magic number' for expenses and salary, you can maintain financial stability even when your income varies.

Emilie critiques the popular Profit First method for being overly complicated with its five-account setup and highlights the importance of maintaining a sustainable mindset that's free from scarcity.

She also touches on real-life applications, offering practical steps and sharing client insights, while emphasizing that effective money management is about knowing and working towards your personal financial goals.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(0, 0, 0);">In this episode, Emilie Nutley breaks down how business owners can manage their finances through a simplified one-bank-account system called the Overflow Formula. </span></p><p><span style="color: rgb(0, 0, 0);">Despite usually recommending the three-account method, Emilie shows how you can adapt it to one account by using digital spaces or pots provided by modern banks. </span></p><p><span style="color: rgb(0, 0, 0);">This system ensures all business income and expenses flow through one account, with separate allocations for taxes and overflow to manage excess funds. By setting a consistent payday and tracking a 'magic number' for expenses and salary, you can maintain financial stability even when your income varies. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie critiques the popular Profit First method for being overly complicated with its five-account setup and highlights the importance of maintaining a sustainable mindset that's free from scarcity. </span></p><p><span style="color: rgb(0, 0, 0);">She also touches on real-life applications, offering practical steps and sharing client insights, while emphasizing that effective money management is about knowing and working towards your personal financial goals.</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>No00:20:33full<![CDATA[Ep 1. Why you should pay yourself a salary]]>In the kick-off episode of Fund the Damn Life, Emilie Nutley gets real with business owners about flipping the script. Ssing your business to fund the life you want, not the other way around.

She shares her no-BS advice on why paying yourself a consistent salary is non-negotiable, even if your income is all over the place.

Emilie talks about financial security, setting realistic goals, and avoiding the scarcity mindset that keeps you stuck.

She breaks down how to figure out your necessary expenses, track them, and reverse-engineer your sales to meet those goals.

Plus, she teases the next episode, where she'll share why you only need one bank account to manage your finances.

Get ready for some tough love and actionable tips to transform how you handle your business cash flow.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]>d3bca3d7-2074-4467-bc03-a6aff6960271_bOFXXW6nudMon, 30 Jun 2025 13:22:18 GMTIn the kick-off episode of Fund the Damn Life, Emilie Nutley gets real with business owners about flipping the script. Ssing your business to fund the life you want, not the other way around.

She shares her no-BS advice on why paying yourself a consistent salary is non-negotiable, even if your income is all over the place.

Emilie talks about financial security, setting realistic goals, and avoiding the scarcity mindset that keeps you stuck.

She breaks down how to figure out your necessary expenses, track them, and reverse-engineer your sales to meet those goals.

Plus, she teases the next episode, where she'll share why you only need one bank account to manage your finances.

Get ready for some tough love and actionable tips to transform how you handle your business cash flow.

✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum

✨ Access the free Revenue Reality Check Calc + Audit → https://emilienutley.myflodesk.com/revenue

]]><p><span style="color: rgb(52, 52, 52);">In the kick-off episode of </span><strong style="color: rgb(52, 52, 52);">Fund the Damn Life</strong><span style="color: rgb(52, 52, 52);">, Emilie Nutley gets real with business owners about flipping the script. Ssing your business to fund the life you want, not the other way around. </span></p><p><span style="color: rgb(52, 52, 52);">She shares her no-BS advice on why paying yourself a consistent salary is non-negotiable, even if your income is all over the place. </span></p><p><span style="color: rgb(52, 52, 52);">Emilie talks about financial security, setting realistic goals, and avoiding the scarcity mindset that keeps you stuck. </span></p><p><span style="color: rgb(52, 52, 52);">She breaks down how to figure out your necessary expenses, track them, and reverse-engineer your sales to meet those goals. </span></p><p><span style="color: rgb(52, 52, 52);">Plus, she teases the next episode, where she'll share why you only need one bank account to manage your finances. </span></p><p><span style="color: rgb(52, 52, 52);">Get ready for some tough love and actionable tips to transform how you handle your business cash flow.</span></p><p></p><p>✨ Apply for 1:1 Mentorship → https://emilienutley.co.uk/momentum</p><p><span style="background-color: rgb(250, 251, 255);">✨ Access the free Revenue Reality Check Calc + Audit → </span>https://emilienutley.myflodesk.com/revenue</p>Yes00:24:41full