<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:spotify="http://www.spotify.com/ns/rss"><channel><title><![CDATA[Not Just Revenue]]></title><description><![CDATA[Not Just Revenue is the podcast for online business owners who are done pretending that making more money will eventually fix everything.<br><br>Hosted by Emilie Nutley — money coach, financial strategist, and qualified financial advisor — this show is about what happens after the income lands. How you structure it, how you pay yourself from it, how you build real security with it, and how you use it to fund the life you actually want. Because the goal was never the revenue figure. It was always what the money could do for you.<br><br>New episodes weekly. Expect hot takes, real numbers, and zero budget shaming.]]></description><link>https://emilienutley.co.uk</link><image><url>https://d32kcwy5dai345.cloudfront.net/63c26b5a-5ae0-481b-8a7c-952b55e706d1.jpg</url><title>Not Just Revenue</title><link>https://emilienutley.co.uk</link></image><generator>Podcast for Node</generator><lastBuildDate>Mon, 04 May 2026 05:55:00 GMT</lastBuildDate><atom:link href="https://podcasts.helloaudio.fm/podcast/405ca602-469f-4eb8-9219-3441346514f3/bOFXXW6nud" rel="self" type="application/rss+xml"/><author><![CDATA[Emilie Nutley]]></author><copyright><![CDATA[© 2026 Not Just Revenue Co All Rights Reserved.]]></copyright><language><![CDATA[en]]></language><itunes:author>Emilie Nutley</itunes:author><itunes:summary>Not Just Revenue is the podcast for online business owners who are done pretending that making more money will eventually fix everything.&lt;br&gt;&lt;br&gt;Hosted by Emilie Nutley — money coach, financial strategist, and qualified financial advisor — this show is about what happens after the income lands. How you structure it, how you pay yourself from it, how you build real security with it, and how you use it to fund the life you actually want. Because the goal was never the revenue figure. It was always what the money could do for you.&lt;br&gt;&lt;br&gt;New episodes weekly. Expect hot takes, real numbers, and zero budget shaming.</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Emilie Nutley</itunes:name><itunes:email>hello@emilienutley.co.uk</itunes:email></itunes:owner><itunes:explicit>Yes</itunes:explicit><itunes:category text="Business"><itunes:category text="Entrepreneurship"/><itunes:category text="Management"/></itunes:category><itunes:image href="https://d32kcwy5dai345.cloudfront.net/63c26b5a-5ae0-481b-8a7c-952b55e706d1.jpg"/><item><title><![CDATA[Ep 24. Why you can't stop spending]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I talk about why overspending happens and how to start getting control of it. First, I explain why you need to define “overspending” for yourself using a simple financial audit, so you’re not trying to live within unrealistic limits. Then I unpack three drivers of spending: the pressure of capitalism and consumerism, dopamine chasing (especially under stress), and the biggest one: identity spending, where purchases are tied to status, belonging, or who we think we should be. I share prompts to explore what you truly want versus what’s been inherited from others, and I leave you with one key question to ask before buying</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">01:16 Define Overspending</span></p><p><span style="color: rgb(0, 0, 0);">03:11 Capitalism and Consumerism</span></p><p><span style="color: rgb(0, 0, 0);">13:21 Dopamine Spending Explained</span></p><p><span style="color: rgb(0, 0, 0);">17:48 Identity Spending and Status</span></p><p><span style="color: rgb(0, 0, 0);">22:50 Personal Examples and Journaling</span></p><p><span style="color: rgb(0, 0, 0);">28:12 The One Question to Ask</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">d7e148ce-4ae8-4867-8fb8-271804f03031_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 13 Apr 2026 10:33:04 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/d7e148ce-4ae8-4867-8fb8-271804f03031.mp3" length="30828778" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I talk about why overspending happens and how to start getting control of it. First, I explain why you need to define “overspending” for yourself using a simple financial audit, so you’re not trying to live within unrealistic limits. Then I unpack three drivers of spending: the pressure of capitalism and consumerism, dopamine chasing (especially under stress), and the biggest one: identity spending, where purchases are tied to status, belonging, or who we think we should be. I share prompts to explore what you truly want versus what’s been inherited from others, and I leave you with one key question to ask before buying</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">01:16 Define Overspending</span></p><p><span style="color: rgb(0, 0, 0);">03:11 Capitalism and Consumerism</span></p><p><span style="color: rgb(0, 0, 0);">13:21 Dopamine Spending Explained</span></p><p><span style="color: rgb(0, 0, 0);">17:48 Identity Spending and Status</span></p><p><span style="color: rgb(0, 0, 0);">22:50 Personal Examples and Journaling</span></p><p><span style="color: rgb(0, 0, 0);">28:12 The One Question to Ask</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode I talk about why overspending happens and how to start getting control of it. First, I explain why you need to define “overspending” for yourself using a simple financial audit, so you’re not trying to live within unrealistic limits. Then I unpack three drivers of spending: the pressure of capitalism and consumerism, dopamine chasing (especially under stress), and the biggest one: identity spending, where purchases are tied to status, belonging, or who we think we should be. I share prompts to explore what you truly want versus what’s been inherited from others, and I leave you with one key question to ask before buying&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;01:16 Define Overspending&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;03:11 Capitalism and Consumerism&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;13:21 Dopamine Spending Explained&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;17:48 Identity Spending and Status&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;22:50 Personal Examples and Journaling&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;28:12 The One Question to Ask&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:32:07</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 23. Making Tax Digital]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I break down what the new UK tax year means with the introduction of Making Tax Digital, especially if you’re a sole trader around the £50k revenue mark. I cut through the online noise (and the accountant fear-mongering) to explain why this change can actually make tax simpler and help you feel more in control of your money. I share what you really need to set up, how often you’ll update HMRC, and why you don’t need expensive software or to outsource everything. I also explain what still falls under the old system, key timelines to be aware of, and what I’m encouraging my clients to do right now so they’re not juggling multiple tax worries at once.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">FREE MAKING TAX DIGITAL TRAINING: </span>https://emilienutley.myflodesk.com/nfcg321i87</p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 New Tax Year Alert</span></p><p><span style="color: rgb(0, 0, 0);">02:00 Why MTD Helps</span></p><p><span style="color: rgb(0, 0, 0);">03:19 MTD Basics Explained</span></p><p><span style="color: rgb(0, 0, 0);">04:35 Pick Simple Software</span></p><p><span style="color: rgb(0, 0, 0);">06:36 Monthly Reconcile Habit</span></p><p><span style="color: rgb(0, 0, 0);">09:40 Quarterly Updates Made Easy</span></p><p><span style="color: rgb(0, 0, 0);">14:11 Avoid Deadline Panic</span></p><p><span style="color: rgb(0, 0, 0);">16:05 Who Must Register</span></p><p><span style="color: rgb(0, 0, 0);">18:21 Resources And Next Steps</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">14c91da7-4a2e-44b9-828b-8a1c8f34995e_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Tue, 07 Apr 2026 08:56:03 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/14c91da7-4a2e-44b9-828b-8a1c8f34995e.mp3" length="27787807" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I break down what the new UK tax year means with the introduction of Making Tax Digital, especially if you’re a sole trader around the £50k revenue mark. I cut through the online noise (and the accountant fear-mongering) to explain why this change can actually make tax simpler and help you feel more in control of your money. I share what you really need to set up, how often you’ll update HMRC, and why you don’t need expensive software or to outsource everything. I also explain what still falls under the old system, key timelines to be aware of, and what I’m encouraging my clients to do right now so they’re not juggling multiple tax worries at once.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">FREE MAKING TAX DIGITAL TRAINING: </span>https://emilienutley.myflodesk.com/nfcg321i87</p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 New Tax Year Alert</span></p><p><span style="color: rgb(0, 0, 0);">02:00 Why MTD Helps</span></p><p><span style="color: rgb(0, 0, 0);">03:19 MTD Basics Explained</span></p><p><span style="color: rgb(0, 0, 0);">04:35 Pick Simple Software</span></p><p><span style="color: rgb(0, 0, 0);">06:36 Monthly Reconcile Habit</span></p><p><span style="color: rgb(0, 0, 0);">09:40 Quarterly Updates Made Easy</span></p><p><span style="color: rgb(0, 0, 0);">14:11 Avoid Deadline Panic</span></p><p><span style="color: rgb(0, 0, 0);">16:05 Who Must Register</span></p><p><span style="color: rgb(0, 0, 0);">18:21 Resources And Next Steps</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode I break down what the new UK tax year means with the introduction of Making Tax Digital, especially if you’re a sole trader around the £50k revenue mark. I cut through the online noise (and the accountant fear-mongering) to explain why this change can actually make tax simpler and help you feel more in control of your money. I share what you really need to set up, how often you’ll update HMRC, and why you don’t need expensive software or to outsource everything. I also explain what still falls under the old system, key timelines to be aware of, and what I’m encouraging my clients to do right now so they’re not juggling multiple tax worries at once.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;FREE MAKING TAX DIGITAL TRAINING: &lt;/span&gt;https://emilienutley.myflodesk.com/nfcg321i87&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 New Tax Year Alert&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;02:00 Why MTD Helps&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;03:19 MTD Basics Explained&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;04:35 Pick Simple Software&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;06:36 Monthly Reconcile Habit&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;09:40 Quarterly Updates Made Easy&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;14:11 Avoid Deadline Panic&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;16:05 Who Must Register&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;18:21 Resources And Next Steps&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:19:18</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 22. How investing in the stock market works]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I break down how stock market investing actually works and why it’s been made to feel confusing and out of reach. I unpack the “boys club” narrative, explain how the financial services industry profits when you don’t understand investing, and show how seemingly small advisor and platform fees can seriously erode your returns over time. Using my own numbers, I compare DIY investing through a low-fee platform with going through a financial advisor and reveal the long-term difference fees can make. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:41 Why Investing Feels Hard</span></p><p><span style="color: rgb(0, 0, 0);">02:27 The Hidden Cost of Advisors</span></p><p><span style="color: rgb(0, 0, 0);">04:55 Real Fee Comparison Numbers</span></p><p><span style="color: rgb(0, 0, 0);">11:46 Why DIY Investing Matters</span></p><p><span style="color: rgb(0, 0, 0);">14:28 Investing Basics Explained</span></p><p><span style="color: rgb(0, 0, 0);">16:42 Market Dips and Long Term Growth</span></p><p><span style="color: rgb(0, 0, 0);">18:42 Index Funds and Cashing Out</span></p><p><span style="color: rgb(0, 0, 0);">20:18 Investing Like Business Investing</span></p><p><span style="color: rgb(0, 0, 0);">23:39 Final Goodbye</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">dec39676-e052-4d88-a181-a317d7343811_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 30 Mar 2026 10:55:51 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/dec39676-e052-4d88-a181-a317d7343811.mp3" length="34170044" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I break down how stock market investing actually works and why it’s been made to feel confusing and out of reach. I unpack the “boys club” narrative, explain how the financial services industry profits when you don’t understand investing, and show how seemingly small advisor and platform fees can seriously erode your returns over time. Using my own numbers, I compare DIY investing through a low-fee platform with going through a financial advisor and reveal the long-term difference fees can make. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:41 Why Investing Feels Hard</span></p><p><span style="color: rgb(0, 0, 0);">02:27 The Hidden Cost of Advisors</span></p><p><span style="color: rgb(0, 0, 0);">04:55 Real Fee Comparison Numbers</span></p><p><span style="color: rgb(0, 0, 0);">11:46 Why DIY Investing Matters</span></p><p><span style="color: rgb(0, 0, 0);">14:28 Investing Basics Explained</span></p><p><span style="color: rgb(0, 0, 0);">16:42 Market Dips and Long Term Growth</span></p><p><span style="color: rgb(0, 0, 0);">18:42 Index Funds and Cashing Out</span></p><p><span style="color: rgb(0, 0, 0);">20:18 Investing Like Business Investing</span></p><p><span style="color: rgb(0, 0, 0);">23:39 Final Goodbye</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode I break down how stock market investing actually works and why it’s been made to feel confusing and out of reach. I unpack the “boys club” narrative, explain how the financial services industry profits when you don’t understand investing, and show how seemingly small advisor and platform fees can seriously erode your returns over time. Using my own numbers, I compare DIY investing through a low-fee platform with going through a financial advisor and reveal the long-term difference fees can make. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:41 Why Investing Feels Hard&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;02:27 The Hidden Cost of Advisors&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;04:55 Real Fee Comparison Numbers&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;11:46 Why DIY Investing Matters&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;14:28 Investing Basics Explained&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;16:42 Market Dips and Long Term Growth&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;18:42 Index Funds and Cashing Out&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;20:18 Investing Like Business Investing&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;23:39 Final Goodbye&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:23:44</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 21. 3 reasons your income has plateaued]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I talk about income plateaus, when money is coming in but it’s stopped growing, and share what I’ve learned from my own experience of hitting consistent 5K months and later facing a drop in sales. I walk you through three core reasons this can happen and leave you with practical prompts to reflect on what’s really changed in your business so you can adjust with more patience and resilience.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome and premise</span></p><p><span style="color: rgb(0, 0, 0);">00:42 Woo meets mindset</span></p><p><span style="color: rgb(0, 0, 0);">02:34 What a plateau looks like</span></p><p><span style="color: rgb(0, 0, 0);">04:26 Financial resilience lesson</span></p><p><span style="color: rgb(0, 0, 0);">06:37 Reason one beliefs shift</span></p><p><span style="color: rgb(0, 0, 0);">12:59 Reason two new leads</span></p><p><span style="color: rgb(0, 0, 0);">17:31 Reason three offer switcheroo</span></p><p><span style="color: rgb(0, 0, 0);">20:29 Reflection prompts and wrap</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">4ef3f2de-d597-4d03-bbf7-d39097715add_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 23 Mar 2026 09:57:37 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/4ef3f2de-d597-4d03-bbf7-d39097715add.mp3" length="30974537" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I talk about income plateaus, when money is coming in but it’s stopped growing, and share what I’ve learned from my own experience of hitting consistent 5K months and later facing a drop in sales. I walk you through three core reasons this can happen and leave you with practical prompts to reflect on what’s really changed in your business so you can adjust with more patience and resilience.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome and premise</span></p><p><span style="color: rgb(0, 0, 0);">00:42 Woo meets mindset</span></p><p><span style="color: rgb(0, 0, 0);">02:34 What a plateau looks like</span></p><p><span style="color: rgb(0, 0, 0);">04:26 Financial resilience lesson</span></p><p><span style="color: rgb(0, 0, 0);">06:37 Reason one beliefs shift</span></p><p><span style="color: rgb(0, 0, 0);">12:59 Reason two new leads</span></p><p><span style="color: rgb(0, 0, 0);">17:31 Reason three offer switcheroo</span></p><p><span style="color: rgb(0, 0, 0);">20:29 Reflection prompts and wrap</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode I talk about income plateaus, when money is coming in but it’s stopped growing, and share what I’ve learned from my own experience of hitting consistent 5K months and later facing a drop in sales. I walk you through three core reasons this can happen and leave you with practical prompts to reflect on what’s really changed in your business so you can adjust with more patience and resilience.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 Welcome and premise&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:42 Woo meets mindset&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;02:34 What a plateau looks like&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;04:26 Financial resilience lesson&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;06:37 Reason one beliefs shift&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;12:59 Reason two new leads&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;17:31 Reason three offer switcheroo&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;20:29 Reflection prompts and wrap&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:21:30</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 20. How to calculate your retirement number]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I walk you through how to calculate your retirement number so you can stop guessing whether you’re on track. I talk about why retirement planning can feel more stressful for our generation, especially for business owners without workplace pension contributions, and the key differences between pensions for sole traders and limited company owners. Then I break down my five-step process for calculating your number.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Retirement Number Intro</span></p><p><span style="color: rgb(0, 0, 0);">00:35 Pensions Then vs Now</span></p><p><span style="color: rgb(0, 0, 0);">02:23 Self Employed Pension Options</span></p><p><span style="color: rgb(0, 0, 0);">04:38 Five Step Roadmap</span></p><p><span style="color: rgb(0, 0, 0);">05:17 Step One Life Vision</span></p><p><span style="color: rgb(0, 0, 0);">08:22 Step Two Cost It Up</span></p><p><span style="color: rgb(0, 0, 0);">12:43 Step Three Find Old Pots</span></p><p><span style="color: rgb(0, 0, 0);">13:22 Tracing Service Walkthrough</span></p><p><span style="color: rgb(0, 0, 0);">17:15 Consolidate With Pension Apps</span></p><p><span style="color: rgb(0, 0, 0);">20:53 Step Four Income Streams</span></p><p><span style="color: rgb(0, 0, 0);">23:15 Step Five Calculate The Gap</span></p><p><span style="color: rgb(0, 0, 0);">23:48 Example Using Calculators</span></p><p><span style="color: rgb(0, 0, 0);">28:01 Wrap Up And Next Steps</span></p><p><span style="color: rgb(0, 0, 0);">30:32 Final Thanks And Goodbye</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">4bc20569-33b9-45ac-b652-3d2fb5bf18f5_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 16 Mar 2026 10:04:09 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/4bc20569-33b9-45ac-b652-3d2fb5bf18f5.mp3" length="44094484" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I walk you through how to calculate your retirement number so you can stop guessing whether you’re on track. I talk about why retirement planning can feel more stressful for our generation, especially for business owners without workplace pension contributions, and the key differences between pensions for sole traders and limited company owners. Then I break down my five-step process for calculating your number.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Retirement Number Intro</span></p><p><span style="color: rgb(0, 0, 0);">00:35 Pensions Then vs Now</span></p><p><span style="color: rgb(0, 0, 0);">02:23 Self Employed Pension Options</span></p><p><span style="color: rgb(0, 0, 0);">04:38 Five Step Roadmap</span></p><p><span style="color: rgb(0, 0, 0);">05:17 Step One Life Vision</span></p><p><span style="color: rgb(0, 0, 0);">08:22 Step Two Cost It Up</span></p><p><span style="color: rgb(0, 0, 0);">12:43 Step Three Find Old Pots</span></p><p><span style="color: rgb(0, 0, 0);">13:22 Tracing Service Walkthrough</span></p><p><span style="color: rgb(0, 0, 0);">17:15 Consolidate With Pension Apps</span></p><p><span style="color: rgb(0, 0, 0);">20:53 Step Four Income Streams</span></p><p><span style="color: rgb(0, 0, 0);">23:15 Step Five Calculate The Gap</span></p><p><span style="color: rgb(0, 0, 0);">23:48 Example Using Calculators</span></p><p><span style="color: rgb(0, 0, 0);">28:01 Wrap Up And Next Steps</span></p><p><span style="color: rgb(0, 0, 0);">30:32 Final Thanks And Goodbye</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode I walk you through how to calculate your retirement number so you can stop guessing whether you’re on track. I talk about why retirement planning can feel more stressful for our generation, especially for business owners without workplace pension contributions, and the key differences between pensions for sole traders and limited company owners. Then I break down my five-step process for calculating your number.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 Retirement Number Intro&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:35 Pensions Then vs Now&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;02:23 Self Employed Pension Options&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;04:38 Five Step Roadmap&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;05:17 Step One Life Vision&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;08:22 Step Two Cost It Up&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;12:43 Step Three Find Old Pots&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;13:22 Tracing Service Walkthrough&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;17:15 Consolidate With Pension Apps&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;20:53 Step Four Income Streams&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;23:15 Step Five Calculate The Gap&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;23:48 Example Using Calculators&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;28:01 Wrap Up And Next Steps&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;30:32 Final Thanks And Goodbye&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:30:37</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 19. People pleasing is killing your profit]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, I dive into how people pleasing can quietly kill your profit, focusing on pricing and sales. I talk about undercharging to avoid discomfort, caving when someone pushes back, hesitating to raise prices for existing clients, and defaulting to discounts instead of holding your value. On the sales side, I cover how fear of seeming pushy leads to vague follow-ups, backing off when someone goes quiet, over-explaining on discovery calls, and not booking a clear next step. I tease a possible part two on scope creep, delivery, offers, business models, and marketing.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 March Check In</span></p><p><span style="color: rgb(0, 0, 0);">00:18 Kitchen Reno Chaos</span></p><p><span style="color: rgb(0, 0, 0);">01:18 Podcast Name Change</span></p><p><span style="color: rgb(0, 0, 0);">02:19 People Pleasing Overview</span></p><p><span style="color: rgb(0, 0, 0);">04:13 Pricing People Pleasing</span></p><p><span style="color: rgb(0, 0, 0);">06:56 Raising Prices Confidently</span></p><p><span style="color: rgb(0, 0, 0);">11:23 Stop Discounting</span></p><p><span style="color: rgb(0, 0, 0);">19:05 Sales Follow Up Nerves</span></p><p><span style="color: rgb(0, 0, 0);">23:45 Discovery Call Confidence</span></p><p><span style="color: rgb(0, 0, 0);">26:37 Wrap Up And Part Two</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">e12fe320-bead-4ac5-aac4-58be0434093a_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 09 Mar 2026 14:06:09 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/e12fe320-bead-4ac5-aac4-58be0434093a.mp3" length="39134145" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, I dive into how people pleasing can quietly kill your profit, focusing on pricing and sales. I talk about undercharging to avoid discomfort, caving when someone pushes back, hesitating to raise prices for existing clients, and defaulting to discounts instead of holding your value. On the sales side, I cover how fear of seeming pushy leads to vague follow-ups, backing off when someone goes quiet, over-explaining on discovery calls, and not booking a clear next step. I tease a possible part two on scope creep, delivery, offers, business models, and marketing.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 March Check In</span></p><p><span style="color: rgb(0, 0, 0);">00:18 Kitchen Reno Chaos</span></p><p><span style="color: rgb(0, 0, 0);">01:18 Podcast Name Change</span></p><p><span style="color: rgb(0, 0, 0);">02:19 People Pleasing Overview</span></p><p><span style="color: rgb(0, 0, 0);">04:13 Pricing People Pleasing</span></p><p><span style="color: rgb(0, 0, 0);">06:56 Raising Prices Confidently</span></p><p><span style="color: rgb(0, 0, 0);">11:23 Stop Discounting</span></p><p><span style="color: rgb(0, 0, 0);">19:05 Sales Follow Up Nerves</span></p><p><span style="color: rgb(0, 0, 0);">23:45 Discovery Call Confidence</span></p><p><span style="color: rgb(0, 0, 0);">26:37 Wrap Up And Part Two</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode, I dive into how people pleasing can quietly kill your profit, focusing on pricing and sales. I talk about undercharging to avoid discomfort, caving when someone pushes back, hesitating to raise prices for existing clients, and defaulting to discounts instead of holding your value. On the sales side, I cover how fear of seeming pushy leads to vague follow-ups, backing off when someone goes quiet, over-explaining on discovery calls, and not booking a clear next step. I tease a possible part two on scope creep, delivery, offers, business models, and marketing.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 March Check In&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:18 Kitchen Reno Chaos&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;01:18 Podcast Name Change&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;02:19 People Pleasing Overview&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;04:13 Pricing People Pleasing&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;06:56 Raising Prices Confidently&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;11:23 Stop Discounting&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;19:05 Sales Follow Up Nerves&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;23:45 Discovery Call Confidence&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;26:37 Wrap Up And Part Two&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:27:10</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 18. How to increase your profit margins]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I dive into how to increase your profit margins by pulling more than the usual two levers of earning more or spending less. I break down practical ways to grow income and how to review expenses with clear visibility and a return-on-investment lens. The key shift is getting specific about what “more profit” is actually for so you can choose the right strategy instead of chasing vague “more money.” </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome</span></p><p><span style="color: rgb(0, 0, 0);">00:58 Profit Margins Overview</span></p><p><span style="color: rgb(0, 0, 0);">01:51 Get More Clients</span></p><p><span style="color: rgb(0, 0, 0);">03:12 Raise Your Prices</span><span style="background-color: rgb(250, 251, 255);"> →</span><span style="color: rgb(0, 0, 0);"> Grab the Confident Pricing Toolkit here: </span>https://emilienutley.co.uk/pricing-toolkit</p><p><span style="color: rgb(0, 0, 0);">04:40 Pricing Caps and Trial Runs</span></p><p><span style="color: rgb(0, 0, 0);">09:29 Build an Offer Ecosystem</span></p><p><span style="color: rgb(0, 0, 0);">12:27 Cut Expenses with ROI</span></p><p><span style="color: rgb(0, 0, 0);">15:53 Define Profit Margin Goals</span></p><p><span style="color: rgb(0, 0, 0);">17:48 Take Home Pay and Money Management</span></p><p><span style="color: rgb(0, 0, 0);">20:58 Wrap Up</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">1389c2dc-4b82-489f-834e-930ecd6a5946_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 02 Mar 2026 10:10:46 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/1389c2dc-4b82-489f-834e-930ecd6a5946.mp3" length="33195781" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I dive into how to increase your profit margins by pulling more than the usual two levers of earning more or spending less. I break down practical ways to grow income and how to review expenses with clear visibility and a return-on-investment lens. The key shift is getting specific about what “more profit” is actually for so you can choose the right strategy instead of chasing vague “more money.” </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome</span></p><p><span style="color: rgb(0, 0, 0);">00:58 Profit Margins Overview</span></p><p><span style="color: rgb(0, 0, 0);">01:51 Get More Clients</span></p><p><span style="color: rgb(0, 0, 0);">03:12 Raise Your Prices</span><span style="background-color: rgb(250, 251, 255);"> →</span><span style="color: rgb(0, 0, 0);"> Grab the Confident Pricing Toolkit here: </span>https://emilienutley.co.uk/pricing-toolkit</p><p><span style="color: rgb(0, 0, 0);">04:40 Pricing Caps and Trial Runs</span></p><p><span style="color: rgb(0, 0, 0);">09:29 Build an Offer Ecosystem</span></p><p><span style="color: rgb(0, 0, 0);">12:27 Cut Expenses with ROI</span></p><p><span style="color: rgb(0, 0, 0);">15:53 Define Profit Margin Goals</span></p><p><span style="color: rgb(0, 0, 0);">17:48 Take Home Pay and Money Management</span></p><p><span style="color: rgb(0, 0, 0);">20:58 Wrap Up</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode I dive into how to increase your profit margins by pulling more than the usual two levers of earning more or spending less. I break down practical ways to grow income and how to review expenses with clear visibility and a return-on-investment lens. The key shift is getting specific about what “more profit” is actually for so you can choose the right strategy instead of chasing vague “more money.” &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 Welcome&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:58 Profit Margins Overview&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;01:51 Get More Clients&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;03:12 Raise Your Prices&lt;/span&gt;&lt;span style=&quot;background-color: rgb(250, 251, 255);&quot;&gt; →&lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt; Grab the Confident Pricing Toolkit here: &lt;/span&gt;https://emilienutley.co.uk/pricing-toolkit&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;04:40 Pricing Caps and Trial Runs&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;09:29 Build an Offer Ecosystem&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;12:27 Cut Expenses with ROI&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;15:53 Define Profit Margin Goals&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;17:48 Take Home Pay and Money Management&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;20:58 Wrap Up&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:23:03</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 17. When to invest in your business + the mistakes I made]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I share how I overinvested in my business despite my financial expertise. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">I outline what not to do when investing and then when investing can make sense. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 You’re Over-Investing: Why This Matters (and I’ve Been There)</span></p><p><span style="color: rgb(0, 0, 0);">00:47 My Business Origin Story: From Financial Influencer to Money Coach</span></p><p><span style="color: rgb(0, 0, 0);">02:46 Fast Growth, Fully Booked… and the Cashflow Trap</span></p><p><span style="color: rgb(0, 0, 0);">06:25 The Credit Card Snowball: Investing on Expected Future Growth</span></p><p><span style="color: rgb(0, 0, 0);">08:12 When Growth Plateaued: Tight Cashflow, Mixed Debt, and Stress</span></p><p><span style="color: rgb(0, 0, 0);">12:19 Reset Plan: Paying Down Debt and Building Business Reserves</span></p><p><span style="color: rgb(0, 0, 0);">13:26 When NOT to Invest #1: Shiny Object Syndrome</span></p><p><span style="color: rgb(0, 0, 0);">16:16 When NOT to Invest #2: Aspirational Purchases &amp; “More Money” Myths</span></p><p><span style="color: rgb(0, 0, 0);">19:37 When NOT to Invest #3–4: Affordability Rules + Desperation Buying</span></p><p><span style="color: rgb(0, 0, 0);">25:09 When It IS Smart to Invest: Fix a Clear, Data-Backed Gap</span></p><p><span style="color: rgb(0, 0, 0);">27:00 Invest to Increase Capacity—But Only When You’re Already in Demand</span></p><p><span style="color: rgb(0, 0, 0);">29:11 Plateau Breakers: Mindset/Identity Support + Final Reflections</span></p><p><span style="color: rgb(0, 0, 0);">33:16 Closing: Integrity, Lessons Learned, and Moving Forward</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">aaee5284-214b-4e4e-86a8-f441d2526d6e_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 23 Feb 2026 10:39:52 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/aaee5284-214b-4e4e-86a8-f441d2526d6e.mp3" length="51751288" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode I share how I overinvested in my business despite my financial expertise. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">I outline what not to do when investing and then when investing can make sense. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 You’re Over-Investing: Why This Matters (and I’ve Been There)</span></p><p><span style="color: rgb(0, 0, 0);">00:47 My Business Origin Story: From Financial Influencer to Money Coach</span></p><p><span style="color: rgb(0, 0, 0);">02:46 Fast Growth, Fully Booked… and the Cashflow Trap</span></p><p><span style="color: rgb(0, 0, 0);">06:25 The Credit Card Snowball: Investing on Expected Future Growth</span></p><p><span style="color: rgb(0, 0, 0);">08:12 When Growth Plateaued: Tight Cashflow, Mixed Debt, and Stress</span></p><p><span style="color: rgb(0, 0, 0);">12:19 Reset Plan: Paying Down Debt and Building Business Reserves</span></p><p><span style="color: rgb(0, 0, 0);">13:26 When NOT to Invest #1: Shiny Object Syndrome</span></p><p><span style="color: rgb(0, 0, 0);">16:16 When NOT to Invest #2: Aspirational Purchases &amp; “More Money” Myths</span></p><p><span style="color: rgb(0, 0, 0);">19:37 When NOT to Invest #3–4: Affordability Rules + Desperation Buying</span></p><p><span style="color: rgb(0, 0, 0);">25:09 When It IS Smart to Invest: Fix a Clear, Data-Backed Gap</span></p><p><span style="color: rgb(0, 0, 0);">27:00 Invest to Increase Capacity—But Only When You’re Already in Demand</span></p><p><span style="color: rgb(0, 0, 0);">29:11 Plateau Breakers: Mindset/Identity Support + Final Reflections</span></p><p><span style="color: rgb(0, 0, 0);">33:16 Closing: Integrity, Lessons Learned, and Moving Forward</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode I share how I overinvested in my business despite my financial expertise. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;I outline what not to do when investing and then when investing can make sense. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 You’re Over-Investing: Why This Matters (and I’ve Been There)&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:47 My Business Origin Story: From Financial Influencer to Money Coach&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;02:46 Fast Growth, Fully Booked… and the Cashflow Trap&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;06:25 The Credit Card Snowball: Investing on Expected Future Growth&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;08:12 When Growth Plateaued: Tight Cashflow, Mixed Debt, and Stress&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;12:19 Reset Plan: Paying Down Debt and Building Business Reserves&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;13:26 When NOT to Invest #1: Shiny Object Syndrome&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;16:16 When NOT to Invest #2: Aspirational Purchases &amp;amp; “More Money” Myths&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;19:37 When NOT to Invest #3–4: Affordability Rules + Desperation Buying&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;25:09 When It IS Smart to Invest: Fix a Clear, Data-Backed Gap&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;27:00 Invest to Increase Capacity—But Only When You’re Already in Demand&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;29:11 Plateau Breakers: Mindset/Identity Support + Final Reflections&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;33:16 Closing: Integrity, Lessons Learned, and Moving Forward&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:35:56</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 16. How to survive a low income season]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode Emilie discusses how to survive a low-income season in business. She shares her current situation: after hitting only 30% of a November launch goal and making no sales in January. Emilie outlines how financial stress reduces strategic and creative capacity (referencing the book "Scarcity" by </span>&nbsp;Sendhil Mullainathan and Eldar Shafir)<span style="color: rgb(0, 0, 0);"> and argues that earning more doesn’t guarantee safety. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">Emilie introduces her framework for building “Six Figure Safety,” focusing on creating financial “more-than-enoughness” through predictable take-home pay, living joyfully without restrictive budgeting, and building lasting wealth. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She describes building safety via revenue planning with a buffer (“overflow”), optimising profit, setting aside taxes, paying a consistent salary, and letting excess accumulate in the business to cover low-income months.﻿</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome + What a “Low Income Season” Really Means</span></p><p><span style="color: rgb(0, 0, 0);">00:38 Personal Update: Illness, Low Energy &amp; How It Hits Sales</span></p><p><span style="color: rgb(0, 0, 0);">02:02 Why Financial Safety Matters (and Why “Just Get a Job” Isn’t Simple)</span></p><p><span style="color: rgb(0, 0, 0);">04:14 My Current Numbers: The Launch Miss, No Sales &amp; Cash-Flow Reality</span></p><p><span style="color: rgb(0, 0, 0);">05:37 What People Do When Income Drops: Debt, Partner Support &amp; Cutting Back</span></p><p><span style="color: rgb(0, 0, 0);">10:59 Scarcity Mode Explained: Why Financial Stress Kills Strategy</span></p><p><span style="color: rgb(0, 0, 0);">14:35 The Big Lesson: Income ≠ Safety (Even at Multiple Six Figures)</span></p><p><span style="color: rgb(0, 0, 0);">16:57 Introducing “Six Figure Safety” &amp; What “More Than Enough” Means</span></p><p><span style="color: rgb(0, 0, 0);">18:38 The 3-Part Framework: Predictable Income, Joyful Living &amp; Lasting Wealth</span></p><p><span style="color: rgb(0, 0, 0);">21:19 Overflow in Action: Buffers, Profit Strategy &amp; Surviving the Dip</span></p><p><span style="color: rgb(0, 0, 0);">24:13 Reality Check: Consistent Income Is a Myth—Predictable Take-Home Isn’t</span></p><p><span style="color: rgb(0, 0, 0);">25:41 Wrap-Up + Invitation to Join Six Figure Safety</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">61510c13-013e-412a-b67c-ecfa2c644426_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 16 Feb 2026 14:34:10 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/61510c13-013e-412a-b67c-ecfa2c644426.mp3" length="39680835" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode Emilie discusses how to survive a low-income season in business. She shares her current situation: after hitting only 30% of a November launch goal and making no sales in January. Emilie outlines how financial stress reduces strategic and creative capacity (referencing the book "Scarcity" by </span>&nbsp;Sendhil Mullainathan and Eldar Shafir)<span style="color: rgb(0, 0, 0);"> and argues that earning more doesn’t guarantee safety. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">Emilie introduces her framework for building “Six Figure Safety,” focusing on creating financial “more-than-enoughness” through predictable take-home pay, living joyfully without restrictive budgeting, and building lasting wealth. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She describes building safety via revenue planning with a buffer (“overflow”), optimising profit, setting aside taxes, paying a consistent salary, and letting excess accumulate in the business to cover low-income months.﻿</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Welcome + What a “Low Income Season” Really Means</span></p><p><span style="color: rgb(0, 0, 0);">00:38 Personal Update: Illness, Low Energy &amp; How It Hits Sales</span></p><p><span style="color: rgb(0, 0, 0);">02:02 Why Financial Safety Matters (and Why “Just Get a Job” Isn’t Simple)</span></p><p><span style="color: rgb(0, 0, 0);">04:14 My Current Numbers: The Launch Miss, No Sales &amp; Cash-Flow Reality</span></p><p><span style="color: rgb(0, 0, 0);">05:37 What People Do When Income Drops: Debt, Partner Support &amp; Cutting Back</span></p><p><span style="color: rgb(0, 0, 0);">10:59 Scarcity Mode Explained: Why Financial Stress Kills Strategy</span></p><p><span style="color: rgb(0, 0, 0);">14:35 The Big Lesson: Income ≠ Safety (Even at Multiple Six Figures)</span></p><p><span style="color: rgb(0, 0, 0);">16:57 Introducing “Six Figure Safety” &amp; What “More Than Enough” Means</span></p><p><span style="color: rgb(0, 0, 0);">18:38 The 3-Part Framework: Predictable Income, Joyful Living &amp; Lasting Wealth</span></p><p><span style="color: rgb(0, 0, 0);">21:19 Overflow in Action: Buffers, Profit Strategy &amp; Surviving the Dip</span></p><p><span style="color: rgb(0, 0, 0);">24:13 Reality Check: Consistent Income Is a Myth—Predictable Take-Home Isn’t</span></p><p><span style="color: rgb(0, 0, 0);">25:41 Wrap-Up + Invitation to Join Six Figure Safety</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode Emilie discusses how to survive a low-income season in business. She shares her current situation: after hitting only 30% of a November launch goal and making no sales in January. Emilie outlines how financial stress reduces strategic and creative capacity (referencing the book &quot;Scarcity&quot; by &lt;/span&gt;&amp;nbsp;Sendhil Mullainathan and Eldar Shafir)&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt; and argues that earning more doesn’t guarantee safety. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;Emilie introduces her framework for building “Six Figure Safety,” focusing on creating financial “more-than-enoughness” through predictable take-home pay, living joyfully without restrictive budgeting, and building lasting wealth. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She describes building safety via revenue planning with a buffer (“overflow”), optimising profit, setting aside taxes, paying a consistent salary, and letting excess accumulate in the business to cover low-income months.﻿&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 Welcome + What a “Low Income Season” Really Means&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:38 Personal Update: Illness, Low Energy &amp;amp; How It Hits Sales&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;02:02 Why Financial Safety Matters (and Why “Just Get a Job” Isn’t Simple)&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;04:14 My Current Numbers: The Launch Miss, No Sales &amp;amp; Cash-Flow Reality&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;05:37 What People Do When Income Drops: Debt, Partner Support &amp;amp; Cutting Back&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;10:59 Scarcity Mode Explained: Why Financial Stress Kills Strategy&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;14:35 The Big Lesson: Income ≠ Safety (Even at Multiple Six Figures)&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;16:57 Introducing “Six Figure Safety” &amp;amp; What “More Than Enough” Means&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;18:38 The 3-Part Framework: Predictable Income, Joyful Living &amp;amp; Lasting Wealth&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;21:19 Overflow in Action: Buffers, Profit Strategy &amp;amp; Surviving the Dip&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;24:13 Reality Check: Consistent Income Is a Myth—Predictable Take-Home Isn’t&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;25:41 Wrap-Up + Invitation to Join Six Figure Safety&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:27:33</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 15. Being "good with money" is aspirational not relatable]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this podcast, Emilie delves into the intriguing concept that being 'good with money' is seen as aspirational rather than relatable. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She shares her personal journey and insights, explaining why discussing financial competence often feels like bragging and examines societal and psychological factors that contribute to this perception. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">Emilie also touches on the impact of social hierarchies, identity threats, and cognitive dissonance, urging listeners to challenge their own comfort zones and take steps toward financial competence. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Topic Overview</span></p><p><span style="color: rgb(0, 0, 0);">01:14 The Concept of Money Being Aspirational</span></p><p><span style="color: rgb(0, 0, 0);">03:35 Social Hierarchy and Money</span></p><p><span style="color: rgb(0, 0, 0);">05:21 Personal Journey and Financial Influence</span></p><p><span style="color: rgb(0, 0, 0);">08:07 Psychological Insights on Money Perception</span></p><p><span style="color: rgb(0, 0, 0);">16:13 Challenges in Seeking Financial Help</span></p><p><span style="color: rgb(0, 0, 0);">32:55 Call to Action and Conclusion</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">4136d511-d16c-478a-afa8-dca531109f5e_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 09 Feb 2026 12:37:41 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/4136d511-d16c-478a-afa8-dca531109f5e.mp3" length="33789627" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this podcast, Emilie delves into the intriguing concept that being 'good with money' is seen as aspirational rather than relatable. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She shares her personal journey and insights, explaining why discussing financial competence often feels like bragging and examines societal and psychological factors that contribute to this perception. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">Emilie also touches on the impact of social hierarchies, identity threats, and cognitive dissonance, urging listeners to challenge their own comfort zones and take steps toward financial competence. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Topic Overview</span></p><p><span style="color: rgb(0, 0, 0);">01:14 The Concept of Money Being Aspirational</span></p><p><span style="color: rgb(0, 0, 0);">03:35 Social Hierarchy and Money</span></p><p><span style="color: rgb(0, 0, 0);">05:21 Personal Journey and Financial Influence</span></p><p><span style="color: rgb(0, 0, 0);">08:07 Psychological Insights on Money Perception</span></p><p><span style="color: rgb(0, 0, 0);">16:13 Challenges in Seeking Financial Help</span></p><p><span style="color: rgb(0, 0, 0);">32:55 Call to Action and Conclusion</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this podcast, Emilie delves into the intriguing concept that being &apos;good with money&apos; is seen as aspirational rather than relatable. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She shares her personal journey and insights, explaining why discussing financial competence often feels like bragging and examines societal and psychological factors that contribute to this perception. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;Emilie also touches on the impact of social hierarchies, identity threats, and cognitive dissonance, urging listeners to challenge their own comfort zones and take steps toward financial competence. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 Introduction and Topic Overview&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;01:14 The Concept of Money Being Aspirational&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;03:35 Social Hierarchy and Money&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;05:21 Personal Journey and Financial Influence&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;08:07 Psychological Insights on Money Perception&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;16:13 Challenges in Seeking Financial Help&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;32:55 Call to Action and Conclusion&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:35:12</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 14. How to trust yourself to forecast your numbers]]></title><description><![CDATA[<p>Forecasting isn’t scary because you’re bad with numbers. It’s scary because uncertainty feels unsafe — and most people are trying to plan the future without giving themselves any predictability in the present.</p><p><br></p><p>In this episode, I break down why forecasting feels so uncomfortable, and how to build enough trust in your numbers to make calm, strategic decisions in your business.</p><p><br></p><p>We talk about:</p><ul><li>What “data” actually means (and how to find it without spreadsheets from hell)</li><li>Why profit alone doesn’t help you plan</li><li>How overflow, owner’s pay, and predictable expenses reduce financial stress</li><li>How to stop reacting to money and start making decisions with intention</li></ul><p><br></p><p>This isn’t about perfect predictions. It’s about creating enough structure that your business can actually support your life.</p><p><br></p><p>Six Figure Safety is linked below if you want support putting this into practice.</p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">d82977af-e836-492f-9e76-66255aa2e2da_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 26 Jan 2026 12:00:33 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/d82977af-e836-492f-9e76-66255aa2e2da.mp3" length="23902377" type="audio/mpeg"/><content:encoded><![CDATA[<p>Forecasting isn’t scary because you’re bad with numbers. It’s scary because uncertainty feels unsafe — and most people are trying to plan the future without giving themselves any predictability in the present.</p><p><br></p><p>In this episode, I break down why forecasting feels so uncomfortable, and how to build enough trust in your numbers to make calm, strategic decisions in your business.</p><p><br></p><p>We talk about:</p><ul><li>What “data” actually means (and how to find it without spreadsheets from hell)</li><li>Why profit alone doesn’t help you plan</li><li>How overflow, owner’s pay, and predictable expenses reduce financial stress</li><li>How to stop reacting to money and start making decisions with intention</li></ul><p><br></p><p>This isn’t about perfect predictions. It’s about creating enough structure that your business can actually support your life.</p><p><br></p><p>Six Figure Safety is linked below if you want support putting this into practice.</p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;Forecasting isn’t scary because you’re bad with numbers. It’s scary because uncertainty feels unsafe — and most people are trying to plan the future without giving themselves any predictability in the present.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;In this episode, I break down why forecasting feels so uncomfortable, and how to build enough trust in your numbers to make calm, strategic decisions in your business.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;We talk about:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;What “data” actually means (and how to find it without spreadsheets from hell)&lt;/li&gt;&lt;li&gt;Why profit alone doesn’t help you plan&lt;/li&gt;&lt;li&gt;How overflow, owner’s pay, and predictable expenses reduce financial stress&lt;/li&gt;&lt;li&gt;How to stop reacting to money and start making decisions with intention&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;This isn’t about perfect predictions. It’s about creating enough structure that your business can actually support your life.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Six Figure Safety is linked below if you want support putting this into practice.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:24:54</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 13. Making more money without launching something new]]></title><description><![CDATA[<p>In this episode, Emilie takes you inside a real Six-Figure Safety coaching call where the focus wasn’t budgeting, mindset, or spreadsheets — it was <strong>making more money without launching something new</strong>.</p><p><br></p><p>You’ll hear how two clients approached the same goal in different ways:</p><ul><li>One, a systems and client experience expert who wanted to keep hitting £10k months despite being sold out — and how she turned existing work into a smart, limited-time offer that feeds directly into her core programme.</li><li>The other, a content marketer who transformed her own self-coaching process into a powerful lead-in offer — building trust, gathering market research, and creating a natural pathway into higher-ticket retainers.</li></ul><p><br></p><p>Emilie breaks down what actually works right now when it comes to offers: buy-in strategies, trust-building through genuine help, and why you don’t need to reinvent your business to increase your income.</p><p>If you’ve ever thought <em>“I want to make more money but I don’t know what to sell”</em>, this episode will land.</p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">938d046e-4b10-41a3-bb62-856fccf9c6e9_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Fri, 12 Dec 2025 19:45:11 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/938d046e-4b10-41a3-bb62-856fccf9c6e9.mp3" length="23423686" type="audio/mpeg"/><content:encoded><![CDATA[<p>In this episode, Emilie takes you inside a real Six-Figure Safety coaching call where the focus wasn’t budgeting, mindset, or spreadsheets — it was <strong>making more money without launching something new</strong>.</p><p><br></p><p>You’ll hear how two clients approached the same goal in different ways:</p><ul><li>One, a systems and client experience expert who wanted to keep hitting £10k months despite being sold out — and how she turned existing work into a smart, limited-time offer that feeds directly into her core programme.</li><li>The other, a content marketer who transformed her own self-coaching process into a powerful lead-in offer — building trust, gathering market research, and creating a natural pathway into higher-ticket retainers.</li></ul><p><br></p><p>Emilie breaks down what actually works right now when it comes to offers: buy-in strategies, trust-building through genuine help, and why you don’t need to reinvent your business to increase your income.</p><p>If you’ve ever thought <em>“I want to make more money but I don’t know what to sell”</em>, this episode will land.</p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;In this episode, Emilie takes you inside a real Six-Figure Safety coaching call where the focus wasn’t budgeting, mindset, or spreadsheets — it was &lt;strong&gt;making more money without launching something new&lt;/strong&gt;.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;You’ll hear how two clients approached the same goal in different ways:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;One, a systems and client experience expert who wanted to keep hitting £10k months despite being sold out — and how she turned existing work into a smart, limited-time offer that feeds directly into her core programme.&lt;/li&gt;&lt;li&gt;The other, a content marketer who transformed her own self-coaching process into a powerful lead-in offer — building trust, gathering market research, and creating a natural pathway into higher-ticket retainers.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;Emilie breaks down what actually works right now when it comes to offers: buy-in strategies, trust-building through genuine help, and why you don’t need to reinvent your business to increase your income.&lt;/p&gt;&lt;p&gt;If you’ve ever thought &lt;em&gt;“I want to make more money but I don’t know what to sell”&lt;/em&gt;, this episode will land.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:16:16</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 12. How Daisy took control of her money and built financial peace]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this podcast episode, I welcome Daisy, a digital Instagram coach, to discuss her transformative journey with financial coaching program 'Cashflow Confident.' Daisy shares her struggles with financial avoidance and how investing in Cashflow Confident helped her gain control over her finances, ultimately reshaping her approach to money and business. We elaborate on the benefits of the financial audit and how it provided clarity and reduced stress for Daisy and her husband. Daisy highlights the practical tools and strategies that improved her business management, leading her to decide to enroll in Six Figure Safety for a holistic, 12-month financial program. This comprehensive episode underscores the importance of financial education, mindset shifts, and ongoing support to achieve long-term financial stability and business success.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">7af51c76-e153-4d11-8cce-61b9b549127d_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Wed, 26 Nov 2025 16:45:40 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/7af51c76-e153-4d11-8cce-61b9b549127d.mp3" length="30033376" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this podcast episode, I welcome Daisy, a digital Instagram coach, to discuss her transformative journey with financial coaching program 'Cashflow Confident.' Daisy shares her struggles with financial avoidance and how investing in Cashflow Confident helped her gain control over her finances, ultimately reshaping her approach to money and business. We elaborate on the benefits of the financial audit and how it provided clarity and reduced stress for Daisy and her husband. Daisy highlights the practical tools and strategies that improved her business management, leading her to decide to enroll in Six Figure Safety for a holistic, 12-month financial program. This comprehensive episode underscores the importance of financial education, mindset shifts, and ongoing support to achieve long-term financial stability and business success.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this podcast episode, I welcome Daisy, a digital Instagram coach, to discuss her transformative journey with financial coaching program &apos;Cashflow Confident.&apos; Daisy shares her struggles with financial avoidance and how investing in Cashflow Confident helped her gain control over her finances, ultimately reshaping her approach to money and business. We elaborate on the benefits of the financial audit and how it provided clarity and reduced stress for Daisy and her husband. Daisy highlights the practical tools and strategies that improved her business management, leading her to decide to enroll in Six Figure Safety for a holistic, 12-month financial program. This comprehensive episode underscores the importance of financial education, mindset shifts, and ongoing support to achieve long-term financial stability and business success.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:31:17</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 11. What the helly is Six-Figure Safety]]></title><description><![CDATA[<p>In this episode, Emilie introduces 'Six Figure Safety,' a comprehensive financial program designed to consolidate years of financial teaching into a unified course. Despite initial hesitations about the name, the program aims to provide more than just monetary gains; it focuses on achieving financial security and peace of mind. The host discusses the importance of managing existing resources effectively and addresses common financial fears, advocating for a holistic approach to money management. Tune in to learn more about the transformative power of financial literacy and community support.</p><p><br></p><p><br></p><p><br></p><p>00:00 Introduction and Personal Update</p><p><br></p><p>00:25 From Fan Blogs to Online Business</p><p><br></p><p>01:27 Introducing Six Figure Safety</p><p><br></p><p>02:28 The Concept of Six Figure Safety</p><p><br></p><p>05:21 Overcoming Financial Misconceptions</p><p><br></p><p>08:03 The Importance of Financial Management</p><p><br></p><p>11:52 Program Details and Launch</p><p><br></p><p>14:24 Conclusion and Launch Announcement</p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">7a991c0a-4a5f-490f-bc3a-74c2514eeeb4_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Wed, 19 Nov 2025 09:44:04 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/7a991c0a-4a5f-490f-bc3a-74c2514eeeb4.mp3" length="21848189" type="audio/mpeg"/><content:encoded><![CDATA[<p>In this episode, Emilie introduces 'Six Figure Safety,' a comprehensive financial program designed to consolidate years of financial teaching into a unified course. Despite initial hesitations about the name, the program aims to provide more than just monetary gains; it focuses on achieving financial security and peace of mind. The host discusses the importance of managing existing resources effectively and addresses common financial fears, advocating for a holistic approach to money management. Tune in to learn more about the transformative power of financial literacy and community support.</p><p><br></p><p><br></p><p><br></p><p>00:00 Introduction and Personal Update</p><p><br></p><p>00:25 From Fan Blogs to Online Business</p><p><br></p><p>01:27 Introducing Six Figure Safety</p><p><br></p><p>02:28 The Concept of Six Figure Safety</p><p><br></p><p>05:21 Overcoming Financial Misconceptions</p><p><br></p><p>08:03 The Importance of Financial Management</p><p><br></p><p>11:52 Program Details and Launch</p><p><br></p><p>14:24 Conclusion and Launch Announcement</p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;In this episode, Emilie introduces &apos;Six Figure Safety,&apos; a comprehensive financial program designed to consolidate years of financial teaching into a unified course. Despite initial hesitations about the name, the program aims to provide more than just monetary gains; it focuses on achieving financial security and peace of mind. The host discusses the importance of managing existing resources effectively and addresses common financial fears, advocating for a holistic approach to money management. Tune in to learn more about the transformative power of financial literacy and community support.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;00:00 Introduction and Personal Update&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;00:25 From Fan Blogs to Online Business&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;01:27 Introducing Six Figure Safety&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;02:28 The Concept of Six Figure Safety&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;05:21 Overcoming Financial Misconceptions&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;08:03 The Importance of Financial Management&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;11:52 Program Details and Launch&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;14:24 Conclusion and Launch Announcement&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:15:10</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 10. Why I lowered my 1:1 prices]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, financial strategist and certified money coach Emilie dives into the often-overlooked topic of lowering prices. With six years of experience in finance, </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> offers valuable insights into the strategic decisions behind adjusting her rates. She reflects on her journey from starting as a money coach in 2024, initially charging £1,500 for three months of one-on-one coaching, to her current prices. </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> discusses the importance of understanding her ideal client’s financial situation, the need for alignment between perceived value and investment, and her own mindset shifts in pricing. She emphasises the necessity of balancing her offerings to ensure accessibility and sustainability while delivering impactful results. Through her story, </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> provides practical advice for fellow business owners on pricing strategies and maintaining business growth.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Purpose</span></p><p><span style="color: rgb(0, 0, 0);">00:09 </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie's</span><span style="color: rgb(0, 0, 0);"> Background and Experience</span></p><p><span style="color: rgb(0, 0, 0);">01:26 Initial Pricing Strategy</span></p><p><span style="color: rgb(0, 0, 0);">02:36 Transition to Business Owners</span></p><p><span style="color: rgb(0, 0, 0);">04:06 Group Program Development</span></p><p><span style="color: rgb(0, 0, 0);">05:34 Mindset and Pricing Adjustments</span></p><p><span style="color: rgb(0, 0, 0);">08:10 Current Pricing and Ideal Client</span></p><p><span style="color: rgb(0, 0, 0);">16:16 Future Plans and Offers</span></p><p><span style="color: rgb(0, 0, 0);">19:36 Conclusion and Contact Information</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">f1416781-1bf8-44cd-a665-b7d835c42a74_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Thu, 25 Sep 2025 09:59:31 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/f1416781-1bf8-44cd-a665-b7d835c42a74.mp3" length="19680553" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, financial strategist and certified money coach Emilie dives into the often-overlooked topic of lowering prices. With six years of experience in finance, </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> offers valuable insights into the strategic decisions behind adjusting her rates. She reflects on her journey from starting as a money coach in 2024, initially charging £1,500 for three months of one-on-one coaching, to her current prices. </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> discusses the importance of understanding her ideal client’s financial situation, the need for alignment between perceived value and investment, and her own mindset shifts in pricing. She emphasises the necessity of balancing her offerings to ensure accessibility and sustainability while delivering impactful results. Through her story, </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> provides practical advice for fellow business owners on pricing strategies and maintaining business growth.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Purpose</span></p><p><span style="color: rgb(0, 0, 0);">00:09 </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie's</span><span style="color: rgb(0, 0, 0);"> Background and Experience</span></p><p><span style="color: rgb(0, 0, 0);">01:26 Initial Pricing Strategy</span></p><p><span style="color: rgb(0, 0, 0);">02:36 Transition to Business Owners</span></p><p><span style="color: rgb(0, 0, 0);">04:06 Group Program Development</span></p><p><span style="color: rgb(0, 0, 0);">05:34 Mindset and Pricing Adjustments</span></p><p><span style="color: rgb(0, 0, 0);">08:10 Current Pricing and Ideal Client</span></p><p><span style="color: rgb(0, 0, 0);">16:16 Future Plans and Offers</span></p><p><span style="color: rgb(0, 0, 0);">19:36 Conclusion and Contact Information</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode, financial strategist and certified money coach Emilie dives into the often-overlooked topic of lowering prices. With six years of experience in finance, &lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);&quot;&gt;Emilie&lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt; offers valuable insights into the strategic decisions behind adjusting her rates. She reflects on her journey from starting as a money coach in 2024, initially charging £1,500 for three months of one-on-one coaching, to her current prices. &lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);&quot;&gt;Emilie&lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt; discusses the importance of understanding her ideal client’s financial situation, the need for alignment between perceived value and investment, and her own mindset shifts in pricing. She emphasises the necessity of balancing her offerings to ensure accessibility and sustainability while delivering impactful results. Through her story, &lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);&quot;&gt;Emilie&lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt; provides practical advice for fellow business owners on pricing strategies and maintaining business growth.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 Introduction and Purpose&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:09 &lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);&quot;&gt;Emilie&apos;s&lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt; Background and Experience&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;01:26 Initial Pricing Strategy&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;02:36 Transition to Business Owners&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;04:06 Group Program Development&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;05:34 Mindset and Pricing Adjustments&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;08:10 Current Pricing and Ideal Client&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;16:16 Future Plans and Offers&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;19:36 Conclusion and Contact Information&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:20:30</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 9: How to build a life-first business]]></title><description><![CDATA[<p><span style="color: rgb(52, 52, 52);">This week's discussion focuses on the concept of a 'life-first business,' emphasizing the importance of prioritizing personal life and well-being while managing a business. Emilie highlights the common pitfalls of letting a business take over one's life and shares personal experiences of balancing business with childcare and mental health challenges. Emilie discusses strategies for maintaining control over business operations, setting profitable prices, and ensuring that business goals align with personal life goals. The goal is to create a sustainable business model that supports the desired lifestyle while managing financial responsibilities effectively.</span></p><p><br></p><p>00:00&nbsp;Introduction to Life First Business</p><p>00:26&nbsp;Defining Life First Business</p><p>02:07&nbsp;Balancing Business and Personal Life</p><p>04:17&nbsp;Personal Struggles and Adjustments</p><p>09:14&nbsp;Financial Strategies and Business Control</p><p>14:00&nbsp;Revenue Goals and Strategic Planning</p><p>17:54&nbsp;Living Your Ideal Lifestyle</p><p>23:03&nbsp;Conclusion and Final Thoughts</p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">e74892b5-6aea-44f9-8d58-a041855b7ad9_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 22 Sep 2025 15:57:43 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/e74892b5-6aea-44f9-8d58-a041855b7ad9.mp3" length="22287370" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(52, 52, 52);">This week's discussion focuses on the concept of a 'life-first business,' emphasizing the importance of prioritizing personal life and well-being while managing a business. Emilie highlights the common pitfalls of letting a business take over one's life and shares personal experiences of balancing business with childcare and mental health challenges. Emilie discusses strategies for maintaining control over business operations, setting profitable prices, and ensuring that business goals align with personal life goals. The goal is to create a sustainable business model that supports the desired lifestyle while managing financial responsibilities effectively.</span></p><p><br></p><p>00:00&nbsp;Introduction to Life First Business</p><p>00:26&nbsp;Defining Life First Business</p><p>02:07&nbsp;Balancing Business and Personal Life</p><p>04:17&nbsp;Personal Struggles and Adjustments</p><p>09:14&nbsp;Financial Strategies and Business Control</p><p>14:00&nbsp;Revenue Goals and Strategic Planning</p><p>17:54&nbsp;Living Your Ideal Lifestyle</p><p>23:03&nbsp;Conclusion and Final Thoughts</p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(52, 52, 52);&quot;&gt;This week&apos;s discussion focuses on the concept of a &apos;life-first business,&apos; emphasizing the importance of prioritizing personal life and well-being while managing a business. Emilie highlights the common pitfalls of letting a business take over one&apos;s life and shares personal experiences of balancing business with childcare and mental health challenges. Emilie discusses strategies for maintaining control over business operations, setting profitable prices, and ensuring that business goals align with personal life goals. The goal is to create a sustainable business model that supports the desired lifestyle while managing financial responsibilities effectively.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;00:00&amp;nbsp;Introduction to Life First Business&lt;/p&gt;&lt;p&gt;00:26&amp;nbsp;Defining Life First Business&lt;/p&gt;&lt;p&gt;02:07&amp;nbsp;Balancing Business and Personal Life&lt;/p&gt;&lt;p&gt;04:17&amp;nbsp;Personal Struggles and Adjustments&lt;/p&gt;&lt;p&gt;09:14&amp;nbsp;Financial Strategies and Business Control&lt;/p&gt;&lt;p&gt;14:00&amp;nbsp;Revenue Goals and Strategic Planning&lt;/p&gt;&lt;p&gt;17:54&amp;nbsp;Living Your Ideal Lifestyle&lt;/p&gt;&lt;p&gt;23:03&amp;nbsp;Conclusion and Final Thoughts&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:23:13</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 8. Feeling Safe to "Hold Money"]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode of The Fund Your Damn Life podcast, Emilie shares insights about a common money belief encountered during her client calls: the struggle to hold onto money. She explains why the idea of hoarding money is rooted in scarcity thinking and emphasises that money is meant to flow. Emilie discusses the importance of having clear savings goals, the value of intentional spending, and reframing how we view money and savings. She concludes by highlighting the need to create spending plans that align with personal goals and joys, stressing that it's okay to spend money to enjoy life.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Setup</span></p><p><span style="color: rgb(0, 0, 0);">00:38 The Money Belief Dilemma</span></p><p><span style="color: rgb(0, 0, 0);">01:34 Scarcity Mindset and Money Flow</span></p><p><span style="color: rgb(0, 0, 0);">02:43 The Importance of Savings Goals</span></p><p><span style="color: rgb(0, 0, 0);">07:46 Creating a Spending Plan</span></p><p><span style="color: rgb(0, 0, 0);">09:28 Container Theory and Money Management</span></p><p><span style="color: rgb(0, 0, 0);">11:35 Final Thoughts and Summary</span></p><p><span style="color: rgb(0, 0, 0);">13:10 Conclusion and Farewell</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">a5096bae-cb21-4c6a-926a-7e55e7855222_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 11 Aug 2025 13:48:00 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/a5096bae-cb21-4c6a-926a-7e55e7855222.mp3" length="13152866" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode of The Fund Your Damn Life podcast, Emilie shares insights about a common money belief encountered during her client calls: the struggle to hold onto money. She explains why the idea of hoarding money is rooted in scarcity thinking and emphasises that money is meant to flow. Emilie discusses the importance of having clear savings goals, the value of intentional spending, and reframing how we view money and savings. She concludes by highlighting the need to create spending plans that align with personal goals and joys, stressing that it's okay to spend money to enjoy life.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Setup</span></p><p><span style="color: rgb(0, 0, 0);">00:38 The Money Belief Dilemma</span></p><p><span style="color: rgb(0, 0, 0);">01:34 Scarcity Mindset and Money Flow</span></p><p><span style="color: rgb(0, 0, 0);">02:43 The Importance of Savings Goals</span></p><p><span style="color: rgb(0, 0, 0);">07:46 Creating a Spending Plan</span></p><p><span style="color: rgb(0, 0, 0);">09:28 Container Theory and Money Management</span></p><p><span style="color: rgb(0, 0, 0);">11:35 Final Thoughts and Summary</span></p><p><span style="color: rgb(0, 0, 0);">13:10 Conclusion and Farewell</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode of The Fund Your Damn Life podcast, Emilie shares insights about a common money belief encountered during her client calls: the struggle to hold onto money. She explains why the idea of hoarding money is rooted in scarcity thinking and emphasises that money is meant to flow. Emilie discusses the importance of having clear savings goals, the value of intentional spending, and reframing how we view money and savings. She concludes by highlighting the need to create spending plans that align with personal goals and joys, stressing that it&apos;s okay to spend money to enjoy life.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 Introduction and Setup&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:38 The Money Belief Dilemma&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;01:34 Scarcity Mindset and Money Flow&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;02:43 The Importance of Savings Goals&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;07:46 Creating a Spending Plan&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;09:28 Container Theory and Money Management&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;11:35 Final Thoughts and Summary&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;13:10 Conclusion and Farewell&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:13:42</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Replay: Double Your Revenue]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">Transforming Your Financial Approach: The Shift from Avoidance to Ownership</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">In this webinar replay, Emilie addresses common financial struggles of online business owners, focusing on the mindset shift from avoidance to ownership. She debunks myths around increasing prices and spending on ads, advocating for sustainable, scalable methods. Emilie emphasises the importance of understanding financial foundations, tracking income and expenses, and setting realistic revenue goals tailored to personal lifestyles. She shares client success stories, introduces her Overflow Formula™ for managing business finances, and details her program, Cashflow Confident, designed to help business owners take control of their finances, pay themselves consistently, and grow their businesses without financial stress.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Agenda Overview</span></p><p><span style="color: rgb(0, 0, 0);">00:24 Common Misconceptions About Financial Growth</span></p><p><span style="color: rgb(0, 0, 0);">01:16 The Importance of Financial Foundations</span></p><p><span style="color: rgb(0, 0, 0);">02:04 Personal Financial Struggles and Realisations</span></p><p><span style="color: rgb(0, 0, 0);">08:20 The Shift from Avoidance to Ownership</span></p><p><span style="color: rgb(0, 0, 0);">17:42 Setting and Achieving Revenue Goals</span></p><p><span style="color: rgb(0, 0, 0);">23:48 Pricing Strategies for Business Success</span></p><p><span style="color: rgb(0, 0, 0);">30:40 Overcoming Pricing Fears</span></p><p><span style="color: rgb(0, 0, 0);">31:09 Understanding Client Accessibility</span></p><p><span style="color: rgb(0, 0, 0);">32:06 The Overflow Formula Explained</span></p><p><span style="color: rgb(0, 0, 0);">32:29 Cashflow Tracking and Management</span></p><p><span style="color: rgb(0, 0, 0);">34:33 Practical Bank Management Tips</span></p><p><span style="color: rgb(0, 0, 0);">35:17 The Importance of Financial Strategy</span></p><p><span style="color: rgb(0, 0, 0);">42:30 Introducing Cashflow Confident Program</span></p><p><span style="color: rgb(0, 0, 0);">44:45 Program Details and Benefits</span></p><p><span style="color: rgb(0, 0, 0);">49:30 Final Invitation and Q&amp;A</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">80569e7f-886d-4733-90cf-9bbc107aba42_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Thu, 24 Jul 2025 11:57:03 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/80569e7f-886d-4733-90cf-9bbc107aba42.mp3" length="56166711" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">Transforming Your Financial Approach: The Shift from Avoidance to Ownership</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">In this webinar replay, Emilie addresses common financial struggles of online business owners, focusing on the mindset shift from avoidance to ownership. She debunks myths around increasing prices and spending on ads, advocating for sustainable, scalable methods. Emilie emphasises the importance of understanding financial foundations, tracking income and expenses, and setting realistic revenue goals tailored to personal lifestyles. She shares client success stories, introduces her Overflow Formula™ for managing business finances, and details her program, Cashflow Confident, designed to help business owners take control of their finances, pay themselves consistently, and grow their businesses without financial stress.</span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">00:00 Introduction and Agenda Overview</span></p><p><span style="color: rgb(0, 0, 0);">00:24 Common Misconceptions About Financial Growth</span></p><p><span style="color: rgb(0, 0, 0);">01:16 The Importance of Financial Foundations</span></p><p><span style="color: rgb(0, 0, 0);">02:04 Personal Financial Struggles and Realisations</span></p><p><span style="color: rgb(0, 0, 0);">08:20 The Shift from Avoidance to Ownership</span></p><p><span style="color: rgb(0, 0, 0);">17:42 Setting and Achieving Revenue Goals</span></p><p><span style="color: rgb(0, 0, 0);">23:48 Pricing Strategies for Business Success</span></p><p><span style="color: rgb(0, 0, 0);">30:40 Overcoming Pricing Fears</span></p><p><span style="color: rgb(0, 0, 0);">31:09 Understanding Client Accessibility</span></p><p><span style="color: rgb(0, 0, 0);">32:06 The Overflow Formula Explained</span></p><p><span style="color: rgb(0, 0, 0);">32:29 Cashflow Tracking and Management</span></p><p><span style="color: rgb(0, 0, 0);">34:33 Practical Bank Management Tips</span></p><p><span style="color: rgb(0, 0, 0);">35:17 The Importance of Financial Strategy</span></p><p><span style="color: rgb(0, 0, 0);">42:30 Introducing Cashflow Confident Program</span></p><p><span style="color: rgb(0, 0, 0);">44:45 Program Details and Benefits</span></p><p><span style="color: rgb(0, 0, 0);">49:30 Final Invitation and Q&amp;A</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;Transforming Your Financial Approach: The Shift from Avoidance to Ownership&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this webinar replay, Emilie addresses common financial struggles of online business owners, focusing on the mindset shift from avoidance to ownership. She debunks myths around increasing prices and spending on ads, advocating for sustainable, scalable methods. Emilie emphasises the importance of understanding financial foundations, tracking income and expenses, and setting realistic revenue goals tailored to personal lifestyles. She shares client success stories, introduces her Overflow Formula™ for managing business finances, and details her program, Cashflow Confident, designed to help business owners take control of their finances, pay themselves consistently, and grow their businesses without financial stress.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:00 Introduction and Agenda Overview&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;00:24 Common Misconceptions About Financial Growth&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;01:16 The Importance of Financial Foundations&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;02:04 Personal Financial Struggles and Realisations&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;08:20 The Shift from Avoidance to Ownership&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;17:42 Setting and Achieving Revenue Goals&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;23:48 Pricing Strategies for Business Success&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;30:40 Overcoming Pricing Fears&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;31:09 Understanding Client Accessibility&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;32:06 The Overflow Formula Explained&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;32:29 Cashflow Tracking and Management&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;34:33 Practical Bank Management Tips&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;35:17 The Importance of Financial Strategy&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;42:30 Introducing Cashflow Confident Program&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;44:45 Program Details and Benefits&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;49:30 Final Invitation and Q&amp;amp;A&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:58:30</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 7. Everything you need to know about Money Mindset]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, Emilie emphasises the importance of addressing financial beliefs and fears, particularly how they stem from early childhood experiences and societal influences. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She explains that managing money isn't just about knowing the strategies but also shifting the underlying beliefs that drive financial behaviours. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">Through a detailed explanation of neural pathways, Emilie illustrates how ingrained money beliefs can be reshaped with new experiences and evidence-based actions. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She stresses that effective money management skills are essential for fostering a positive money mindset and overcoming financial fears. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">﻿The episode concludes with an invitation to join her 'Cashflow Confident' program, aimed at helping individuals master both money management and mindset.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">7980a38b-1041-4f4b-9938-751dd83e1310_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Tue, 22 Jul 2025 09:59:14 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/7980a38b-1041-4f4b-9938-751dd83e1310.mp3" length="20225993" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, Emilie emphasises the importance of addressing financial beliefs and fears, particularly how they stem from early childhood experiences and societal influences. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She explains that managing money isn't just about knowing the strategies but also shifting the underlying beliefs that drive financial behaviours. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">Through a detailed explanation of neural pathways, Emilie illustrates how ingrained money beliefs can be reshaped with new experiences and evidence-based actions. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">She stresses that effective money management skills are essential for fostering a positive money mindset and overcoming financial fears. </span></p><p><br></p><p><span style="color: rgb(0, 0, 0);">﻿The episode concludes with an invitation to join her 'Cashflow Confident' program, aimed at helping individuals master both money management and mindset.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode, Emilie emphasises the importance of addressing financial beliefs and fears, particularly how they stem from early childhood experiences and societal influences. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She explains that managing money isn&apos;t just about knowing the strategies but also shifting the underlying beliefs that drive financial behaviours. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;Through a detailed explanation of neural pathways, Emilie illustrates how ingrained money beliefs can be reshaped with new experiences and evidence-based actions. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She stresses that effective money management skills are essential for fostering a positive money mindset and overcoming financial fears. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;﻿The episode concludes with an invitation to join her &apos;Cashflow Confident&apos; program, aimed at helping individuals master both money management and mindset.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:21:04</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 6. WTF actually is "Overflow"]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode of 'Fund Your Damn Life,' Emilie Nutley offers an in-depth breakdown of her Overflow Formula, a strategic financial management system designed for business owners. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie addresses common questions, explaining the importance of regularly saving money to cover low sales months, pay off debt, and fund personal goals. </span></p><p><span style="color: rgb(0, 0, 0);">She compares her method to Profit First, highlighting why her approach is more practical for business owners who prefer simplicity and directness over micromanaging multiple bank accounts. </span></p><p><span style="color: rgb(0, 0, 0);">The episode underscores the necessity of tracking every business transaction to understand cash flow, debunks the myth of consistent monthly income in entrepreneurship, and emphasises the importance of building a financial cushion before paying off debt. Emilie also touches on the practical use of savings, advocating for a mindful approach to managing finances. </span></p><p><span style="color: rgb(0, 0, 0);">The episode is a call to action for business owners to become more financially literate, confident, and strategic, offering tools and support through her Cashflow Confident program.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">33b30dbd-dced-4808-96e7-25a594d7c3c4_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Thu, 10 Jul 2025 13:21:34 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/33b30dbd-dced-4808-96e7-25a594d7c3c4.mp3" length="27120224" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode of 'Fund Your Damn Life,' Emilie Nutley offers an in-depth breakdown of her Overflow Formula, a strategic financial management system designed for business owners. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie addresses common questions, explaining the importance of regularly saving money to cover low sales months, pay off debt, and fund personal goals. </span></p><p><span style="color: rgb(0, 0, 0);">She compares her method to Profit First, highlighting why her approach is more practical for business owners who prefer simplicity and directness over micromanaging multiple bank accounts. </span></p><p><span style="color: rgb(0, 0, 0);">The episode underscores the necessity of tracking every business transaction to understand cash flow, debunks the myth of consistent monthly income in entrepreneurship, and emphasises the importance of building a financial cushion before paying off debt. Emilie also touches on the practical use of savings, advocating for a mindful approach to managing finances. </span></p><p><span style="color: rgb(0, 0, 0);">The episode is a call to action for business owners to become more financially literate, confident, and strategic, offering tools and support through her Cashflow Confident program.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode of &apos;Fund Your Damn Life,&apos; Emilie Nutley offers an in-depth breakdown of her Overflow Formula, a strategic financial management system designed for business owners. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;Emilie addresses common questions, explaining the importance of regularly saving money to cover low sales months, pay off debt, and fund personal goals. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She compares her method to Profit First, highlighting why her approach is more practical for business owners who prefer simplicity and directness over micromanaging multiple bank accounts. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;The episode underscores the necessity of tracking every business transaction to understand cash flow, debunks the myth of consistent monthly income in entrepreneurship, and emphasises the importance of building a financial cushion before paying off debt. Emilie also touches on the practical use of savings, advocating for a mindful approach to managing finances. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;The episode is a call to action for business owners to become more financially literate, confident, and strategic, offering tools and support through her Cashflow Confident program.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:28:15</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 5. How to pay for a holiday using your business.mp3]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, Emilie Nutley walks viewers through the step-by-step process of using business revenue to fund a holiday without raising red flags with tax authorities. </span></p><p><span style="color: rgb(0, 0, 0);">She starts by calculating the holiday budget and emphasises the importance of having financial goals. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie discusses two main strategies: saving a portion of her salary or utilising business overflow—the money remaining after all expenses, taxes, and owner’s pay are covered. </span></p><p><span style="color: rgb(0, 0, 0);">She highlights the significance of maintaining a healthy profit margin and making sure there's surplus cash (overflow) for unexpected costs or slower months. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie also introduces the concept of trivial benefits for limited companies in the UK, allowing for tax-exempt vouchers that can aid in holiday funding. </span></p><p><span style="color: rgb(0, 0, 0);">She wraps up by encouraging listeners to align their financial strategies with their lifestyle goals, underscoring the importance of allowing oneself joy through strategic financial planning.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">165d3f67-dd69-4556-9cd1-fb3f2c279562_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Thu, 03 Jul 2025 12:33:55 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/165d3f67-dd69-4556-9cd1-fb3f2c279562.mp3" length="16165113" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, Emilie Nutley walks viewers through the step-by-step process of using business revenue to fund a holiday without raising red flags with tax authorities. </span></p><p><span style="color: rgb(0, 0, 0);">She starts by calculating the holiday budget and emphasises the importance of having financial goals. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie discusses two main strategies: saving a portion of her salary or utilising business overflow—the money remaining after all expenses, taxes, and owner’s pay are covered. </span></p><p><span style="color: rgb(0, 0, 0);">She highlights the significance of maintaining a healthy profit margin and making sure there's surplus cash (overflow) for unexpected costs or slower months. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie also introduces the concept of trivial benefits for limited companies in the UK, allowing for tax-exempt vouchers that can aid in holiday funding. </span></p><p><span style="color: rgb(0, 0, 0);">She wraps up by encouraging listeners to align their financial strategies with their lifestyle goals, underscoring the importance of allowing oneself joy through strategic financial planning.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode, Emilie Nutley walks viewers through the step-by-step process of using business revenue to fund a holiday without raising red flags with tax authorities. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She starts by calculating the holiday budget and emphasises the importance of having financial goals. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;Emilie discusses two main strategies: saving a portion of her salary or utilising business overflow—the money remaining after all expenses, taxes, and owner’s pay are covered. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She highlights the significance of maintaining a healthy profit margin and making sure there&apos;s surplus cash (overflow) for unexpected costs or slower months. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;Emilie also introduces the concept of trivial benefits for limited companies in the UK, allowing for tax-exempt vouchers that can aid in holiday funding. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She wraps up by encouraging listeners to align their financial strategies with their lifestyle goals, underscoring the importance of allowing oneself joy through strategic financial planning.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:16:50</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 4. Paying off your business debt starts with business savings]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, Emilie speaks candidly about the mindset and strategies around debt, specifically business debt but applicable to all kinds. </span></p><p><span style="background-color: rgb(250, 251, 255); color: rgb(0, 0, 0);">Emilie</span><span style="color: rgb(0, 0, 0);"> immediately dives into the topic of debt, emphasising that debt is a tool, not a moral failing. She uses her own experience to illustrate her points and demystify the shame often associated with owing money. </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> explains the psychology behind debt, including the role of dopamine and scarcity mindset, and argues for shifting the focus from debt elimination to building savings first. </span></p><p><span style="color: rgb(0, 0, 0);">She shares personal anecdotes, like her challenges around food spending, and how addressing the root cause rather than the symptom led to better financial outcomes. </span></p><p><span style="background-color: rgb(250, 251, 255); color: rgb(0, 0, 0);">Emilie</span><span style="color: rgb(0, 0, 0);"> stresses the importance of creating a 'breathing fund' to cushion against financial stress and recommends focusing on savings instead of debt to break the cycle. </span></p><p><span style="color: rgb(0, 0, 0);">She concludes by teasing future episodes on leveraging business overflow and planning holidays using business funds.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">89870870-75f2-4bb1-b6bf-192a3e584638_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 30 Jun 2025 14:00:59 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/89870870-75f2-4bb1-b6bf-192a3e584638.mp3" length="20778561" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, Emilie speaks candidly about the mindset and strategies around debt, specifically business debt but applicable to all kinds. </span></p><p><span style="background-color: rgb(250, 251, 255); color: rgb(0, 0, 0);">Emilie</span><span style="color: rgb(0, 0, 0);"> immediately dives into the topic of debt, emphasising that debt is a tool, not a moral failing. She uses her own experience to illustrate her points and demystify the shame often associated with owing money. </span><span style="color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);">Emilie</span><span style="color: rgb(0, 0, 0);"> explains the psychology behind debt, including the role of dopamine and scarcity mindset, and argues for shifting the focus from debt elimination to building savings first. </span></p><p><span style="color: rgb(0, 0, 0);">She shares personal anecdotes, like her challenges around food spending, and how addressing the root cause rather than the symptom led to better financial outcomes. </span></p><p><span style="background-color: rgb(250, 251, 255); color: rgb(0, 0, 0);">Emilie</span><span style="color: rgb(0, 0, 0);"> stresses the importance of creating a 'breathing fund' to cushion against financial stress and recommends focusing on savings instead of debt to break the cycle. </span></p><p><span style="color: rgb(0, 0, 0);">She concludes by teasing future episodes on leveraging business overflow and planning holidays using business funds.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode, Emilie speaks candidly about the mindset and strategies around debt, specifically business debt but applicable to all kinds. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;background-color: rgb(250, 251, 255); color: rgb(0, 0, 0);&quot;&gt;Emilie&lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt; immediately dives into the topic of debt, emphasising that debt is a tool, not a moral failing. She uses her own experience to illustrate her points and demystify the shame often associated with owing money. &lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0); background-color: rgb(250, 251, 255);&quot;&gt;Emilie&lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt; explains the psychology behind debt, including the role of dopamine and scarcity mindset, and argues for shifting the focus from debt elimination to building savings first. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She shares personal anecdotes, like her challenges around food spending, and how addressing the root cause rather than the symptom led to better financial outcomes. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;background-color: rgb(250, 251, 255); color: rgb(0, 0, 0);&quot;&gt;Emilie&lt;/span&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt; stresses the importance of creating a &apos;breathing fund&apos; to cushion against financial stress and recommends focusing on savings instead of debt to break the cycle. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She concludes by teasing future episodes on leveraging business overflow and planning holidays using business funds.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:21:39</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 3. How to pay yourself from your biz]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, Emilie Nutley tackles the crucial topic of paying yourself from your business. Emilie explains her 'overflow formula' and the 'three-account system' as foundational steps for financial stability. </span></p><p><span style="color: rgb(0, 0, 0);">She walks listeners through a detailed process of conducting a financial audit of personal and business expenses to determine a realistic owner's pay. </span></p><p><span style="color: rgb(0, 0, 0);">The discussion covers managing cash flow, prioritizing necessary and joyful spending to keep a healthy mindset, and leveraging AI tools for financial tracking—with caution. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie underscores the importance of regular financial check-ins and offers insights from her 'Cashflow Confident' program, aimed at helping business owners implement effective money management systems. </span></p><p><span style="color: rgb(0, 0, 0);">This episode is filled with strategic advice and practical applications to help listeners navigate their finances confidently.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">9ad712e7-66b2-4810-a770-53fc488f676a_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 30 Jun 2025 13:29:43 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/9ad712e7-66b2-4810-a770-53fc488f676a.mp3" length="15974932" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, Emilie Nutley tackles the crucial topic of paying yourself from your business. Emilie explains her 'overflow formula' and the 'three-account system' as foundational steps for financial stability. </span></p><p><span style="color: rgb(0, 0, 0);">She walks listeners through a detailed process of conducting a financial audit of personal and business expenses to determine a realistic owner's pay. </span></p><p><span style="color: rgb(0, 0, 0);">The discussion covers managing cash flow, prioritizing necessary and joyful spending to keep a healthy mindset, and leveraging AI tools for financial tracking—with caution. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie underscores the importance of regular financial check-ins and offers insights from her 'Cashflow Confident' program, aimed at helping business owners implement effective money management systems. </span></p><p><span style="color: rgb(0, 0, 0);">This episode is filled with strategic advice and practical applications to help listeners navigate their finances confidently.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode, Emilie Nutley tackles the crucial topic of paying yourself from your business. Emilie explains her &apos;overflow formula&apos; and the &apos;three-account system&apos; as foundational steps for financial stability. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She walks listeners through a detailed process of conducting a financial audit of personal and business expenses to determine a realistic owner&apos;s pay. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;The discussion covers managing cash flow, prioritizing necessary and joyful spending to keep a healthy mindset, and leveraging AI tools for financial tracking—with caution. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;Emilie underscores the importance of regular financial check-ins and offers insights from her &apos;Cashflow Confident&apos; program, aimed at helping business owners implement effective money management systems. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;This episode is filled with strategic advice and practical applications to help listeners navigate their finances confidently.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:16:38</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 2. You only need one* account to manage your biz finances]]></title><description><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, Emilie Nutley breaks down how business owners can manage their finances through a simplified one-bank-account system called the Overflow Formula. </span></p><p><span style="color: rgb(0, 0, 0);">Despite usually recommending the three-account method, Emilie shows how you can adapt it to one account by using digital spaces or pots provided by modern banks. </span></p><p><span style="color: rgb(0, 0, 0);">This system ensures all business income and expenses flow through one account, with separate allocations for taxes and overflow to manage excess funds. By setting a consistent payday and tracking a 'magic number' for expenses and salary, you can maintain financial stability even when your income varies. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie critiques the popular Profit First method for being overly complicated with its five-account setup and highlights the importance of maintaining a sustainable mindset that's free from scarcity. </span></p><p><span style="color: rgb(0, 0, 0);">She also touches on real-life applications, offering practical steps and sharing client insights, while emphasizing that effective money management is about knowing and working towards your personal financial goals.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">9122abbf-4281-4d8e-aa65-8092b20fefe9_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 30 Jun 2025 13:28:12 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/9122abbf-4281-4d8e-aa65-8092b20fefe9.mp3" length="19720703" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(0, 0, 0);">In this episode, Emilie Nutley breaks down how business owners can manage their finances through a simplified one-bank-account system called the Overflow Formula. </span></p><p><span style="color: rgb(0, 0, 0);">Despite usually recommending the three-account method, Emilie shows how you can adapt it to one account by using digital spaces or pots provided by modern banks. </span></p><p><span style="color: rgb(0, 0, 0);">This system ensures all business income and expenses flow through one account, with separate allocations for taxes and overflow to manage excess funds. By setting a consistent payday and tracking a 'magic number' for expenses and salary, you can maintain financial stability even when your income varies. </span></p><p><span style="color: rgb(0, 0, 0);">Emilie critiques the popular Profit First method for being overly complicated with its five-account setup and highlights the importance of maintaining a sustainable mindset that's free from scarcity. </span></p><p><span style="color: rgb(0, 0, 0);">She also touches on real-life applications, offering practical steps and sharing client insights, while emphasizing that effective money management is about knowing and working towards your personal financial goals.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;In this episode, Emilie Nutley breaks down how business owners can manage their finances through a simplified one-bank-account system called the Overflow Formula. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;Despite usually recommending the three-account method, Emilie shows how you can adapt it to one account by using digital spaces or pots provided by modern banks. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;This system ensures all business income and expenses flow through one account, with separate allocations for taxes and overflow to manage excess funds. By setting a consistent payday and tracking a &apos;magic number&apos; for expenses and salary, you can maintain financial stability even when your income varies. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;Emilie critiques the popular Profit First method for being overly complicated with its five-account setup and highlights the importance of maintaining a sustainable mindset that&apos;s free from scarcity. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(0, 0, 0);&quot;&gt;She also touches on real-life applications, offering practical steps and sharing client insights, while emphasizing that effective money management is about knowing and working towards your personal financial goals.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>No</itunes:explicit><itunes:duration>00:20:33</itunes:duration><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Ep 1. Why you should pay yourself a salary]]></title><description><![CDATA[<p><span style="color: rgb(52, 52, 52);">In the kick-off episode of </span><strong style="color: rgb(52, 52, 52);">Fund the Damn Life</strong><span style="color: rgb(52, 52, 52);">, Emilie Nutley gets real with business owners about flipping the script. Ssing your business to fund the life you want, not the other way around. </span></p><p><span style="color: rgb(52, 52, 52);">She shares her no-BS advice on why paying yourself a consistent salary is non-negotiable, even if your income is all over the place. </span></p><p><span style="color: rgb(52, 52, 52);">Emilie talks about financial security, setting realistic goals, and avoiding the scarcity mindset that keeps you stuck. </span></p><p><span style="color: rgb(52, 52, 52);">She breaks down how to figure out your necessary expenses, track them, and reverse-engineer your sales to meet those goals. </span></p><p><span style="color: rgb(52, 52, 52);">Plus, she teases the next episode, where she'll share why you only need one bank account to manage your finances. </span></p><p><span style="color: rgb(52, 52, 52);">Get ready for some tough love and actionable tips to transform how you handle your business cash flow.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></description><guid isPermaLink="false">d3bca3d7-2074-4467-bc03-a6aff6960271_bOFXXW6nud</guid><dc:creator><![CDATA[Emilie Nutley]]></dc:creator><pubDate>Mon, 30 Jun 2025 13:22:18 GMT</pubDate><enclosure url="https://dts.podtrac.com/redirect.mp3/podcasts.helloaudio.fm/download/bOFXXW6nud/d3bca3d7-2074-4467-bc03-a6aff6960271.mp3" length="23695895" type="audio/mpeg"/><content:encoded><![CDATA[<p><span style="color: rgb(52, 52, 52);">In the kick-off episode of </span><strong style="color: rgb(52, 52, 52);">Fund the Damn Life</strong><span style="color: rgb(52, 52, 52);">, Emilie Nutley gets real with business owners about flipping the script. Ssing your business to fund the life you want, not the other way around. </span></p><p><span style="color: rgb(52, 52, 52);">She shares her no-BS advice on why paying yourself a consistent salary is non-negotiable, even if your income is all over the place. </span></p><p><span style="color: rgb(52, 52, 52);">Emilie talks about financial security, setting realistic goals, and avoiding the scarcity mindset that keeps you stuck. </span></p><p><span style="color: rgb(52, 52, 52);">She breaks down how to figure out your necessary expenses, track them, and reverse-engineer your sales to meet those goals. </span></p><p><span style="color: rgb(52, 52, 52);">Plus, she teases the next episode, where she'll share why you only need one bank account to manage your finances. </span></p><p><span style="color: rgb(52, 52, 52);">Get ready for some tough love and actionable tips to transform how you handle your business cash flow.</span></p><p></p><p>✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety</p>]]></content:encoded><itunes:summary>&lt;p&gt;&lt;span style=&quot;color: rgb(52, 52, 52);&quot;&gt;In the kick-off episode of &lt;/span&gt;&lt;strong style=&quot;color: rgb(52, 52, 52);&quot;&gt;Fund the Damn Life&lt;/strong&gt;&lt;span style=&quot;color: rgb(52, 52, 52);&quot;&gt;, Emilie Nutley gets real with business owners about flipping the script. Ssing your business to fund the life you want, not the other way around. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(52, 52, 52);&quot;&gt;She shares her no-BS advice on why paying yourself a consistent salary is non-negotiable, even if your income is all over the place. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(52, 52, 52);&quot;&gt;Emilie talks about financial security, setting realistic goals, and avoiding the scarcity mindset that keeps you stuck. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(52, 52, 52);&quot;&gt;She breaks down how to figure out your necessary expenses, track them, and reverse-engineer your sales to meet those goals. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(52, 52, 52);&quot;&gt;Plus, she teases the next episode, where she&apos;ll share why you only need one bank account to manage your finances. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&quot;color: rgb(52, 52, 52);&quot;&gt;Get ready for some tough love and actionable tips to transform how you handle your business cash flow.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety&lt;/p&gt;</itunes:summary><itunes:explicit>Yes</itunes:explicit><itunes:duration>00:24:41</itunes:duration><itunes:episodeType>full</itunes:episodeType></item></channel></rss>